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B.D.G CONSTRUCT

Active
Private limited companyfounded 2009active for 17 yearsRue de Dinant 85, 5570 Beauraing, BelgiumKBO/BCE: BE 0809.954.156
Summary

The computed 12-month bankruptcy probability of B.D.G CONSTRUCT is 9.9% (elevated). For B.D.G CONSTRUCT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€1,719) and a net result of €5,255. Equity is shrinking by about 56% per year across the filed financial years. Its solvency ranks better than 10% of 8,824 sector peers (NACE 41, financial year 2023). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€23,696total assets 2023
Equity
-€1,719
Profit
€5,255
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
9.9%
2023 figures too old to score
Structure
Accounts 444 days overdue0 of 7 deeds read
Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 137 days late; 3 of the last 3 lateFigures for financial year 2023 (filed 17-12-2024)Liquidity: current ratio 0.89, cash €15Two or more financial years not filedFiled more than 90 days latelowers riskFounded in 2009Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Weak
Solvency 18+18
equity -7.3% of total assets
Liquidity 0=
short-term debt 107.3% · cash 0.1%
Profitability 96+96
return on assets 22.2%
Bankruptcy probability, 12 months
9.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,421 companies, NACE 41, micro)
Last 24 months 11-2024: 4.9% 12-2024: 5.9%▲ +1.0 percentage point vs 11-2024 01-2025: 3.5%▼ -2.4 percentage points vs 12-2024 02-2025: 3.5%● unchanged vs 01-2025 03-2025: 3.5%● unchanged vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.4%▼ -0.1 percentage points vs 04-2025 06-2025: 3.1%▼ -0.3 percentage points vs 05-2025lowest value 07-2025: 3.2%▲ +0.1 percentage points vs 06-2025 08-2025: 3.7%▲ +0.5 percentage points vs 07-2025 09-2025: 4.0%▲ +0.3 percentage points vs 08-2025 10-2025: 4.1%▲ +0.1 percentage points vs 09-2025 11-2025: 4.3%▲ +0.2 percentage points vs 10-2025 12-2025: 5.0%▲ +0.7 percentage points vs 11-2025 01-2026: 7.9%▲ +2.9 percentage points vs 12-2025 02-2026: 7.9%● unchanged vs 01-2026 03-2026: 8.2%▲ +0.3 percentage points vs 02-2026 04-2026: 7.6%▼ -0.6 percentage points vs 03-2026 05-2026: 7.6%● unchanged vs 04-2026 06-2026: 7.6%● unchanged vs 05-2026 07-2026: 7.6%● unchanged vs 06-2026 08-2026: 9.9%▲ +2.3 percentage points vs 07-2026highest value 09-2026: 9.9%● unchanged vs 08-2026highest value 10-2026: 9.9%● unchanged vs 09-2026highest value
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Signals

Six signals.
lowers riskraises risk
raises risk · 2 financial years not filed after the legal deadline; latest accounts 137 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2023 (filed 17-12-2024)
NBB · annual accounts
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.89, cash €15
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 year end31-07-2025 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-12-2024, 137 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
137 days late
2022
88 days late
2021
78 days late
2020
86 days late
2019
73 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 92 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2023 · micro…
  2. Back to profitnet €5,255
  3. Annual accounts filedfinancial year 2022 · micro…

Financials · financial year 2023, micro format

2024 annual accounts not yet filed, deadline passed on 31 July 2025 Financial year closed on 31 December 2024; filing due at the latest 7 months after the close (Companies Code art. 3:10). 2 financial years without a filing since the last one filed. Source: NBB filings, as of 18 October 2026.

