Financials
- Financial year
- 2025
- Total assets
- €2.6m
- Loss
- -€105,173
- Solvency
- 9.7%
COULEUR TERRE
ActiveSummary
COULEUR TERRE has the legal form “Coöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk” in the KBO; Checked does not compute a bankruptcy probability for it. The 2025 annual accounts show equity of €253,152 and a net result of -€105,173. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 12% of 9,614 sector peers (NACE 43, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insulation installation
NACE 43230General construction of residential buildings NACE 41001
5th largest company by total assets in Beauraing, Construction sector1 site
Size
€2.6mtotal assets 2025
- Staff
- 10.5 FTE
- Equity
- €253,152
- Loss
- -€105,173
Structure
- Largest shareholder
- COOPERATIVE DE LA SAVONNERIE · 24%
- Holdings
- 2
- Benjamin PIERSONDirector
Accounts filed 17 days late1 of 8 deeds read
Signalsraises riskPersistent lossesWeak solvency vs sectorneutralFiled after the deadlineShow the evidence
Checked score
Score 2025
20
/ 100
Critical▼ -18 on 2024
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Weak
Solvency
35-5
equity 9.7% of total assets
Liquidity
15-3
short-term debt 70.2% · cash 2.4%
Profitability
26-39
return on assets -4.0%
Bankruptcy probability, 12 months
The KBO gives the legal form as “Coöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk”. We show no bankruptcy probability for it: the model is built on companies and gives no reliable figure for this form.
No credit on open account
Liquidity insufficient (current ratio 0.47, compared with 0.56 in 2024, below 1; short-term debt: 70.2% and cash: 2.4% of total assets), and 90.3% of the assets are financed with debt and provisions.
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Signals
Three signals.
raises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€105,173
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 9614 sector peers (2025).
NBB · sector comparisonPosition among 9614 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
17 days late
2024
28 days late
2023
22 days late
2022
28 days early
2021
16 days early
2020
11 days early
2019
4 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet -€105,173
- Appointment: Benjamin PIERSON (director)Resignations: Sébastien CASSART (director) and…
Key points
By topic
Board & ownership
- Board
- 1 member
- Largest shareholder
- COOPERATIVE DE LA SAVONNERIE · 24%
- Benjamin PIERSONDirector
Network & group
- Subsidiaries
- 1
- Holdings
- 2
2 holdings
Timeline
- Events
- 22
- Since
- 2008
- Next accounts
- by 31-07-2027
- 28-08-2025Annual accounts filed
- 22-08-2024Annual accounts filed
- 03-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Coöperatieve vennootschap met beperkte aansprakelijkheid met een sociaal oogmerk
- Activity
- Insulation installationNACE 43230
- Founded
- 18-12-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
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