SP-PARTS

Active

Private limited companyfounded 20215 yrs activeMeerkensstraat 30, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0769.424.487

The computed 12-month bankruptcy probability of SP-PARTS is 2.5% (moderate). The 2025 annual accounts show equity of €6k and a net result of €-1k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 19% of 10253 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability67▼-28

Solvency34▲+1

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

8.8%

Return on assets

-1.7%

Age of the figures

18 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 10253 sector peers (2025).

NBB · sector comparison

Position among 10253 sector peers

Solvency

better than 19%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

on the day

2024

1 d early

2023

4 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Position in the running window

31-03-2026 close16-09-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€6k▼ 16.2%

2024 · €8k

2023: €6k 2024: €8k

2023 → 2025

Total assets

€72k▼ 27.8%

2024 · €100k

2023: €81k 2024: €100k

2023 → 2025

Net result

€-1k

2024 · €21k

2023: €1k 2024: €21k

2023 → 2025

Working capital

€7k▼ 72.1%

2024 · €26k

2023: €25k 2024: €26k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€6k-€8k▲ 19.0%€6k▼ 16.2%

Operating result€2k-€22k▲ 923%€-833

Net result€1k-€21k▲ 1,422%€-1k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €833 after €22k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €71k

14.1%

85.9%

Fixed assets €10k▲ 145%

Current assets €61k▼ 34.6%

Equity and liabilities €72k

91.2%

Equity €6k▼ 16.2%

Debt €66k▼ 28.8%

The debt ratio falls from 92.4% to 91.2%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€3k▼

2024 · €25k

Cash flow

€2k▼

2024 · €24k

Solvency

8.8%▲

2024 · 7.6%

Current ratio

1.13▼

2024 · 1.38

Quick ratio

0.55▼

2024 · 0.67

Debt / equity

10.35▼

2024 · 12.19

ROE

-19.3%▼

2024 · 278.9%

ROA

-1.7%▼

2024 · 21.2%

Interest coverage

6.01▼

2024 · 55.83

Debt

€66k▼

2024 · €93k

Debt ≤ 1 year

€54k▼

2024 · €68k

Debt > 1 year

€12k▼

2024 · €25k

Staff costs

€16k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€100k€72k▼

Formation expenses20€3k€1k▼

Fixed assets21/28€4k€10k▲

Tangible fixed assets22/27€4k€10k▲

Plant, machinery and equipment23€1k€4k▲

Furniture and vehicles24€3k€1k▼

Other tangible fixed assets26-€5k

Current assets29/58€94k€61k▼

Stocks and contracts in progress3€48k€32k▼

Stocks30/36€48k€32k▼

Amounts receivable within one year40/41€27k€18k▼

Trade receivables40€13k€8k▼

Other amounts receivable41€14k€11k▼

Cash at bank and in hand54/58€18k€11k▼

Deferred charges and accrued income490/1€102€335▲

Equity and liabilities

Total equity and liabilities10/49€100k€72k▼

Equity10/15€8k€6k▼

Contributions10/11€5k€5k=

Profit (loss) carried forward14€3k€1k▼

Amounts payable17/49€93k€66k▼

Amounts payable after more than one year17€25k€12k▼

Financial debts170/4€5k-

Other amounts payable178/9€20k€12k▼

Amounts payable within one year42/48€68k€54k▼

Trade debts44€39k€36k▼

Suppliers440/4€39k€36k▼

Taxes, remuneration and social security45€8k€7k▼

Taxes450/3€8k€6k▼

Remuneration and social security454/9-€1k

Other amounts payable47/48€21k€11k▼

Accrued charges and deferred income492/3-€85

Income statement Code20242025

Remuneration, social security and pensions62-€16k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲

Other operating charges640/8€3k€3k▲

Gross operating margin9900€28k€22k▼

Operating profit (loss)9901€22k€-833▼

Financial income75/76B-€51

Recurring financial income75-€51

Financial charges65/66B€451€451▼

Recurring financial charges65€451€451▼

Profit (loss) for the period before taxes9903€22k€-1k▼

Income taxes67/77€526-

Profit (loss) for the period9904€21k€-1k▼

Profit (loss) for the period to be appropriated9905€21k€-1k▼

Appropriation of the result

Profit (loss) to be appropriated9906€23k€1k▼

Profit (loss) brought forward from the previous period14P€1k€3k▲

Profit to be distributed694/7€20k-

Directors or managers695€20k-

Social balance

Average headcount (FTE)9087-0.4

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 31-10-2026

2025

31-10

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

31-03

Financial Weakest financial yearnet €-1k ▼106%

Net result drops to €-1k, the lowest in the series.

2024

30-10

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

31-03

Financial Highest result since 2023net €21k ▲1422%

Operating result €22k, net result €21k, both a record.

2023

27-10

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dilsen-Stokkem · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Meerkensstraat 303650 Dilsen-Stokkem

Ground area

4,424 m²

Building footprint

1,687 m²

Parcel 73043B0285/00Y002, Flanders. Linked by address, not a title deed.

1 establishment unit

SP-PARTS

Meerkensstraat 30, 3650 Dilsen-StokkemNACE 45191

since 20212.318.030.774

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73043B0285/00Y002	Flanders	4,424 m²	1 · 1,687 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,442 companies in sector 47820 we hold annual accounts for 776. 308 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded07-06-2021

Fiscal year end31-03

Activities, NACEBEL

95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)

47820Retail sale of motor vehicle parts and accessories

47811Retail sale of cars and light vans (up to 3.5 tonnes)

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.