AZ-Autobedrijf
ActiveAZ-Autobedrijf has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €69k and a net result of €59k. Its solvency ranks better than 71% of 993 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency90
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.6; short-term debt: 35.5% and cash: 33.1% of total assets), and 35.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€69k
Total assets
€107k
Net result
€59k
Working capital
€61k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €107k
Fixed assets
€8k
Current assets
€98k
Equity and liabilities €107k
Equity
€69k
Debt
€38k
Debt finances 35.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€81k
Cash flow
€61k
Solvency
64.5%
Current ratio
2.60
Quick ratio
2.16
Debt / equity
0.55
ROE
85.5%
ROA
55.2%
Interest coverage
109.16
Debt
€38k
Debt ≤ 1 year
€38k
Income taxes
€20k
Staff costs
€77
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€107k
Fixed assets21/28€8k
Tangible fixed assets22/27€8k
Plant, machinery and equipment23€6k
Furniture and vehicles24€2k
Current assets29/58€98k
Stocks and contracts in progress3€17k
Stocks30/36€17k
Amounts receivable within one year40/41€46k
Trade receivables40€36k
Other amounts receivable41€10k
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€933
Equity and liabilities
Total equity and liabilities10/49€107k
Equity10/15€69k
Contributions10/11€10k
Reserves13€59k
Distributable reserves133€59k
Amounts payable17/49€38k
Amounts payable within one year42/48€38k
Trade debts44€15k
Suppliers440/4€15k
Taxes, remuneration and social security45€23k
Taxes450/3€23k
Income statement
Code2024
Remuneration, social security and pensions62€77
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€11k
Non-recurring operating charges66A€349
Gross operating margin9900€92k
Operating profit (loss)9901€79k
Financial income75/76B€590
Recurring financial income75€590
Financial charges65/66B€743
Recurring financial charges65€743
Profit (loss) for the period before taxes9903€79k
Income taxes67/77€20k
Profit (loss) for the period9904€59k
Profit (loss) for the period to be appropriated9905€59k
Appropriation of the result
Profit (loss) to be appropriated9906€59k
Transfer to equity691/2€59k
To other reserves6921€59k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everdongenlaan 152300 TurnhoutGround area
1,290 m²
Building footprint
215 m²
Volume, LiDAR
1,770 m³
Parcel 13452M0112/00F000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AZ-Autobedrijf
since 20232.352.690.359
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452M0112/00F000 | Flanders | 1,290 m² | 1 · 215 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MARVINCE
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Eeram Autos
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Of 7,376 companies in sector 95311 we hold annual accounts for 2,958. 2,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2023
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
29100Manufacture of motor vehicles, trailers and semi-trailers
29201Manufacture of motor vehicles, trailers and semi-trailers
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
45204
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.