Equity
-€1,719▲ 75.4%
2022 · -€6,973
Total assets
€23,696▲ 3.5%
2022 · €22,899
Net result
€5,255
2022 · -€7,818
Working capital
-€2,719▲ 68.5%
2022 · -€8,628
Trend over the years

2019 to 2023, 5 financial years 2018 to 2023, 6 financial years

The operating result returns to profit in 2023: €5,560 after a loss of €7,784 in 2022, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€5,560 2023 Net result€5,255 2023

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line201820192020202120222023
Operating result€109,069--€5,125-€1,383▲ 73.0%-€2,114▼ 52.8%-€7,784▼ 268%€5,560
Net result€102,396--€4,593€3,515within the sector's middle half-€2,701below the sector's middle half-€7,818below the sector's middle half▼ 189%€5,255within the sector's middle half
Equity€3,921--€673€2,842below the sector's middle half€845below the sector's middle half▼ 70.3%-€6,973below the sector's middle half-€1,719below the sector's middle half▲ 75.4%
Total assets€47,617-€46,118▼ 3.1%€36,695below the sector's middle half▼ 20.4%€30,560below the sector's middle half▼ 16.7%€22,899below the sector's middle half▼ 25.1%€23,696below the sector's middle half▲ 3.5%
Debt€43,697-€46,790▲ 7.1%€33,853▼ 27.7%€29,715▼ 12.2%€29,873▲ 0.5%€25,414▼ 14.9%
Working capital-€124--€10,501▼ 8,365%-€913below the sector's middle half▲ 91.3%-€3,003below the sector's middle half▼ 229%-€8,628below the sector's middle half▼ 187%-€2,719below the sector's middle half▲ 68.5%
Solvency8.2%--1.5%▼ 9.7pp7.7%below the sector's middle half▲ 9.2pp2.8%below the sector's middle half▼ 5.0pp-30.5%below the sector's middle half▼ 33.2pp-7.3%below the sector's middle half▲ 23.2pp
Current ratio1.00-0.59▼ 0.410.96below the sector's middle half▲ 0.370.87below the sector's middle half▼ 0.090.67below the sector's middle half▼ 0.190.89below the sector's middle half▲ 0.22
Return on assets (ROA)215.0%--10.0%▼ 225.0pp9.6%within the sector's middle half▲ 19.5pp-8.8%below the sector's middle half▼ 18.4pp-34.1%below the sector's middle half▼ 25.3pp22.2%above the sector's middle half▲ 56.3pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €23,696
Fixed assets €1,000 ▼ 80.8%
Current assets €22,696 ▲ 28.2%
Equity and liabilities
Equity-€1,719
Debt€25,414
Equity is negative: debt (€25,414) exceeds the balance-sheet total (€23,696).
Key figures and ratios
2023 value · change against 2022
EBITDA
€9,759▲
2022 · -€1,985
Cash flow
€9,454▲
2022 · -€2,019
Quick ratio
0.27▲
2022 · 0.08
Interest coverage
32.02▲
2022 · -5.18
Debt ≤ 1 year
€25,414▼
2022 · €26,328
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 38 lines
Balance sheet Code20222023
Assets
Total assets20/58€22,899€23,696▲
Fixed assets21/28€5,200€1,000▼
Tangible fixed assets22/27€5,200€1,000▼
Furniture and vehicles24€5,200€1,000▼
Current assets29/58€17,700€22,696▲
Stocks and contracts in progress3€15,630€15,835▲
Stocks30/36€15,630€15,835▲
Amounts receivable within one year40/41€2,070€6,846▲
Trade receivables40€328€4,823▲
Other amounts receivable41€1,742€2,023▲
Cash at bank and in hand54/58-€15
Equity and liabilities
Total equity and liabilities10/49€22,899€23,696▲
Equity10/15-€6,973-€1,719▲
Contributions10/11€6,904€6,904=
Profit (loss) carried forward14-€13,877-€8,623▲
Amounts payable17/49€29,873€25,414▼
Amounts payable after more than one year17€3,545-
Financial debts170/4€3,545-
Amounts payable within one year42/48€26,328€25,414▼
Current portion of amounts payable after more than one year42€4,108€1,384▼
Trade debts44€2,624€1,031▼
Suppliers440/4€2,624€1,031▼
Other amounts payable47/48€19,596€22,999▲
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,800€4,200▼
Other operating charges640/8€149-
Non-recurring operating charges66A€17-
Gross operating margin9900-€1,819€9,759▲
Operating profit (loss)9901-€7,784€5,560▲
Financial income75/76B€349-
Recurring financial income75€91-
Non-recurring financial income76B€258-
