B.D.G CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of B.D.G CONSTRUCT is 1.7% (moderate). For B.D.G CONSTRUCT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€1,719) and a net result of €5,255. Equity is shrinking by ~56.2% per year across the filed fiscal years. Its solvency ranks better than 10% of 8999 sector peers (fiscal year 2023). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability96▲+96
Solvency18▲+18
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-7.3%
Return on assets
22.2%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline26-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-12-2024, 137 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
137 d late
2022
88 d late
2021
78 d late
2020
86 d late
2019
73 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 92 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
-€1,719▲ 75.4%
2022 · -€6,973
Total assets
€23,696▲ 3.5%
2022 · €22,899
Net result
€5,255
2022 · -€7,818
Working capital
-€2,719▲ 68.5%
2022 · -€8,628
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€5,125-€1,383▲ 73.0%-€2,114▼ 52.8%-€7,784▼ 268%€5,560
Net result-€4,593€3,515-€2,701-€7,818▼ 189%€5,255
Equity-€673€2,842€845▼ 70.3%-€6,973-€1,719▲ 75.4%
Total assets€46,118▼ 3.1%€36,695▼ 20.4%€30,560▼ 16.7%€22,899▼ 25.1%€23,696▲ 3.5%
Debt€46,790▲ 7.1%€33,853▼ 27.7%€29,715▼ 12.2%€29,873▲ 0.5%€25,414▼ 14.9%
Working capital-€10,501▼ 8,365%-€913▲ 91.3%-€3,003▼ 229%-€8,628▼ 187%-€2,719▲ 68.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €5,560 after a loss of €7,784 in 2022, the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €23,696
Fixed assets
€1,000 ▼ 80.8%
Current assets
€22,696 ▲ 28.2%
Key figures and ratios
EBITDA
€9,759▲
2022 · -€1,985
Cash flow
€9,454▲
2022 · -€2,019
Solvency
-7.3%▲
2022 · -30.5%
Current ratio
0.89▲
2022 · 0.67
Quick ratio
0.27▲
2022 · 0.08
Debt to equity
-14.79▼
2022 · -4.28
ROA
22.2%▲
2022 · -34.1%
Interest coverage
32.02▲
2022 · -5.18
Debt ≤ 1 year
€25,414▼
2022 · €26,328
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,964 | €5,800 | €5,800 | €5,800 | €4,200 | ▼ 27.6% |
| Other operating charges640/8 | - | - | €239 | €149 | - | - |
| Non-recurring operating charges66A | - | - | €3,736 | €17 | - | - |
| Gross operating margin9900 | €3,973 | €4,603 | €7,661 | -€1,819 | €9,759 | ▲ 637% |
| Operating profit (loss)9901 | -€5,125 | -€1,383 | -€2,114 | -€7,784 | €5,560 | ▲ 171% |
| Financial income75/76B | - | - | - | €349 | - | - |
| Recurring financial income75 | €0 | €223 | - | €91 | - | - |
| Non-recurring financial income76B | - | - | - | €258 | - | - |
| Financial charges65/66B | - | - | €587 | €383 | €305 | ▼ 20.5% |
| Recurring financial charges65 | €775 | €814 | €587 | €383 | €305 | ▼ 20.5% |
| Profit (loss) for the period before taxes9903 | -€4,123 | €3,784 | -€2,701 | -€7,818 | €5,255 | ▲ 167% |
| Income taxes67/77 | €470 | €269 | - | - | - | - |
| Profit (loss) for the period9904 | -€4,593 | €3,515 | -€2,701 | -€7,818 | €5,255 | ▲ 167% |
| Profit (loss) for the period to be appropriated9905 | -€4,593 | €3,515 | -€2,701 | -€7,818 | €5,255 | ▲ 167% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €46,118 | €36,695 | €30,560 | €22,899 | €23,696 | ▲ 3.5% |
| Fixed assets21/28 | €31,276 | €16,799 | €10,999 | €5,200 | €1,000 | ▼ 80.8% |
| Tangible fixed assets22/27 | €31,276 | €16,799 | €10,999 | €5,200 | €1,000 | ▼ 80.8% |
| Furniture and vehicles24 | - | - | €10,999 | €5,200 | €1,000 | ▼ 80.8% |
