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AXAUTO

Active
Private limited companyfounded 201313 yrs activeRue Puissant 242, 6040 Charleroi, BelgiumKBO/BCE: BE 0539.801.238
Summary

AXAUTO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175,635 and a net result of €26,119. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 54% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€457,283total assets 2025
Equity
€175,635
Profit
€26,119
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 99 d early0 of 3 deeds read
Why 89- Sector Retail trade (NACE 47)+ Founded in 2013+ Size: total assets €457,283+ Figures for FY 2025 (filed 23-04-2026)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 63-4
equity 38.4% of total assets
Liquidity 24-6
short-term debt 61.6% · cash 4.9%
Profitability 76-3
return on assets 5.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 8 months 03-2026: 0.2% 04-2026: 0.3%▲ +13.4% vs 03-2026highest value 05-2026: 0.2%▼ -29.3% vs 04-2026lowest value 06-2026: 0.2%● 0.0% vs 05-2026lowest value 07-2026: 0.2%● 0.0% vs 06-2026lowest value 08-2026: 0.2%● 0.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Founded in 2013 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Size: total assets €457,283 lowers the probability for this profile
  • Figures for FY 2025 (filed 23-04-2026) lowers the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.74 in 2024; short-term debt: 61.6% and cash: 4.9% of total assets), but 61.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 53%, liquidity 21%, profitability 63%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Size: total assets €457,283
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 23-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
99 d early
2024
72 d early
2023
117 d early
2022
21 d late
2021
48 d early
2020
51 d early
2019
18 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 May (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €150,000Eq €175,635 ▲17.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 19% on equitysector median €41,999 · 20,145 companies €175,635 View
  • Positive: 6 profitable years in a rowprofit 2025: €26,119 6 years View
  • Total assets 20256 fiscal years filed €457,283 View

By topic

Financials

Fiscal year
2025
Total assets
€457,283
Profit
€26,119
Solvency
38.4%
Total assets▲ 29.6%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 23-04-2026Annual accounts filed
  2. 31-12-2025Equity above €150,000
  3. 20-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
01-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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