Financial charges65/66B€383€305▼
Recurring financial charges65€383€305▼
Profit (loss) for the period before taxes9903-€7,818€5,255▲
Profit (loss) for the period9904-€7,818€5,255▲
Profit (loss) for the period to be appropriated9905-€7,818€5,255▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,877-€8,623▲
Profit (loss) brought forward from the previous period14P-€6,059-€13,877▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201820192020202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,304€8,964€5,800€5,800€5,800€4,200▼ 27.6%
Other operating charges640/8---€239€149--
Non-recurring operating charges66A---€3,736€17--
Gross operating margin9900€117,843€3,973€4,603€7,661-€1,819€9,759-
Operating profit (loss)9901€109,069-€5,125-€1,383-€2,114-€7,784€5,560-
Financial income75/76B----€349--
Recurring financial income75-€0€223-€91--
Non-recurring financial income76B----€258--
Financial charges65/66B---€587€383€305▼ 20.5%
Recurring financial charges65€884€775€814€587€383€305▼ 20.5%
Profit (loss) for the period before taxes9903€105,672-€4,123€3,784-€2,701-€7,818€5,255-
Income taxes67/77€3,276€470€269----
Profit (loss) for the period9904€102,396-€4,593€3,515-€2,701-€7,818€5,255-
Profit (loss) for the period to be appropriated9905€102,396-€4,593€3,515-€2,701-€7,818€5,255-
Line201820192020202120222023Change
Assets
Total assets20/58€47,617€46,118€36,695€30,560€22,899€23,696▲ 3.5%
Fixed assets21/28€20,492€31,276€16,799€10,999€5,200€1,000▼ 80.8%
Tangible fixed assets22/27€20,492€31,276€16,799€10,999€5,200€1,000▼ 80.8%
Furniture and vehicles24---€10,999€5,200€1,000▼ 80.8%
Current assets29/58€27,125€14,842€19,896€19,561€17,700€22,696▲ 28.2%
Stocks and contracts in progress3€3,290€11,863€13,598€15,630€15,630€15,835▲ 1.3%
Stocks30/36---€15,630€15,630€15,835▲ 1.3%
Amounts receivable within one year40/41€23,572€2,533€6,276€3,437€2,070€6,846▲ 231%
Trade receivables40---€2,000€328€4,823▲ 1,370%
Other amounts receivable41---€1,437€1,742€2,023▲ 16.1%
Cash at bank and in hand54/58€44€342€22€47-€15-
Deferred charges and accrued income490/1---€447---
Equity and liabilities
Total equity and liabilities10/49€47,617€46,118€36,695€30,560€22,899€23,696▲ 3.5%
Equity10/15€3,921-€673€2,842€845-€6,973-€1,719▲ 75.4%
Contributions10/11€6,200€6,200€6,200€6,904€6,904€6,904=
Profit (loss) carried forward14-€2,279-€6,873-€3,358-€6,059-€13,877-€8,623▲ 37.9%
Amounts payable17/49€43,697€46,790€33,853€29,715€29,873€25,414▼ 14.9%
Amounts payable after more than one year17€16,448€21,447€13,044€7,151€3,545--
Financial debts170/4---€7,151€3,545--
Amounts payable within one year42/48€27,249€25,343€20,809€22,564€26,328€25,414▼ 3.5%
Current portion of amounts payable after more than one year42---€5,821€4,108€1,384▼ 66.3%
Trade debts44€15,551€8,257€7,261€5,185€2,624€1,031▼ 60.7%
Suppliers440/4---€5,185€2,624€1,031▼ 60.7%
Other amounts payable47/48---€11,559€19,596€22,999▲ 17.4%
Line201820192020202120222023Change
Profit (loss) for the period9904€102,396-€4,593€3,515-€2,701-€7,818€5,255-
+ Depreciation and write-downs630€5,304€8,964€5,800€5,800€5,800€4,200▼ 27.6%
Operating cash flow (approximation)€107,700€4,371€9,314€3,099-€2,019€9,454-
Investment in fixed assets (approximation)--€19,748€8,678€0€0€0-
Change in cash-€297-€319€25---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 15 filings with the National Bank
Financial year Type Filed Reference
31-12-2023 micro format 15-12-2024 2024-00617793
31-12-2022 micro format 27-10-2023 2023-00507284
31-12-2021 micro format 17-10-2022 2022-20471502
31-12-2020 micro format 25-10-2021 2021-73700487
31-12-2019 micro format 12-10-2020 2020-61300099
31-12-2018 micro format 30-09-2019 2019-68600263
31-12-2017 micro format 28-09-2018 2018-66900578
31-12-2016 micro format 02-10-2017 2017-66400227
31-12-2015 full format 04-10-2016 2016-65200368
31-12-2014 full format 22-10-2015 2015-65700300

