B-CONSULT
ActiveSummary
B-CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €105k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 18% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency34▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.41 in 2024; short-term debt: 62.2% and cash: 27.1% of total assets), and 91.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.7%
Return on assets
49.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7058 sector peers (2025).
NBB · sector comparisonPosition among 7058 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
134 d early
2024
140 d early
2023
84 d early
2022
67 d early
2021
27 d early
2020
50 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 9.3%
2024 · €21k
Total assets
€213k▲ 11.2%
2024 · €192k
Net result
€105k▲ 25.4%
2024 · €84k
Working capital
€-52k▲ 18.6%
2024 · €-64k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53k▲ 63.3%€62k▲ 16.0%€83k▲ 35.4%€76k▼ 9.0%€80k▲ 5.0%
Net result€71k▲ 96.1%€84k▲ 18.1%€98k▲ 16.8%€84k▼ 14.3%€105k▲ 25.4%
Equity€22k▲ 4.4%€23k▲ 3.5%€21k▼ 9.6%€21k▼ 1.0%€19k▼ 9.3%
Total assets€173k▼ 1.3%€193k▲ 11.5%€212k▲ 9.8%€192k▼ 9.6%€213k▲ 11.2%
Debt€151k▼ 2.1%€171k▲ 12.7%€192k▲ 12.4%€171k▼ 10.6%€195k▲ 13.6%
Working capital€-21k▼ 114%€-21k▼ 1.3%€-73k▼ 239%€-64k▲ 11.3%€-52k▲ 18.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€133k ▼ 9.4%
Current assets
€80k ▲ 78.6%
Equity and liabilities €213k
Equity
€19k ▼ 9.3%
Debt
€195k ▲ 13.6%
Debt's share of the balance-sheet total rises from 89.3% to 91.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€93k▲
2024 · €89k
Cash flow
€119k▲
2024 · €97k
Current ratio
0.60▲
2024 · 0.41
Debt to equity
10.45▲
2024 · 8.35
ROE
564.0%▲
2024 · 408.1%
ROA
49.2%▲
2024 · 43.7%
Interest coverage
22.54▲
2024 · 11.91
Debt ≤ 1 year
€133k▲
2024 · €109k
Debt > 1 year
€60k=
2024 · €60k
Income taxes
€20k▲
2024 · €17k
Staff costs
€314▲
2024 · €165
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7k | €0 | - | - |
| Remuneration, social security and pensions62 | €471 | €246 | €283 | €165 | €314 | ▲ 90.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €736 | €10k | €14k | €14k | ▲ 1.8% |
| Other operating charges640/8 | €928 | €880 | €642 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €63k | €63k | €94k | €90k | €94k | ▲ 4.6% |
| Operating profit (loss)9901 | €53k | €62k | €83k | €76k | €80k | ▲ 5.0% |
| Financial income75/76B | €37k | €42k | €40k | €33k | €50k | ▲ 51.5% |
| Recurring financial income75 | €37k | €42k | €40k | €33k | €50k | ▲ 51.5% |
| Financial charges65/66B | €4k | €4k | €5k | €8k | €4k | ▼ 44.8% |
| Recurring financial charges65 | €4k | €4k | €5k | €8k | €4k | ▼ 44.8% |
| Profit (loss) for the period before taxes9903 | €86k | €100k | €119k | €101k | €125k | ▲ 23.7% |
| Income taxes67/77 | €15k | €16k | €21k | €17k | €20k | ▲ 15.7% |
| Profit (loss) for the period9904 | €71k | €84k | €98k | €84k | €105k | ▲ 25.4% |
| Profit (loss) for the period to be appropriated9905 | €71k | €84k | €98k | €84k | €105k | ▲ 25.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €173k | €193k | €212k | €192k | €213k | ▲ 11.2% |
| Fixed assets21/28 | €105k | €106k | €155k | €147k | €133k | ▼ 9.4% |
| Tangible fixed assets22/27 | €478 | €1k | €50k | €42k | €28k | ▼ 32.9% |
| Furniture and vehicles24 | €478 | €1k | €50k | €42k | €28k | ▼ 32.9% |
| Financial fixed assets28 | €105k | €105k | €105k | €105k | €105k | = |
| Current assets29/58 | €68k | €87k | €57k | €45k | €80k | ▲ 78.6% |
| Amounts receivable within one year40/41 | €1k | €18k | €682 | €2k | €20k | ▲ 991% |
| Trade receivables40 | €60 | €18k | €682 | €0 | €20k | - |
| Other amounts receivable41 | €1k | €0 | - | €2k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €65k | €68k | €55k | €41k | €58k | ▲ 40.7% |
| Deferred charges and accrued income490/1 | €1k | €1k | €2k | €2k | €2k | ▲ 10.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €173k | €193k | €212k | €192k | €213k | ▲ 11.2% |
| Equity10/15 | €22k | €23k | €21k | €21k | €19k | ▼ 9.3% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €4k | €4k | €2k | €2k | €34 | ▼ 98.2% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €2k | €2k | €2k | €2k | €34 | ▼ 98.2% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €151k | €171k | €192k | €171k | €195k | ▲ 13.6% |
| Amounts payable after more than one year17 | €60k | €60k | €60k | €60k | €60k | = |
| Financial debts170/4 | €60k | €60k | €60k | €60k | €60k | = |
| Amounts payable within one year42/48 | €89k | €108k | €130k | €109k | €133k | ▲ 21.4% |
| Financial debts43 | €98 | €104 | €28 | €35 | €52 | ▲ 48.9% |
| Credit institutions430/8 | €98 | €104 | €28 | €35 | €52 | ▲ 48.9% |
| Trade debts44 | €1k | €1k | €5k | €1k | €2k | ▲ 50.1% |
| Suppliers440/4 | €1k | €1k | €5k | €1k | €2k | ▲ 50.1% |
| Taxes, remuneration and social security45 | €23k | €29k | €27k | €24k | €27k | ▲ 12.2% |
| Taxes450/3 | €23k | €29k | €27k | €24k | €27k | ▲ 12.2% |
| Other amounts payable47/48 | €65k | €78k | €98k | €83k | €103k | ▲ 23.6% |
| Accrued charges and deferred income492/3 | €2k | €2k | €2k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71k | €84k | €98k | €84k | €105k | ▲ 25.4% |
| + Depreciation and write-downs630 | €8k | €736 | €10k | €14k | €14k | ▲ 1.8% |
| Operating cash flow (approximation) | €79k | €85k | €108k | €97k | €119k | ▲ 22.1% |
| Investment in fixed assets (approximation) | - | €-2k | €-59k | €-5k | €0 | ▲ 100% |
| Change in cash | - | €3k | €-13k | €-13k | €17k | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €105k ▲25.4%
Net result €105k, the highest in the series.
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2015
Ground area
1,155 m²
Building footprint
124 m²
Parcel 23027F0218/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
B-CONSULT
since 20152.247.911.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027F0218/00D002 | Flanders | 1,155 m² | 1 · 124 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.