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B-CONSULT

Active
Private limited companyfounded 201510 yrs activeBeertsestraat 160, 1500 Halle, BelgiumKBO/BCE: BE 0642.704.677
Summary

B-CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,634 and a net result of €105,099. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 18% of 7098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency34▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.41 in 2024; short-term debt: 62.2% and cash: 27.1% of total assets), and 91.3% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
8.7%
Return on assets
49.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7098 sector peers (2025).
NBB · sector comparison
Position among 7098 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
134 d early
2024
140 d early
2023
84 d early
2022
67 d early
2021
27 d early
2020
50 d early
2019
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 77 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

B-CONSULT was incorporated on 6 November 2015.1 Total assets went from EUR 221,138 in 2018 to EUR 213,424 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,634▼ 9.3%
2024 · €20,535
Total assets
€213,424▲ 11.2%
2024 · €191,963
Net result
€105,099▲ 25.4%
2024 · €83,797
Working capital
-€52,444▲ 18.6%
2024 · -€64,389
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€53,058▲ 63.3%€61,557▲ 16.0%€83,376▲ 35.4%€75,875▼ 9.0%€79,634▲ 5.0%
Net result€70,931above the sector's middle half▲ 96.1%€83,771above the sector's middle half▲ 18.1%€97,806above the sector's middle half▲ 16.8%€83,797above the sector's middle half▼ 14.3%€105,099above the sector's middle half▲ 25.4%
Equity€22,162within the sector's middle half▲ 4.4%€22,933within the sector's middle half▲ 3.5%€20,738within the sector's middle half▼ 9.6%€20,535within the sector's middle half▼ 1.0%€18,634within the sector's middle half▼ 9.3%
Total assets€173,456within the sector's middle half▼ 1.3%€193,440within the sector's middle half▲ 11.5%€212,445within the sector's middle half▲ 9.8%€191,963within the sector's middle half▼ 9.6%€213,424within the sector's middle half▲ 11.2%
Debt€151,295▼ 2.1%€170,507▲ 12.7%€191,706▲ 12.4%€171,428▼ 10.6%€194,790▲ 13.6%
Working capital-€21,109below the sector's middle half▼ 114%-€21,387below the sector's middle half▼ 1.3%-€72,573below the sector's middle half▼ 239%-€64,389below the sector's middle half▲ 11.3%-€52,444below the sector's middle half▲ 18.6%
Solvency12.8%below the sector's middle half▲ 0.7pp11.9%below the sector's middle half▼ 0.9pp9.8%below the sector's middle half▼ 2.1pp10.7%below the sector's middle half▲ 0.9pp8.7%below the sector's middle half▼ 2.0pp
Current ratio0.76below the sector's middle half▼ 0.100.80below the sector's middle half▲ 0.040.44below the sector's middle half▼ 0.360.41below the sector's middle half▼ 0.030.60below the sector's middle half▲ 0.19
Return on assets (ROA)40.9%above the sector's middle half▲ 20.3pp43.3%above the sector's middle half▲ 2.4pp46.0%above the sector's middle half▲ 2.7pp43.7%above the sector's middle half▼ 2.4pp49.2%above the sector's middle half▲ 5.6pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €53,058€53,058Net result 2021: €70,931€70,931Operating result 2022: €61,557€61,557Net result 2022: €83,771€83,771Operating result 2023: €83,376€83,376Net result 2023: €97,806€97,806Operating result 2024: €75,875€75,875Net result 2024: €83,797€83,797Operating result 2025: €79,634€79,634Net result 2025: €105,099€105,09920212022202320242025€0€50,000€100,000Operating result 2023: €83,376€83,400Net result 2023: €97,806€97,800Operating result 2024: €75,875€75,900Net result 2024: €83,797€83,800Operating result 2025: €79,634€79,600Net result 2025: €105,099€105,000202320242025
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213,424
Fixed assets €133,178 ▼ 9.4%
Current assets €80,247 ▲ 78.6%
Equity and liabilities €213,424
Equity €18,634 ▼ 9.3%
Debt €194,790 ▲ 13.6%
Debt's share of the balance-sheet total rises from 89.3% to 91.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€93,480▲
2024 · €89,471
Cash flow
€118,945▲
2024 · €97,392
Debt to equity
10.45▲
2024 · 8.35
ROE
564.0%▲
2024 · 408.1%
Interest coverage
22.54▲
2024 · 11.91
Debt ≤ 1 year
€132,690▲
2024 · €109,328
Debt > 1 year
€60,000=
2024 · €60,000
Income taxes
€20,117▲
2024 · €17,392
Staff costs
€314▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.4% went bankrupt
3.2% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€191,963€213,424▲
Fixed assets21/28€147,024€133,178▼
Tangible fixed assets22/27€42,024€28,178▼
Furniture and vehicles24€42,024€28,178▼
Financial fixed assets28€105,000€105,000=
Current assets29/58€44,939€80,247▲
Amounts receivable within one year40/41€1,852€20,207▲
Trade receivables40€0€20,207▲
Other amounts receivable41€1,852€0▼
Cash at bank and in hand54/58€41,161€57,911▲
Deferred charges and accrued income490/1€1,926€2,129▲
Equity and liabilities
Total equity and liabilities10/49€191,963€213,424▲
Equity10/15€20,535€18,634▼
Contributions10/11€18,600€18,600=
Reserves13€1,935€34▼
Distributable reserves133€1,935€34▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€171,428€194,790▲
Amounts payable after more than one year17€60,000€60,000=
