CHEFS CURRY
ActiveCHEFS CURRY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +57 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+86
Growth78=
Stability100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 0.47 in 2024), and 39.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.7%
Return on assets
56%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
28 d early
2023
16 d early
2022
29 d late
2021
29 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▲ 1,190%
2024 · €2k
2020: €-12k
2021: €-21k
2022: €-40k
2023: €-1k
2024: €2k
2020 → 2025
Total assets
€49k▲ 73.3%
2024 · €28k
2020: €19k
2021: €16k
2022: €21k
2023: €43k
2024: €28k
2020 → 2025
Net result
€28k▲ 719%
2024 · €3k
2020: €-19k
2021: €-9k
2022: €-19k
2023: €39k
2024: €3k
2020 → 2025
Working capital
€13k
2024 · €-11k
2020: €-10k
2021: €-8k
2022: €-51k
2023: €-13k
2024: €-11k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-21k-€-40k▼ 92.1%€-1k▲ 97.4%€2k€30k▲ 1,190%
Operating result€-8k-€-18k▼ 115%€40k€4k▼ 90.3%€40k▲ 929%
Net result€-9k-€-19k▼ 115%€39k€3k▼ 91.4%€28k▲ 719%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 929% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€17k▼ 7.1%
Current assets
€32k▲ 221%
Equity and liabilities €49k
Equity
€30k▲ 1,190%
Debt
€19k▼ 25.8%
The debt ratio falls from 91.8% to 39.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€42k▲
2024 · €6k
Cash flow
€30k▲
2024 · €6k
Solvency
60.7%▲
2024 · 8.2%
Current ratio
1.66▲
2024 · 0.47
Quick ratio
1.66▲
2024 · 0.47
Debt / equity
0.65▼
2024 · 11.26
ROE
92.2%▼
2024 · 145.4%
ROA
56.0%▲
2024 · 11.9%
Interest coverage
82.75▲
2024 · 13.21
Debt
€19k▼
2024 · €26k
Debt ≤ 1 year
€19k▼
2024 · €22k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€12k
Staff costs
€23k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€49k▲
Fixed assets21/28€18k€17k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€7k€6k▼
Financial fixed assets28€11k€11k=
Current assets29/58€10k€32k▲
Amounts receivable within one year40/41€33€3k▲
Other amounts receivable41€33€3k▲
Cash at bank and in hand54/58€10k€29k▲
Equity and liabilities
Total equity and liabilities10/49€28k€49k▲
Equity10/15€2k€30k▲
Contributions10/11€7k€7k=
Reserves13-€23k
Distributable reserves133-€23k
Profit (loss) carried forward14€-5k€0▲
Amounts payable17/49€26k€19k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€22k€19k▼
Trade debts44€4k€646▼
Suppliers440/4€4k€646▼
Taxes, remuneration and social security45€5k€19k▲
Taxes450/3€2k€13k▲
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€13k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€9k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€897€199▼
Gross operating margin9900€16k€65k▲
Operating profit (loss)9901€4k€40k▲
Financial charges65/66B€490€512▲
Recurring financial charges65€490€512▲
Profit (loss) for the period before taxes9903€3k€39k▲
Income taxes67/77-€12k
Profit (loss) for the period9904€3k€28k▲
Profit (loss) for the period to be appropriated9905€3k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€23k▲
Profit (loss) brought forward from the previous period14P€-8k€-5k▲
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity quadruplescurrent ratio 1.66
Current ratio from 0.47 to 1.66; short-term debt falls from €22k to €19k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parijsstraat 73000 LeuvenGround area
72 m²
Building footprint
67 m²
Parcel 24504D0331/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Inter.Taste
since 20222.329.158.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504D0331/00D000 | Flanders | 72 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.329.158.555
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Of 3,810 companies in sector 47210 we hold annual accounts for 958. 755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2019
Fiscal year end31-12
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47810Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.