VAN LOOY
ActiveSummary
VAN LOOY has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €139k and a net result of €4k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.06 against 7.25 in 2023; short-term debt: 16.3% and cash: 16.2% of total assets), and 16.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
70 d late
2023
58 d late
2022
67 d late
2021
166 d late
2020
89 d late
2019
79 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€139k▲ 2.8%
2023 · €135k
2018: €102klowest in 7 years
2019: €116k▲ +14.3% vs 2018
2020: €122k▲ +5.0% vs 2019
2021: €125k▲ +2.4% vs 2020
2022: €129k▲ +2.9% vs 2021
2023: €135k▲ +5.1% vs 2022
2024: €139k▲ +2.8% vs 2023highest in 7 years
2018 → 2024
Total assets
€166k▲ 6.2%
2023 · €156k
2018: €147k
2019: €184k▲ +25.8% vs 2018highest in 7 years
2020: €159k▼ -13.5% vs 2019
2021: €136k▼ -14.7% vs 2020lowest in 7 years
2022: €145k▲ +6.7% vs 2021
2023: €156k▲ +7.7% vs 2022
2024: €166k▲ +6.2% vs 2023
2018 → 2024
Net result
€4k▼ 41.4%
2023 · €7k
2018: €8k
2019: €15k▲ +74.2% vs 2018highest in 7 years
2020: €6k▼ -60.0% vs 2019
2021: €3k▼ -49.9% vs 2020lowest in 7 years
2022: €4k▲ +22.8% vs 2021
2023: €7k▲ +81.9% vs 2022
2024: €4k▼ -41.4% vs 2023
2018 → 2024
Working capital
€137k▲ 3.6%
2023 · €132k
2018: €100klowest in 7 years
2019: €114k▲ +14.0% vs 2018
2020: €119k▲ +4.4% vs 2019
2021: €124k▲ +3.7% vs 2020
2022: €129k▲ +4.2% vs 2021
2023: €132k▲ +2.5% vs 2022
2024: €137k▲ +3.6% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€122k-€125k▲ 2.4%€129k▲ 2.9%€135k▲ 5.1%€139k▲ 2.8%
2020: €122klowest in 5 years
2021: €125k▲ +2.4% vs 2020
2022: €129k▲ +2.9% vs 2021
2023: €135k▲ +5.1% vs 2022
2024: €139k▲ +2.8% vs 2023highest in 5 years
Operating result€9k-€5k▼ 47.5%€5k▲ 18.7%€10k▲ 85.5%€6k▼ 42.5%
2020: €9k
2021: €5k▼ -47.5% vs 2020lowest in 5 years
2022: €5k▲ +18.7% vs 2021
2023: €10k▲ +85.5% vs 2022highest in 5 years
2024: €6k▼ -42.5% vs 2023
Net result€6k-€3k▼ 49.9%€4k▲ 22.8%€7k▲ 81.9%€4k▼ 41.4%
2020: €6k
2021: €3k▼ -49.9% vs 2020lowest in 5 years
2022: €4k▲ +22.8% vs 2021
2023: €7k▲ +81.9% vs 2022highest in 5 years
2024: €4k▼ -41.4% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 42% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €166k
Fixed assets
€2k ▼ 32.0%
Current assets
€164k ▲ 7.0%
Equity and liabilities €166k
Equity
€139k ▲ 2.8%
Debt
€27k ▲ 27.9%
Debt's share of the balance-sheet total rises from 13.5% to 16.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7k▼
2023 · €11k
Cash flow
€5k▼
2023 · €7k
Current ratio
6.06▼
2023 · 7.25
Quick ratio
1.83▼
2023 · 2.16
Debt to equity
0.19▲
2023 · 0.16
ROE
2.8%▼
2023 · 4.8%
ROA
2.3%▼
2023 · 4.2%
Interest coverage
169.96▲
2023 · 32.91
Debt ≤ 1 year
€27k▲
2023 · €21k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€156k€166k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Current assets29/58€153k€164k▲
Stocks and contracts in progress3€108k€115k▲
Stocks30/36€108k€115k▲
Amounts receivable within one year40/41€31k€22k▼
Trade receivables40€17k€9k▼
Other amounts receivable41€14k€13k▼
Cash at bank and in hand54/58€14k€27k▲
Deferred charges and accrued income490/1€1k€96▼
Equity and liabilities
Total equity and liabilities10/49€156k€166k▲
Equity10/15€135k€139k▲
Contributions10/11€19k€19k=
Reserves13€117k€120k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€115k€119k▲
Amounts payable17/49€21k€27k▲
Amounts payable within one year42/48€21k€27k▲
Trade debts44€13k€14k▲
Suppliers440/4€13k€14k▲
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€2k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€967€974▲
Other operating charges640/8€674€505▼
Gross operating margin9900€12k€7k▼
Operating profit (loss)9901€10k€6k▼
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€337€40▼
Recurring financial charges65€337€40▼
Profit (loss) for the period before taxes9903€10k€6k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€7k€4k▼
Profit (loss) for the period to be appropriated9905€7k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€4k▼
Profit (loss) brought forward from the previous period14P€73k-
Transfer to equity691/2€79k€4k▼
To other reserves6921€79k€4k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €1k | €742 | €967 | €974 | ▲ 0.8% |
