B. Beam
ActiveSummary
B. Beam has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,189 and a net result of €3,264. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 18606 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-3
Solvency96▲+10
Growth61=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.76 in 2024; short-term debt: 20.2% and cash: 3.4% of total assets), and 28.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d late
2023
26 d late
2022
30 d late
2021
50 d late
2020
51 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€428,252▲ 45.1%
2018 · €295,236
EBIT margin
12.9%▲ 6.4pp
2018 · 6.5%
Net result
€3,264▼ 71.6%
2024 · €11,473
Working capital
€152,827▼ 4.0%
2024 · €159,119
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€428,252
Operating result€55,104▼ 11.4%€23,325▼ 57.7%-€119,512€16,682€5,530▼ 66.8%
Net result€36,189above the sector's middle half▼ 21.3%€16,269within the sector's middle half▼ 55.0%-€120,986below the sector's middle half€11,473within the sector's middle half€3,264within the sector's middle half▼ 71.6%
EBIT margin12.9%
Equity€269,073above the sector's middle half▲ 15.5%€285,342above the sector's middle half▲ 6.0%€140,451above the sector's middle half▼ 50.8%€151,925above the sector's middle half▲ 8.2%€155,189above the sector's middle half▲ 2.1%
Total assets€578,406above the sector's middle half▲ 20.3%€538,172above the sector's middle half▼ 7.0%€238,261within the sector's middle half▼ 55.7%€250,081within the sector's middle half▲ 5.0%€217,176within the sector's middle half▼ 13.2%
Debt€301,714▲ 25.6%€245,211▼ 18.7%€90,190▼ 63.2%€90,537▲ 0.4%€54,368▼ 39.9%
Working capital€264,384above the sector's middle half▲ 16.9%€277,499above the sector's middle half▲ 5.0%€148,071above the sector's middle half▼ 46.6%€159,119above the sector's middle half▲ 7.5%€152,827above the sector's middle half▼ 4.0%
Solvency46.5%within the sector's middle half▼ 1.9pp53.0%within the sector's middle half▲ 6.5pp58.9%within the sector's middle half▲ 5.9pp60.8%within the sector's middle half▲ 1.8pp71.5%above the sector's middle half▲ 10.7pp
Current ratio1.88within the sector's middle half▼ 0.072.13within the sector's middle half▲ 0.262.64within the sector's middle half▲ 0.512.76within the sector's middle half▲ 0.124.48above the sector's middle half▲ 1.73
Return on assets (ROA)6.3%within the sector's middle half▼ 3.3pp3.0%within the sector's middle half▼ 3.2pp-50.8%below the sector's middle half▼ 53.8pp4.6%within the sector's middle half▲ 55.4pp1.5%within the sector's middle half▼ 3.1pp
Staff (FTE)3.63.4
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €217,176
Fixed assets
€20,466 ▲ 4,710%
Current assets
€196,710 ▼ 21.2%
Equity and liabilities €217,176
Equity
€155,189 ▲ 2.1%
Provisions
€7,619 =
Debt
€54,368 ▼ 39.9%
Debt's share of the balance-sheet total falls from 36.2% to 25.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9,489▼
2024 · €16,851
Cash flow
€7,223▼
2024 · €11,642
Quick ratio
4.47▲
2024 · 2.75
Debt to equity
0.35▼
2024 · 0.60
ROE
2.1%▼
2024 · 7.6%
Interest coverage
9.08▼
2024 · 39.87
Debt ≤ 1 year
€43,883▼
2024 · €90,537
Debt > 1 year
€10,485
Income taxes
€1,743▼
2024 · €4,942
Staff costs
€1,128▲
2024 · €97
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €428,252 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €307,413 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €90,846 | €119,772 | €149,735 | €97 | €1,128 | ▲ 1,064% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,042 | €2,514 | - | €169 | €3,959 | ▲ 2,244% |
| Other operating charges640/8 | €852 | €911 | €1,005 | €626 | €919 | ▲ 46.9% |
| Non-recurring operating charges66A | €30 | - | €25 | - | -€346 | - |
| Gross operating margin9900 | €148,874 | €146,521 | €31,254 | €17,574 | €11,190 | ▼ 36.3% |
| Operating profit (loss)9901 | €55,104 | €23,325 | -€119,512 | €16,682 | €5,530 | ▼ 66.8% |
| Financial income75/76B | €166 | €389 | €418 | €155 | €522 | ▲ 236% |
| Recurring financial income75 | €166 | €389 | €418 | €155 | €522 | ▲ 236% |
| Financial charges65/66B | €2,824 | €1,643 | €1,893 | €423 | €1,045 | ▲ 147% |
| Recurring financial charges65 | €2,824 | €1,643 | €1,893 | €423 | €1,045 | ▲ 147% |
| Profit (loss) for the period before taxes9903 | €52,446 | €22,070 | -€120,986 | €16,415 | €5,007 | ▼ 69.5% |
| Income taxes67/77 | €16,257 | €5,801 | - | €4,942 | €1,743 | ▼ 64.7% |
| Profit (loss) for the period9904 | €36,189 | €16,269 | -€120,986 | €11,473 | €3,264 | ▼ 71.6% |
| Profit (loss) for the period to be appropriated9905 | €36,189 | €16,269 | -€120,986 | €11,473 | €3,264 | ▼ 71.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €578,406 | €538,172 | €238,261 | €250,081 | €217,176 | ▼ 13.2% |
| Fixed assets21/28 | €12,308 | €15,462 | - | €426 | €20,466 | ▲ 4,710% |
| Tangible fixed assets22/27 | €2,686 | €5,840 | - | €426 | €20,466 | ▲ 4,710% |
| Plant, machinery and equipment23 | €2,066 | €644 | - | €426 | €227 | ▼ 46.6% |
| Furniture and vehicles24 | - | - | - | - | €20,239 | - |
