Summary
AWASA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €153k and a net result of €65k. Equity is growing by ~66.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 2435 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
12 d late
2022
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€153k▲ 74.4%
2024 · €88k
2022: €38k
2023: €33k
2024: €88k
2022 → 2025
Net result
€65k▲ 19.7%
2024 · €54k
2022: €31k
2023: €-5k
2024: €54k
2022 → 2025
Total assets
€406k▲ 20.2%
2024 · €338k
2022: €88k
2023: €142k
2024: €338k
2022 → 2025
Solvency
37.6%▲ 11.7pp
2024 · 25.9%
2022: 42.8%
2023: 23.3%
2024: 25.9%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€38k-€33k▼ 12.0%€88k▲ 164%€153k▲ 74.4%
Operating result€41k-€-4k€74k€86k▲ 16.5%
Net result€31k-€-5k€54k€65k▲ 19.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €406k
Fixed assets
€91k ▲ 29.3%
Current assets
€315k ▲ 17.8%
Equity and liabilities €406k
Equity
€153k ▲ 74.4%
Debt
€253k ▲ 1.2%
Debt's share of the balance-sheet total falls from 74.1% to 62.4%. Equity and debt are higher.
Key figures and ratios
ROE
42.7%▼
2024 · 62.2%
ROA
16.1%▼
2024 · 16.1%
Debt ≤ 1 year
€235k▼
2024 · €246k
Debt > 1 year
€13k
Income taxes
€18k▲
2024 · €15k
Staff costs
€243k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€338k€406k▲
Fixed assets21/28€70k€91k▲
Tangible fixed assets22/27€70k€91k▲
Plant, machinery and equipment23€2k€21k▲
Furniture and vehicles24€36k€43k▲
Other tangible fixed assets26€32k€27k▼
Current assets29/58€267k€315k▲
Amounts receivable within one year40/41€231k€199k▼
Trade receivables40€231k€183k▼
Other amounts receivable41€75€16k▲
Cash at bank and in hand54/58€24k€103k▲
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€338k€406k▲
Equity10/15€88k€153k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€81k€146k▲
Amounts payable17/49€250k€253k▲
Amounts payable after more than one year17-€13k
Financial debts170/4-€13k
Amounts payable within one year42/48€246k€235k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€157k€116k▼
Suppliers440/4€157k€116k▼
Taxes, remuneration and social security45€68k€114k▲
Taxes450/3€54k€87k▲
Remuneration and social security454/9€14k€27k▲
Other amounts payable47/48€21k-
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€128k€243k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€12k
Gross operating margin9900€220k€367k▲
Operating profit (loss)9901€74k€86k▲
Financial income75/76B€835€32▼
Recurring financial income75€835€32▼
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€70k€83k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€54k€65k▲
Profit (loss) for the period to be appropriated9905€54k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€146k▲
Profit (loss) brought forward from the previous period14P€27k€81k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2022net €65k ▲19.7%
Operating result €86k, net result €65k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲74.4%
2 profitable years in a row build equity to €153k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-5k ▼115%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de Rebaix(Reb) 527804 AthGround area
1.0 ha
Building footprint
4,770 m²
Volume, LiDAR
37,149 m³
2 parcels, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wessentia
since 20222.328.884.975
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004B0357/00D002 | Wallonia | 9,179 m² | 1 · 4,616 m² | 12.2 m · 3 fl. |
| 51052B0106/00H000 | Wallonia | 883 m² | 1 · 154 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 20,277 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 20,277 EUR |
Projects
ASSESSMENT OF POST-FIRE T22 BUILDING INTEGRITY
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safety services
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Of 853 companies in sector 66210 we hold annual accounts for 511. 441 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
70200Business and other management consultancy
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
43990Other specialised construction activities
46130Agents in the wholesale of timber and building materials
46831Wholesale of construction materials, general range
46839Wholesale trade
47251Retail sale of wines and spirits
66199Other activities auxiliary to financial services, excluding insurance and pension funding
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
82300Organisation of conventions and trade shows
82990Other business support services
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.