| Current assets29/58 | €14,842 | €19,896 | €19,561 | €17,700 | €22,696 | ▲ 28.2% |
| Stocks and contracts in progress3 | €11,863 | €13,598 | €15,630 | €15,630 | €15,835 | ▲ 1.3% |
| Stocks30/36 | - | - | €15,630 | €15,630 | €15,835 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €2,533 | €6,276 | €3,437 | €2,070 | €6,846 | ▲ 231% |
| Trade receivables40 | - | - | €2,000 | €328 | €4,823 | ▲ 1,370% |
| Other amounts receivable41 | - | - | €1,437 | €1,742 | €2,023 | ▲ 16.1% |
| Cash at bank and in hand54/58 | €342 | €22 | €47 | - | €15 | - |
| Deferred charges and accrued income490/1 | - | - | €447 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €46,118 | €36,695 | €30,560 | €22,899 | €23,696 | ▲ 3.5% |
| Equity10/15 | -€673 | €2,842 | €845 | -€6,973 | -€1,719 | ▲ 75.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,904 | €6,904 | €6,904 | = |
| Profit (loss) carried forward14 | -€6,873 | -€3,358 | -€6,059 | -€13,877 | -€8,623 | ▲ 37.9% |
| Amounts payable17/49 | €46,790 | €33,853 | €29,715 | €29,873 | €25,414 | ▼ 14.9% |
| Amounts payable after more than one year17 | €21,447 | €13,044 | €7,151 | €3,545 | - | - |
| Financial debts170/4 | - | - | €7,151 | €3,545 | - | - |
| Amounts payable within one year42/48 | €25,343 | €20,809 | €22,564 | €26,328 | €25,414 | ▼ 3.5% |
| Current portion of amounts payable after more than one year42 | - | - | €5,821 | €4,108 | €1,384 | ▼ 66.3% |
| Trade debts44 | €8,257 | €7,261 | €5,185 | €2,624 | €1,031 | ▼ 60.7% |
| Suppliers440/4 | - | - | €5,185 | €2,624 | €1,031 | ▼ 60.7% |
| Other amounts payable47/48 | - | - | €11,559 | €19,596 | €22,999 | ▲ 17.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,593 | €3,515 | -€2,701 | -€7,818 | €5,255 | ▲ 167% |
| + Depreciation and write-downs630 | €8,964 | €5,800 | €5,800 | €5,800 | €4,200 | ▼ 27.6% |
| Operating cash flow (approximation) | €4,371 | €9,314 | €3,099 | -€2,019 | €9,454 | ▲ 568% |
| Investment in fixed assets (approximation) | - | €8,678 | €0 | €0 | €0 | - |
| Change in cash | - | -€319 | €25 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 137 days late
2023
31-12
Financial
Back to profitnet €5,255
Net result €5,255 after 2 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-12
Financial
Weakest financial yearnet -€7,818
Net result drops to -€7,818, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Back to profitnet €3,515
Net result €3,515 after one loss-making year.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 63 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 65 days late
2015
22-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 83 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 1 establishment unit since 2009
Ground area
18.3 ha
Parcel 91013B0001/00M004, Wallonia. Linked by address, not a title deed.
1 establishment unit
B.D.G. CONSTRUCT sprl
since 20092.176.608.239
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013B0001/00M004 | Wallonia | 18.3 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FACTOTUM OFFICE
BE 0726.932.351
Wemmel · Eq €857
ML RENOVATION
BE 0793.628.165
Sint-Pieters-Leeuw · Eq €860
R-Invest
BE 0788.591.687
Heist-op-den-Berg · Eq €825
BUILDTEK
BE 0792.528.305
Wavre · Eq €868
KUSTCONSTRUCT
BE 0474.759.867
Oostende · Eq €869
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 1,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
74130Interior design
Contact
E-mail
e.bertholet@prefimma.beBeauraing
Phone
082/71.29.57Beauraing
Scores and ratios are computed by Checked and are not a credit decision.