| Other tangible fixed assets26 | €620 | €5,196 | - | - | - | - |
| Financial fixed assets28 | €9,622 | €9,622 | - | - | - | - |
| Current assets29/58 | €566,099 | €522,710 | €238,261 | €249,656 | €196,710 | ▼ 21.2% |
| Stocks and contracts in progress3 | €369,197 | €282,151 | - | €528 | €528 | = |
| Stocks30/36 | €234,454 | €189,549 | - | €528 | €528 | = |
| Contracts in progress37 | €134,743 | €92,602 | - | - | - | - |
| Amounts receivable within one year40/41 | €64,550 | €65,062 | €85,362 | €201,296 | €188,701 | ▼ 6.3% |
| Trade receivables40 | €58,174 | €62,504 | €84,673 | €69,711 | €49,014 | ▼ 29.7% |
| Other amounts receivable41 | €6,376 | €2,558 | €689 | €131,585 | €139,687 | ▲ 6.2% |
| Cash at bank and in hand54/58 | €132,352 | €174,753 | €152,898 | €47,832 | €7,472 | ▼ 84.4% |
| Deferred charges and accrued income490/1 | - | €744 | - | - | €9 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €578,406 | €538,172 | €238,261 | €250,081 | €217,176 | ▼ 13.2% |
| Equity10/15 | €269,073 | €285,342 | €140,451 | €151,925 | €155,189 | ▲ 2.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €248,613 | €264,882 | €119,991 | €131,465 | €134,729 | ▲ 2.5% |
| Provisions and deferred taxes16 | €7,619 | €7,619 | €7,619 | €7,619 | €7,619 | = |
| Provisions for liabilities and charges160/5 | €7,619 | €7,619 | €7,619 | €7,619 | €7,619 | = |
| Environmental obligations163 | €7,619 | €7,619 | €7,619 | €7,619 | €7,619 | = |
| Amounts payable17/49 | €301,714 | €245,211 | €90,190 | €90,537 | €54,368 | ▼ 39.9% |
| Amounts payable after more than one year17 | - | - | - | - | €10,485 | - |
| Financial debts170/4 | - | - | - | - | €10,485 | - |
| Amounts payable within one year42/48 | €301,714 | €245,211 | €90,190 | €90,537 | €43,883 | ▼ 51.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €4,361 | - |
| Financial debts43 | €347 | €347 | - | - | - | - |
| Credit institutions430/8 | €347 | €347 | - | - | - | - |
| Trade debts44 | €66,567 | €56,803 | €17,121 | €32,107 | €983 | ▼ 96.9% |
| Suppliers440/4 | €66,567 | €56,803 | €17,121 | €32,107 | €983 | ▼ 96.9% |
| Advances received on contracts in progress46 | €156,217 | €93,215 | - | €35,506 | €25,600 | ▼ 27.9% |
| Taxes, remuneration and social security45 | €47,220 | €63,483 | €30,258 | €9,842 | €2,457 | ▼ 75.0% |
| Taxes450/3 | €42,219 | €55,383 | €15,359 | €9,842 | €2,457 | ▼ 75.0% |
| Remuneration and social security454/9 | €5,001 | €8,100 | €14,900 | - | - | - |
| Other amounts payable47/48 | €31,363 | €31,363 | €42,811 | €13,082 | €10,482 | ▼ 19.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,189 | €16,269 | -€120,986 | €11,473 | €3,264 | ▼ 71.6% |
| + Depreciation and write-downs630 | €2,042 | €2,514 | - | €169 | €3,959 | ▲ 2,244% |
| Operating cash flow (approximation) | €38,231 | €18,783 | -€120,986 | €11,642 | €7,223 | ▼ 38.0% |
| Investment in fixed assets (approximation) | - | -€5,668 | - | - | -€24,000 | - |
| Change in cash | - | €42,401 | -€21,854 | -€105,067 | -€40,360 | ▲ 61.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Back to profitnet €11,473
Net result €11,473 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €151,925 ▲8.2%
Equity rises from €140,451 to €151,925.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet -€120,986
Net result drops to -€120,986, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Equity above €200,000Eq €232,884 ▲24.6%
3 profitable years in a row build equity to €232,884.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Highest result since 2018net €82,722 ▲291%
Operating result €123,342, net result €82,722, both a record.
Show earlier events
31-12
Financial
Equity above €150,000Eq €186,902 ▲79.4%
2 profitable years in a row build equity to €186,902.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 73 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 1997
Ground area
534 m²
Building footprint
148 m²
Volume, LiDAR
885 m³
Parcel 63068B0996/00S000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roquez(SART) 51, 4845 Jalhay
since 19972.081.097.683
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068B0996/00S000 | Wallonia | 534 m² | 1 · 148 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELECTRO TECHNICS
BE 0425.599.970
Antwerpen · Eq €154,323
ELECTRO DANY
BE 0872.968.128
Erquelinnes · Eq €156,922
VIDELEC
BE 0862.933.279
Leuze-en-Hainaut · Eq €153,419
FRIGAUGAIN
BE 0475.029.883
Enghien · Eq €153,264
VIDELMO
BE 0425.666.286
Leuze-en-Hainaut · Eq €157,625
Of 1,513 companies in sector 47540 we hold annual accounts for 806. 661 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-06-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
26300Manufacture of computer, electronic and optical products
46431Wholesale of electrical household appliances and audio-video equipment
90393Specialised image, lighting and sound technical services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0458162474
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.