Financial debts170/4€60,000€60,000=
Amounts payable within one year42/48€109,328€132,690▲
Financial debts43€35€52▲
Credit institutions430/8€35€52▲
Trade debts44€1,331€1,997▲
Suppliers440/4€1,331€1,997▲
Taxes, remuneration and social security45€24,486€27,465▲
Taxes450/3€24,486€27,465▲
Other amounts payable47/48€83,476€103,176▲
Accrued charges and deferred income492/3€2,100€2,100=
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€165€314▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,596€13,846▲
Other operating charges640/8€387€400▲
Gross operating margin9900€90,024€94,194▲
Operating profit (loss)9901€75,875€79,634▲
Financial income75/76B€32,825€49,729▲
Recurring financial income75€32,825€49,729▲
Financial charges65/66B€7,512€4,147▼
Recurring financial charges65€7,512€4,147▼
Profit (loss) for the period before taxes9903€101,189€125,216▲
Income taxes67/77€17,392€20,117▲
Profit (loss) for the period9904€83,797€105,099▲
Profit (loss) for the period to be appropriated9905€83,797€105,099▲
Appropriation of the result
Profit (loss) to be appropriated9906€83,797€105,099▲
Transfer from equity791/2€203€1,901▲
Profit to be distributed694/7€84,000€107,000▲
Return on contributions (dividend)694€84,000€107,000▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€7,240€0--
Remuneration, social security and pensions62€471€246€283€165€314▲ 90.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,417€736€9,859€13,596€13,846▲ 1.8%
Other operating charges640/8€928€880€642€387€400▲ 3.2%
Gross operating margin9900€62,874€63,420€94,161€90,024€94,194▲ 4.6%
Operating profit (loss)9901€53,058€61,557€83,376€75,875€79,634▲ 5.0%
Financial income75/76B€36,666€42,411€40,110€32,825€49,729▲ 51.5%
Recurring financial income75€36,666€42,411€40,110€32,825€49,729▲ 51.5%
Financial charges65/66B€3,874€3,732€4,906€7,512€4,147▼ 44.8%
Recurring financial charges65€3,874€3,732€4,906€7,512€4,147▼ 44.8%
Profit (loss) for the period before taxes9903€85,850€100,236€118,581€101,189€125,216▲ 23.7%
Income taxes67/77€14,919€16,466€20,775€17,392€20,117▲ 15.7%
Profit (loss) for the period9904€70,931€83,771€97,806€83,797€105,099▲ 25.4%
Profit (loss) for the period to be appropriated9905€70,931€83,771€97,806€83,797€105,099▲ 25.4%
Line20212022202320242025Change
Assets
Total assets20/58€173,456€193,440€212,445€191,963€213,424▲ 11.2%
Fixed assets21/28€105,478€106,420€155,412€147,024€133,178▼ 9.4%
Tangible fixed assets22/27€478€1,420€50,412€42,024€28,178▼ 32.9%
Furniture and vehicles24€478€1,420€50,412€42,024€28,178▼ 32.9%
Financial fixed assets28€105,000€105,000€105,000€105,000€105,000=
Current assets29/58€67,978€87,019€57,033€44,939€80,247▲ 78.6%
Amounts receivable within one year40/41€1,401€17,727€682€1,852€20,207▲ 991%
Trade receivables40€60€17,727€682€0€20,207-
Other amounts receivable41€1,341€0-€1,852€0▼ 100%
Cash at bank and in hand54/58€65,399€68,082€54,657€41,161€57,911▲ 40.7%
Deferred charges and accrued income490/1€1,179€1,211€1,694€1,926€2,129▲ 10.5%
Equity and liabilities
Total equity and liabilities10/49€173,456€193,440€212,445€191,963€213,424▲ 11.2%
Equity10/15€22,162€22,933€20,738€20,535€18,634▼ 9.3%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€3,562€4,333€2,138€1,935€34▼ 98.2%
Non-distributable reserves130/1€1,860€1,860€0---
Reserves not available under the articles1311€1,860€1,860€0---
Distributable reserves133€1,702€2,473€2,138€1,935€34▼ 98.2%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€151,295€170,507€191,706€171,428€194,790▲ 13.6%
Amounts payable after more than one year17€60,000€60,000€60,000€60,000€60,000=
Financial debts170/4€60,000€60,000€60,000€60,000€60,000=
Amounts payable within one year42/48€89,087€108,407€129,606€109,328€132,690▲ 21.4%
Financial debts43€98€104€28€35€52▲ 48.9%
Credit institutions430/8€98€104€28€35€52▲ 48.9%
Trade debts44€1,163€1,406€4,621€1,331€1,997▲ 50.1%
Suppliers440/4€1,163€1,406€4,621€1,331€1,997▲ 50.1%
Taxes, remuneration and social security45€23,121€28,757€26,684€24,486€27,465▲ 12.2%
Taxes450/3€23,121€28,757€26,684€24,486€27,465▲ 12.2%
Other amounts payable47/48€64,706€78,140€98,273€83,476€103,176▲ 23.6%
Accrued charges and deferred income492/3€2,207€2,100€2,100€2,100€2,100=
Line20212022202320242025Change
Profit (loss) for the period9904€70,931€83,771€97,806€83,797€105,099▲ 25.4%
+ Depreciation and write-downs630€8,417€736€9,859€13,596€13,846▲ 1.8%
Operating cash flow (approximation)€79,348€84,507€107,665€97,392€118,945▲ 22.1%
Investment in fixed assets (approximation)--€1,678-€58,851-€5,208€0▲ 100%
Change in cash-€2,683-€13,425-€13,496€16,750▲ 224%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €105,099 ▲25.4%
Net result €105,099, the highest in the series.
13-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,155 m²
Building footprint
124 m²
Parcel 23027F0218/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
B-CONSULT
Beertsestraat 160, 1500 HalleHoldings
since 20152.247.911.157
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23027F0218/00D002 Flanders 1,155 m² 1 · 124 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 4,623 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0642704677
Also 9925:BE0642704677
Registered 03-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.