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AUTOWAL

Active
Private limited companyfounded 20242 yrs activeChaussée de Tirlemont, Sauv. 90, 5030 Gembloux, BelgiumKBO/BCE: BE 1012.789.965
Summary

The computed 12-month bankruptcy probability of AUTOWAL is 1.7% (moderate). The 2025 annual accounts show negative equity (-€30,978) and a net result of -€55,978. Its solvency ranks better than 10% of 1073 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability24
Solvency21
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.07; short-term debt: 38.4% and cash: 3.6% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-6.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 August 2024, AUTOWAL was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
-€30,978
Total assets
€847,031
Net result
-€55,978
Working capital
€24,171

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €847,031
Fixed assets €497,784
Current assets €349,247
Equity and liabilities
Equity-€30,978
Debt€878,010
Equity is negative: debt (€878,010) exceeds the balance-sheet total (€847,031).
Key figures and ratios
2025 value
EBITDA
€43,130
Cash flow
€17,073
Solvency
-3.7%
Current ratio
1.07
Quick ratio
0.65
ROA
-6.6%
Interest coverage
1.65
Debt
€878,010
Debt ≤ 1 year
€325,076
Debt > 1 year
€545,000
Staff costs
€292,421
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 48 lines
Balance sheet Code2025
Assets
Total assets20/58€847,031
Fixed assets21/28€497,784
Intangible fixed assets21€22,696
Tangible fixed assets22/27€474,698
Land and buildings22€278,786
Plant, machinery and equipment23€67,149
Furniture and vehicles24€79,566
Other tangible fixed assets26€49,198
Financial fixed assets28€391
Current assets29/58€349,247
Stocks and contracts in progress3€136,933
Stocks30/36€136,933
Amounts receivable within one year40/41€159,144
Trade receivables40€159,144
Cash at bank and in hand54/58€30,393
Deferred charges and accrued income490/1€22,777
Equity and liabilities
Total equity and liabilities10/49€847,031
Equity10/15-€30,978
Contributions10/11€25,000
Profit (loss) carried forward14-€55,978
Amounts payable17/49€878,010
Amounts payable after more than one year17€545,000
Financial debts170/4€545,000
Amounts payable within one year42/48€325,076
Current portion of amounts payable after more than one year42€40,547
Financial debts43€14,393
Credit institutions430/8€14,393
Trade debts44€237,384
Suppliers440/4€237,384
Taxes, remuneration and social security45€32,727
Taxes450/3€9,016
Remuneration and social security454/9€23,712
Other amounts payable47/48€25
Accrued charges and deferred income492/3€7,933
Income statement Code2025
Remuneration, social security and pensions62€292,421
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73,051
Other operating charges640/8€23,105
Gross operating margin9900€358,657
Operating profit (loss)9901-€29,921
Financial income75/76B€115
Recurring financial income75€115
Financial charges65/66B€26,172
Recurring financial charges65€26,172
Profit (loss) for the period before taxes9903-€55,978
Profit (loss) for the period9904-€55,978
Profit (loss) for the period to be appropriated9905-€55,978
Appropriation of the result
Profit (loss) to be appropriated9906-€55,978
Social balance
Average headcount (FTE)90875.8

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€292,421
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73,051
Other operating charges640/8€23,105
Gross operating margin9900€358,657
Operating profit (loss)9901-€29,921
Financial income75/76B€115
Recurring financial income75€115
Financial charges65/66B€26,172
Recurring financial charges65€26,172
Profit (loss) for the period before taxes9903-€55,978
Profit (loss) for the period9904-€55,978
Profit (loss) for the period to be appropriated9905-€55,978
Line2025
Assets
Total assets20/58€847,031
Fixed assets21/28€497,784
Intangible fixed assets21€22,696
Tangible fixed assets22/27€474,698
Land and buildings22€278,786
Plant, machinery and equipment23€67,149
Furniture and vehicles24€79,566
Other tangible fixed assets26€49,198
Financial fixed assets28€391
Current assets29/58€349,247
Stocks and contracts in progress3€136,933
Stocks30/36€136,933
Amounts receivable within one year40/41€159,144
Trade receivables40€159,144
Cash at bank and in hand54/58€30,393
Deferred charges and accrued income490/1€22,777
Equity and liabilities
Total equity and liabilities10/49€847,031
Equity10/15-€30,978
Contributions10/11€25,000
Profit (loss) carried forward14-€55,978
Amounts payable17/49€878,010
Amounts payable after more than one year17€545,000
Financial debts170/4€545,000
Amounts payable within one year42/48€325,076
Current portion of amounts payable after more than one year42€40,547
Financial debts43€14,393
Credit institutions430/8€14,393
Trade debts44€237,384
Suppliers440/4€237,384
Taxes, remuneration and social security45€32,727
Taxes450/3€9,016
Remuneration and social security454/9€23,712
Other amounts payable47/48€25
Accrued charges and deferred income492/3€7,933
Line2025
Profit (loss) for the period9904-€55,978
+ Depreciation and write-downs630€73,051
Operating cash flow (approximation)€17,073

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2024
seat establishment approximate The establishment unit on the map
Ground area
5.2 ha
Building footprint
416 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Namur(NSV) 70, 1457 Walhain
NACE 45201
since 20242.363.248.711
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25071D0221/00B000indicative Wallonia 5.1 ha - -
92253D0314/00G000 Wallonia 1,339 m² 1 · 416 m² -
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,377 companies in this sector we hold annual accounts for 2,963. 909 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded26-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95315Tyre services
47820Retail sale of motor vehicle parts and accessories
Contact
Phone 0475658951Walhain
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012789965
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.