| Other operating charges640/8 | - | €8k | €3k | €674 | €505 | ▼ 25.0% |
| Gross operating margin9900 | €10k | €13k | €9k | €12k | €7k | ▼ 37.9% |
| Operating profit (loss)9901 | €9k | €5k | €5k | €10k | €6k | ▼ 42.5% |
| Financial income75/76B | - | €2 | €13 | €6 | €1 | ▼ 87.9% |
| Recurring financial income75 | €1 | €2 | €13 | €6 | €1 | ▼ 87.9% |
| Financial charges65/66B | - | €220 | €104 | €337 | €40 | ▼ 88.1% |
| Recurring financial charges65 | €128 | €220 | €104 | €337 | €40 | ▼ 88.1% |
| Profit (loss) for the period before taxes9903 | €9k | €4k | €5k | €10k | €6k | ▼ 40.9% |
| Income taxes67/77 | €3k | €1k | €2k | €3k | €2k | ▼ 40.0% |
| Profit (loss) for the period9904 | €6k | €3k | €4k | €7k | €4k | ▼ 41.4% |
| Profit (loss) for the period to be appropriated9905 | €6k | €3k | €4k | €7k | €4k | ▼ 41.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €159k | €136k | €145k | €156k | €166k | ▲ 6.2% |
| Fixed assets21/28 | €3k | €2k | €994 | €3k | €2k | ▼ 32.0% |
| Tangible fixed assets22/27 | €3k | €2k | €994 | €3k | €2k | ▼ 32.0% |
| Plant, machinery and equipment23 | - | €2k | €994 | €3k | €2k | ▼ 32.0% |
| Current assets29/58 | €157k | €134k | €144k | €153k | €164k | ▲ 7.0% |
| Stocks and contracts in progress3 | €96k | €98k | €103k | €108k | €115k | ▲ 6.6% |
| Stocks30/36 | - | €98k | €103k | €108k | €115k | ▲ 6.6% |
| Amounts receivable within one year40/41 | €38k | €23k | €24k | €31k | €22k | ▼ 27.6% |
| Trade receivables40 | - | €9k | €10k | €17k | €9k | ▼ 46.1% |
| Other amounts receivable41 | - | €14k | €14k | €14k | €13k | ▼ 4.3% |
| Cash at bank and in hand54/58 | €23k | €13k | €17k | €14k | €27k | ▲ 96.4% |
| Deferred charges and accrued income490/1 | - | €1k | €90 | €1k | €96 | ▼ 91.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €159k | €136k | €145k | €156k | €166k | ▲ 6.2% |
| Equity10/15 | €122k | €125k | €129k | €135k | €139k | ▲ 2.8% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €31k | €34k | €37k | €117k | €120k | ▲ 3.3% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €32k | €35k | €115k | €119k | ▲ 3.3% |
| Profit (loss) carried forward14 | €73k | €73k | €73k | - | - | - |
| Amounts payable17/49 | €37k | €11k | €17k | €21k | €27k | ▲ 27.9% |
| Amounts payable within one year42/48 | €37k | €11k | €15k | €21k | €27k | ▲ 27.9% |
| Trade debts44 | €14k | €4k | €10k | €13k | €14k | ▲ 8.5% |
| Suppliers440/4 | - | €4k | €10k | €13k | €14k | ▲ 8.5% |
| Taxes, remuneration and social security45 | - | €7k | €5k | €6k | €6k | ▼ 11.6% |
| Taxes450/3 | - | €7k | €5k | €6k | €6k | ▼ 11.6% |
| Other amounts payable47/48 | - | €105 | €565 | €2k | €7k | ▲ 319% |
| Accrued charges and deferred income492/3 | - | €375 | €1k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €3k | €4k | €7k | €4k | ▼ 41.4% |
| + Depreciation and write-downs630 | €1k | €1k | €742 | €967 | €974 | ▲ 0.8% |
| Operating cash flow (approximation) | €7k | €4k | €4k | €7k | €5k | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-10k | €4k | €-3k | €13k | ▲ 494% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 166 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼49.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 12.69
Current ratio from 4.19 to 12.69; short-term debt falls from €37k to €11k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 79 days late
2019
31-12
Financial
Highest result since 2018net €15k ▲74.2%
Operating result €23k, net result €15k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
2016
06-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 1996
Ground area
1,030 m²
Building footprint
398 m²
Volume, LiDAR
2,422 m³
Parcel 13016A0118/00M000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN LOOY BVBA
since 19962.131.190.166
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016A0118/00M000 | Flanders | 1,030 m² | 1 · 398 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,511 companies in sector 47540 we hold annual accounts for 805. 656 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47540Retail sale of electrical household appliances
Scores and ratios are computed by Checked and are not a credit decision.