MATEC
ActiveMATEC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281k and a net result of €26k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45=
Solvency69▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.27 in 2024), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
5.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
61 d late
2023
42 d early
2022
46 d early
2021
31 d early
2020
31 d late
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 11.7%
2024 · €23k
2018: €104k
2019: €27k
2020: €20k
2021: €19k
2022: €24k
2023: €23k
2024: €23k
2018 → 2025
Working capital
€-21k▲ 51.6%
2024 · €-44k
2018: €-29k
2019: €-29k
2020: €-38k
2021: €-38k
2022: €-43k
2023: €-57k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€209k▲ 12.7%€232k▲ 10.9%€255k▲ 9.8%€281k▲ 10.0%
Operating result€37k-€41k▲ 12.9%€34k▼ 16.7%€42k▲ 22.5%€45k▲ 6.8%
Net result€19k-€24k▲ 21.4%€23k▼ 3.5%€23k▲ 0.3%€26k▲ 11.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €432k
Fixed assets
€400k▼ 6.7%
Current assets
€32k▲ 99.5%
Equity and liabilities €432k
Equity
€281k▲ 10.0%
Debt
€152k▼ 20.0%
The debt ratio falls from 42.6% to 35.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▼
2024 · €51k
Cash flow
€26k▼
2024 · €31k
Solvency
64.9%▲
2024 · 57.4%
Current ratio
0.60▲
2024 · 0.27
Quick ratio
0.60▲
2024 · 0.27
Debt / equity
0.54▼
2024 · 0.74
ROE
9.1%▲
2024 · 9.0%
ROA
5.9%▲
2024 · 5.1%
Interest coverage
5.26▼
2024 · 5.31
Debt
€152k▼
2024 · €189k
Debt ≤ 1 year
€53k▼
2024 · €60k
Debt > 1 year
€90k▼
2024 · €122k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€432k▼
Fixed assets21/28€428k€400k▼
Tangible fixed assets22/27€29k€744▼
Furniture and vehicles24€29k€744▼
Financial fixed assets28€399k€399k=
Current assets29/58€16k€32k▲
Amounts receivable within one year40/41€13k€24k▲
Trade receivables40€2k-
Other amounts receivable41€12k€24k▲
Cash at bank and in hand54/58€2k€8k▲
Deferred charges and accrued income490/1€398€176▼
Equity and liabilities
Total equity and liabilities10/49€444k€432k▼
Equity10/15€255k€281k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€232k€258k▲
Amounts payable17/49€189k€152k▼
Amounts payable after more than one year17€122k€90k▼
Financial debts170/4€32k-
Other amounts payable178/9€90k€90k=
Amounts payable within one year42/48€60k€53k▼
Current portion of amounts payable after more than one year42€21k€3k▼
Trade debts44€5k€10k▲
Suppliers440/4€5k€10k▲
Taxes, remuneration and social security45€32k€40k▲
Taxes450/3€32k€40k▲
Other amounts payable47/48€847€847=
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€301▼
Other operating charges640/8€487€1k▲
Gross operating margin9900€51k€46k▼
Operating profit (loss)9901€42k€45k▲
Financial income75/76B€22-
Recurring financial income75€22-
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€33k€36k▲
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€23k€26k▲
Profit (loss) for the period to be appropriated9905€23k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€232k€258k▲
Profit (loss) brought forward from the previous period14P€209k€232k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €209k ▲12.7%
5 profitable years in a row build equity to €209k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €19k ▼0.6%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €166k ▲13.3%
3 profitable years in a row build equity to €166k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Alexander CRISNER
CurrentDirector · since 18-12-2023
18-12-2023
Appointed as Director
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lorraine 204100 SeraingGround area
2,898 m²
Building footprint
199 m²
Volume, LiDAR
855 m³
Parcel 62019A0384/00M000, Wallonia · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Lorraine 20, 4100 Seraing
since 20142.230.921.509
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62019A0384/00M000 | Wallonia | 2,898 m² | 1 · 199 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE SALVATORE
BE 0455.389.264
Mons · Eq €281k
AUTO EX
BE 0461.728.314
Thuin · Eq €280k
DISTRICAR
BE 0433.921.085
Ukkel · Eq €280k
BANDEN RIJMEN-ALVAREZ PNEUS
BE 0848.237.878
Sint-Genesius-Rode · Eq €280k
DRIVING Solutions
BE 0773.725.250
Sint-Agatha-Berchem · Eq €280k
Of 10,620 companies in sector 47811 we hold annual accounts for 5,193. 3,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2014
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45204
46836Wholesale trade
47527Retail trade
70200Business and other management consultancy
70220Business consulting
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.