B-Constructive
ActiveSummary
B-Constructive has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,308 and a net result of €29,308. Its solvency ranks better than 53% of 7524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency71
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.97; short-term debt: 13.5% and cash: 8.4% of total assets), but 54% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46%
Return on assets
43.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€31,308
Total assets
€68,023
Net result
€29,308
Working capital
€18,048
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €68,023
Fixed assets
€40,798
Current assets
€27,225
Equity and liabilities €68,023
Equity
€31,308
Debt
€36,715
Debt finances 54.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€48,630
Cash flow
€36,016
Current ratio
2.97
Debt to equity
1.17
ROE
93.6%
ROA
43.1%
Interest coverage
30.39
Debt ≤ 1 year
€9,177
Debt > 1 year
€27,538
Income taxes
€11,018
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,708 |
| Other operating charges640/8 | €1,665 |
| Non-recurring operating charges66A | €6 |
| Gross operating margin9900 | €50,302 |
| Operating profit (loss)9901 | €41,922 |
| Financial income75/76B | €5 |
| Recurring financial income75 | €5 |
| Financial charges65/66B | €1,600 |
| Recurring financial charges65 | €1,600 |
| Profit (loss) for the period before taxes9903 | €40,326 |
| Income taxes67/77 | €11,018 |
| Profit (loss) for the period9904 | €29,308 |
| Profit (loss) for the period to be appropriated9905 | €29,308 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €68,023 | |
| Fixed assets21/28 | €40,798 | |
| Tangible fixed assets22/27 | €40,798 | |
| Plant, machinery and equipment23 | €2,235 | |
| Furniture and vehicles24 | €38,563 | |
| Current assets29/58 | €27,225 | |
| Amounts receivable within one year40/41 | €20,083 | |
| Trade receivables40 | €7,669 | |
| Other amounts receivable41 | €12,414 | |
| Cash at bank and in hand54/58 | €5,747 | |
| Deferred charges and accrued income490/1 | €1,395 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €68,023 | |
| Equity10/15 | €31,308 | |
| Contributions10/11 | €2,000 | |
| Reserves13 | €29,308 | |
| Distributable reserves133 | €29,308 | |
| Amounts payable17/49 | €36,715 | |
| Amounts payable after more than one year17 | €27,538 | |
| Financial debts170/4 | €27,538 | |
| Amounts payable within one year42/48 | €9,177 | |
| Current portion of amounts payable after more than one year42 | €7,577 | |
| Trade debts44 | €1,356 | |
| Suppliers440/4 | €1,356 | |
| Taxes, remuneration and social security45 | €244 | |
| Taxes450/3 | €244 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €29,308 |
| + Depreciation and write-downs630 | €6,708 |
| Operating cash flow (approximation) | €36,016 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2024
Ground area
3,074 m²
Building footprint
858 m²
Volume, LiDAR
4,488 m³
Parcel 11047A0236/00T000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
B-Constructive
since 20242.366.479.603
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047A0236/00T000 | Flanders | 3,074 m² | 1 · 858 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SHKUPI HORECA
BE 0798.680.974
Asse · Eq €31,310
NSH BOUWWERKEN
BE 0682.978.483
Heist-op-den-Berg · Eq €31,278
DREAM CONSTRUCT
BE 0543.525.048
Gedinne · Eq €31,339
COM-GROUP
BE 0792.287.387
Elsene · Eq €31,345
De&M
BE 1003.544.677
Brugge · Eq €31,348
Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 12,484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Contact
E-mail
bogaertsconstruct@gmail.comBoechout
Phone
0495576773Boechout
Scores and ratios are computed by Checked and are not a credit decision.