Show all 15 filings

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,159. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 7 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

B.D.G CONSTRUCT was incorporated on 20 February 2009.1 Total assets fell from €47,617 in 2018 to €23,696 in 2023.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2023

Acts, filings and financial milestones

2024
15-12
NBB filing Annual accounts filed
financial year 2023 · micro format · 137 days late
2023
31-12
Financial Back to profitnet €5,255
Net result €5,255 after 2 loss-making years.
27-10
NBB filing Annual accounts filed
financial year 2022 · micro format · 88 days late
2022
31-12
Financial Weakest financial yearnet -€7,818
Net result drops to -€7,818, the lowest in the series; recovery starts the following year.
17-10
NBB filing Annual accounts filed
financial year 2021 · micro format · 78 days late
2021
25-10
NBB filing Annual accounts filed
financial year 2020 · micro format · 86 days late
2020
31-12
Financial Back to profitnet €3,515
Net result €3,515 after one loss-making year.
12-10
NBB filing Annual accounts filed
financial year 2019 · micro format · 73 days late
2019
30-09
NBB filing Annual accounts filed
financial year 2018 · micro format · 61 days late
2018
28-09
NBB filing Annual accounts filed
financial year 2017 · micro format · 59 days late
2017
02-10
NBB filing Annual accounts filed
financial year 2016 · micro format · 63 days late
2016
04-10
NBB filing Annual accounts filed
financial year 2015 · full format · 65 days late
2015
22-10
NBB filing Annual accounts filed
financial year 2014 · full format · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 15 annual accounts filed, the latest 10 are here; all 15 are under Financials.
0 of 7 deeds read
About the unread acts

We know of 7 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded20-02-2009
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
74130Interior design
Contact
E-mail e.bertholet@prefimma.beBeauraing
Phone 082/71.29.57Beauraing
E-invoicing
Reachable via Peppol
Peppol ID 0208:0809954156
Also 9925:BE0809954156
Registered 05-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 17 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0809.954.156

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2009
registered office establishment approximate The establishment unit on the map
Ground area
18.3 ha
Parcel 91013B0001/00M004, Wallonia. Linked by address, not a title deed.
1 establishment unit
B.D.G. CONSTRUCT sprl
Rue de Dinant 85, 5570 BeauraingGeneral construction of residential buildings
since 2009unit no. 2.176.608.239
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
91013B0001/00M004 Wallonia 18.3 ha - -
How the parcels are linked
Good to know
The parcel matches the address exactly.