LICHTPUNT
ActiveLICHTPUNT has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▲+18
Solvency100=
Growth35▲+13
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 45.9), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
3.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
56 d early
2022
49 d early
2021
44 d early
2020
57 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€109k▼ 28.8%
2018 · €153k
2018: €153k
2018 → 2019
EBIT margin
-7.7%▼ 14.5pp
2018 · 6.8%
2018: 6.8%
2018 → 2019
Net result
€7k
2024 · €-9k
2018: €8k
2019: €-8k
2020: €13k
2021: €451
2022: €327
2023: €3k
2024: €-9k
2018 → 2025
Working capital
€186k▲ 4.1%
2024 · €179k
2018: €178k
2019: €171k
2020: €161k
2021: €166k
2022: €170k
2023: €178k
2024: €179k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€187k▲ 0.2%€190k▲ 1.8%€181k▼ 4.8%€188k▲ 3.7%
Operating result€514-€-6k€4k€-25k€5k
Net result€451-€327▼ 27.5%€3k▲ 946%€-9k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €25k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€1k▼ 30.7%
Current assets
€191k▲ 5.5%
Equity and liabilities €192k
Equity
€188k▲ 3.7%
Debt
€4k▲ 186%
The debt ratio rises from 0.8% to 2.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€5k▲
2024 · €-15k
Cash flow
€7k▲
2024 · €700
Solvency
97.8%▼
2024 · 99.2%
Current ratio
45.90
Quick ratio
45.90
Debt / equity
0.02▲
2024 · 0.01
ROE
3.5%▲
2024 · -5.0%
ROA
3.5%▲
2024 · -5.0%
Interest coverage
38.66▲
2024 · -24.09
Debt
€4k▲
2024 · €1k
Debt ≤ 1 year
€4k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€192k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Land and buildings22€430-
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€180k€191k▲
Stocks and contracts in progress3€11k-
Stocks30/36€11k-
Amounts receivable within one year40/41€5k€5k▲
Trade receivables40€5k€5k▼
Other amounts receivable41-€190
Current investments50/53€99k€111k▲
Cash at bank and in hand54/58€63k€74k▲
Deferred charges and accrued income490/1€2k€48▼
Equity and liabilities
Total equity and liabilities10/49€183k€192k▲
Equity10/15€181k€188k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€152k€158k▲
Amounts payable17/49€1k€4k▲
Amounts payable within one year42/48€1k€4k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€189-
Taxes450/3€189-
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€650▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€-11k€10k▲
Operating profit (loss)9901€-25k€5k▲
Financial income75/76B€16k€2k▼
Recurring financial income75€16k€2k▼
Financial charges65/66B€626€141▼
Recurring financial charges65€626€141▼
Profit (loss) for the period before taxes9903€-9k€7k▲
Profit (loss) for the period9904€-9k€7k▲
Profit (loss) for the period to be appropriated9905€-9k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€152k€158k▲
Profit (loss) brought forward from the previous period14P€161k€152k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼365%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 9current ratio 170.72
Current ratio from 18.67 to 170.72; short-term debt falls from €10k to €1k.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 27.59
Current ratio from 10.00 to 27.59; short-term debt falls from €20k to €6k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Peer · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 323990 PeerGround area
2,212 m²
Building footprint
602 m²
Volume, LiDAR
3,054 m³
2 parcels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LICHTPUNT BVBA
since 19902.049.625.539
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72030F0199/00C000 | Flanders | 1,468 m² | 1 · 208 m² | 3.3 m · 1 fl. |
| 72030F0034/00M000 | Flanders | 744 m² | 1 · 394 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 1,503 companies in sector 47540 we hold annual accounts for 801. 661 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-1990
Fiscal year end31-12
Activities, NACEBEL
47540Retail sale of electrical household appliances
33200Installation of industrial machinery and equipment
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.