Result
Back in profit in 2024, after a loss of €45,422 in 2023.
Back in profit in 2024, after a loss of €45,422 in 2023.
The accounts state no turnover.
Of this, €290,316 falls due within a year.
2025 accounts not filed: deadline was 31-07-2026.
Higher net result than 83% of companies in retail trade. Sector median €4,565 · 25,532 companies.
In July 2024, 5,053 companies had the same profile as CARTANA has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,053 companies, not a prediction for CARTANA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CARTANA Anderlecht | €431,405 | €41,622 | 17.8% | - |
| SNG CARS Schaerbeek | €476,399 | €38,430 | 22.2% | 0.4 |
| Vereecke Bart garage-carrosserie Kaprijke | €400,660 | €49,172 | 44.4% | - |
| STATION Virton | €446,721 | €52,314 | 18.8% | - |
| AXAUTO Charleroi | €457,283 | €38,450 | 38.4% | - |
| DEDECKER THOMAS Zedelgem | €372,033 | €46,610 | 47.7% | - |
| AUTONAL 55 Sambreville | €386,519 | €52,020 | 12.0% | - |
These companies have the same main activity as CARTANA: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €372,000 and €476,000, founded between 2012 and 2014.
CARTANA files the micro format. That format states no turnover. The gross margin rose from €7,267 in 2012 to €41,622 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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