B-Bake
ActiveThe computed 12-month bankruptcy probability of B-Bake is 2.0% (moderate). The 2024 annual accounts show equity of €21k and a net result of €59k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 26048 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+27
Solvency50▲+36
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.32 in 2023; short-term debt: 67.1% and cash: 54.9% of total assets), and 75% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25%
Return on assets
71.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
23 d early
2022
25 d early
2021
1 d early
2020
110 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€21k
2023 · €-6k
2020: €314
2021: €-5k
2022: €-12k
2023: €-6k
2020 → 2024
Total assets
€82k▲ 53.2%
2023 · €54k
2020: €18k
2021: €24k
2022: €57k
2023: €54k
2020 → 2024
Net result
€59k▲ 800%
2023 · €7k
2020: €-5k
2021: €-5k
2022: €-8k
2023: €7k
2020 → 2024
Working capital
€-743▲ 98.2%
2023 · €-41k
2020: €-13k
2021: €-5k
2022: €-12k
2023: €-41k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€314-€-5k€-12k▼ 177%€-6k▲ 52.2%€21k
Operating result€-5k-€-5k▼ 2.3%€-8k▼ 66.2%€11k€73k▲ 584%
Net result€-5k-€-5k▼ 2.7%€-8k▼ 65.4%€7k€59k▲ 800%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 584% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€28k▼ 19.8%
Current assets
€54k▲ 187%
Equity and liabilities €82k
Equity
€21k
Debt
€61k
Debt finances 75.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€82k▲
2023 · €19k
Cash flow
€67k▲
2023 · €15k
Solvency
25.0%▲
2023 · -11.1%
Current ratio
0.99▲
2023 · 0.32
Quick ratio
0.95▲
2023 · 0.27
Debt / equity
2.99▲
2023 · -9.99
ROE
285.0%
ROA
71.4%▲
2023 · 12.1%
Interest coverage
153.70▲
2023 · 4.68
Debt
€61k▲
2023 · €59k
Debt ≤ 1 year
€55k▼
2023 · €59k
Income taxes
€14k▲
2023 · €41
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€54k€82k▲
Fixed assets21/28€35k€28k▼
Tangible fixed assets22/27€35k€28k▼
Furniture and vehicles24€35k€28k▼
Current assets29/58€19k€54k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€5k€7k▲
Trade receivables40€5k€7k▲
Other amounts receivable41-€42
Cash at bank and in hand54/58€10k€45k▲
Deferred charges and accrued income490/1€365-
Equity and liabilities
Total equity and liabilities10/49€54k€82k▲
Equity10/15€-6k€21k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-11k€16k▲
Amounts payable17/49€59k€61k▲
Amounts payable within one year42/48€59k€55k▼
Trade debts44€6k€121▼
Suppliers440/4€6k€121▼
Taxes, remuneration and social security45€41€14k▲
Taxes450/3€41€14k▲
Other amounts payable47/48€54k€41k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€632▼
Non-recurring operating charges66A€500-
Gross operating margin9900€21k€82k▲
Operating profit (loss)9901€11k€73k▲
Financial income75/76B-€43
Recurring financial income75-€43
Financial charges65/66B€4k€531▼
Recurring financial charges65€4k€531▼
Profit (loss) for the period before taxes9903€7k€72k▲
Income taxes67/77€41€14k▲
Profit (loss) for the period9904€7k€59k▲
Profit (loss) for the period to be appropriated9905€7k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€48k▲
Profit (loss) brought forward from the previous period14P€-17k€-11k▲
Profit to be distributed694/7-€32k
Return on contributions (dividend)694-€26k
Directors or managers695-€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €59k ▲800%
Operating result €73k, net result €59k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Juprelle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Straal 594450 JuprelleGround area
491 m²
Building footprint
145 m²
Volume, LiDAR
703 m³
Parcel 62099A0199/00R003, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bois de Micheroux 25, 4630 Soumagne
since 20192.295.758.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62099A0199/00R003 | Wallonia | 491 m² | 1 · 145 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,828 companies in sector 47210 we hold annual accounts for 965. 712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2019
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
33120Repair and maintenance of machinery
46389Wholesale of other food products
47120Other non-specialised retail sale
47241Retail sale of bread and pastry (bakery outlets)
47279Other retail sale of food
47299Retail trade
47553Retail trade
47559Retail sale of other household articles
47593Retail trade
47599Retail trade
47640Retail sale of games and toys
47650Retail trade
47789Other retail sale of new goods
47910Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@b-bake.be