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Garage Ben De Zutter

Active
Private limited companyfounded 2024active for 1 yearHospitaalstraat 87, 9940 Evergem, BelgiumKBO/BCE: BE 1017.474.867
Summary

The computed 12-month bankruptcy probability of Garage Ben De Zutter is 2.6% (moderate). The 2025 annual accounts show negative equity (-€25,405) and a net result of -€35,405. Its solvency ranks better than 11% of 1,302 sector peers (NACE 95, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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Garage Ben De ZutterActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
4th largest company by total assets in Evergem, Other services sector1 site
Size
€1.0mtotal assets 2025
Staff
4.7 FTE
Equity
-€25,405
Loss
-€35,405
Turnover not published (abbreviated format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
2025 accounts 25 days early
Why 51raises riskNegative equity -€25,405Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Founded in 2024lowers riskFigures for financial year 2025 (filed 06-07-2026)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 23
equity -2.5% of total assets
Liquidity 52
short-term debt 21.6% · cash 7.3%
Profitability 64
return on assets -3.4%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,122 companies, NACE 95, micro)
Last 24 months 01-2026: 1.8%lowest value 02-2026: 1.9%▲ +0.1 percentage points vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.2%▲ +0.3 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.6%▲ +0.3 percentage points vs 05-2026 07-2026: 2.8%▲ +0.2 percentage points vs 06-2026highest value 08-2026: 2.7%▼ -0.1 percentage points vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026 10-2026: 2.6%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.76, below 1; short-term debt: 21.6% and cash: 7.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 16% on solvency, 51% on liquidity and 35% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€25,405
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 06-07-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
25 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointments: DE ZUTTER Ben Cyriel…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€25,405 View
  • Caution: Among the weakest 8% on equitysector median €271,867 · 1,303 companies -€25,405 View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€1.0m
Loss
-€35,405
Solvency
-2.5%
Go to Financials

Board & ownership

Board
2 members
  • DE ZUTTER Ben Cyriel ChristineDirector
  • GEIRNAERT Karen Klara GeorgesDirector
Go to Board & ownership

Company details

Sites
1
Legal form
Private limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
17-12-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Who signs
Each director alone
Annual meeting
Second Friday of June at 20:00
Purpose
“Onderhoud en reparatie van alle nieuwe en gebruikte personenwagens,lichte…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about Garage Ben De Zutter

What is the company number of Garage Ben De Zutter?
1017.474.867. In Belgium the VAT number is the company number with BE in front: BE 1017.474.867.
Where is Garage Ben De Zutter based?
The registered office is at Hospitaalstraat 87, 9940 Evergem.Company details
What does Garage Ben De Zutter do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of Garage Ben De Zutter?
Private limited company (BV).
When was Garage Ben De Zutter founded?
On 17-12-2024.
Is Garage Ben De Zutter still active?
Yes, Garage Ben De Zutter is an active enterprise in the KBO register.
How many employees does Garage Ben De Zutter have?
On average 4.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage Ben De Zutter?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Garage Ben De Zutter profitable?
In financial year 2025, Garage Ben De Zutter made a loss of €35,405.
Where can I find the annual accounts of Garage Ben De Zutter?
Garage Ben De Zutter filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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