B&G Immo: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
B&G Immo
Largest movements
- Tangible fixed assets -€127,161
down €127,161 (-13.0%), from €974,757 to €847,596
of which Leasing and similar rights: -€83,045
- Cash +€10,688
up €10,688 (+198%), from €5,410 to €16,098
mainly Depreciation (+€127,161) and Other debts (+€33,163)
- Debts after one year -€146,797
down €146,797 (-24.1%), from €608,443 to €461,645
- Other debts +€33,163
up €33,163 (+426%), from €7,777 to €40,940
- Depreciation -€3,612
down €3,612 (-2.8%), from €130,773 to €127,161
- Financial charges -€1,929
down €1,929 (-13.7%), from €14,093 to €12,164
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,049,680 | €934,241 | -€115,438 | -11.0% |
| Fixed assets | 21/28 | €974,757 | €847,596 | -€127,161 | -13.0% |
| Tangible fixed assets | 22/27 | €974,757 | €847,596 | -€127,161 | -13.0% |
| Land and buildings | 22 | €545,265 | €504,897 | -€40,368 | -7.4% |
| Plant, machinery and equipment | 23 | €6,737 | €3,796 | -€2,941 | -43.7% |
| Furniture and vehicles | 24 | €3,272 | €2,465 | -€807 | -24.7% |
| Leasing and similar rights | 25 | €419,483 | €336,438 | -€83,045 | -19.8% |
| Current assets | 29/58 | €74,923 | €86,645 | +€11,723 | +15.6% |
| Amounts receivable within one year | 40/41 | €69,319 | €70,350 | +€1,030 | +1.5% |
| Trade receivables | 40 | €65,900 | €70,000 | +€4,100 | +6.2% |
| Other amounts receivable | 41 | €3,419 | €350 | -€3,070 | -89.8% |
| Cash at bank and in hand | 54/58 | €5,410 | €16,098 | +€10,688 | +198% |
| Deferred charges and accrued income | 490/1 | €193 | €198 | +€4 | +2.2% |
| Total equity and liabilities | 10/49 | €1,049,680 | €934,241 | -€115,438 | -11.0% |
| Equity | 10/15 | €277,919 | €281,848 | +€3,929 | +1.4% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €227,919 | €231,848 | +€3,929 | +1.7% |
| Distributable reserves | 133 | €227,919 | €231,848 | +€3,929 | +1.7% |
| Amounts payable | 17/49 | €771,761 | €652,393 | -€119,368 | -15.5% |
| Amounts payable after more than one year | 17 | €608,443 | €461,645 | -€146,797 | -24.1% |
| Financial debts | 170/4 | €608,443 | €461,645 | -€146,797 | -24.1% |
| Amounts payable within one year | 42/48 | €163,318 | €190,748 | +€27,430 | +16.8% |
| Current portion of amounts payable after more than one year | 42 | €154,002 | €146,797 | -€7,205 | -4.7% |
| Trade debts | 44 | €1,225 | €1,309 | +€85 | +6.9% |
| Suppliers | 440/4 | €1,225 | €1,309 | +€85 | +6.9% |
| Taxes, remuneration and social security | 45 | €314 | €1,701 | +€1,387 | +441% |
| Taxes | 450/3 | €314 | €1,701 | +€1,387 | +441% |
| Other amounts payable | 47/48 | €7,777 | €40,940 | +€33,163 | +426% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €130,773 | €127,161 | -€3,612 | -2.8% |
| Other operating charges | 640/8 | €7,740 | €8,532 | +€791 | +10.2% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €154,342 | €153,487 | -€855 | -0.6% |
| Operating profit (loss) | 9901 | €15,829 | €17,794 | +€1,966 | +12.4% |
| Financial charges | 65/66B | €14,093 | €12,164 | -€1,929 | -13.7% |
| Recurring financial charges | 65 | €14,093 | €12,164 | -€1,929 | -13.7% |
| Profit (loss) for the period before taxes | 9903 | €1,736 | €5,630 | +€3,894 | +224% |
| Income taxes | 67/77 | €314 | €1,701 | +€1,387 | +441% |
| Profit (loss) for the period | 9904 | €1,422 | €3,929 | +€2,508 | +176% |
| Profit (loss) for the period to be appropriated | 9905 | €1,422 | €3,929 | +€2,508 | +176% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.