AUTO W.E.B.
ActiveAUTO W.E.B. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.58M and a net result of €973k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 67% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-8
Solvency74▲+1
Growth75▼-3
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.78 in 2023; short-term debt: 46.7% and cash: 4.4% of total assets), but 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.8%
Return on assets
13.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
27 d early
2022
4 d early
2021
3 d early
2020
6 d early
2019
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€25.73M▲ 10.7%
2023 · €23.25M
2023: €23.25M
2023 → 2024
EBIT margin
5.6%▼ 1.8pp
2023 · 7.3%
2023: 7.3%
2023 → 2024
Net result
€973k▼ 19.2%
2023 · €1.20M
2018: €203k
2019: €165k
2020: €210k
2023: €1.20M
2018 → 2024
Working capital
€2.84M▲ 24.0%
2023 · €2.29M
2018: €284k
2019: €393k
2020: €712k
2023: €2.29M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020232024Trend
Turnover€23.25M€25.73M▲ 10.7%
Equity€828k-€893k▲ 7.8%€1.10M▲ 23.5%€2.83M▲ 156%€3.58M▲ 26.6%
Operating result€338k-€270k▼ 20.2%€304k▲ 12.7%€1.71M▲ 462%€1.43M▼ 16.1%
Net result€203k-€165k▼ 18.6%€210k▲ 27.3%€1.20M▲ 472%€973k▼ 19.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 16% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.34M
Fixed assets
€1.07M▲ 61.2%
Current assets
€6.27M▲ 19.5%
Equity and liabilities €7.34M
Equity
€3.58M▲ 26.6%
Debt
€3.76M▲ 21.9%
The debt ratio falls from 52.1% to 51.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.62M▼
2023 · €1.88M
Cash flow
€1.16M▼
2023 · €1.37M
Solvency
48.8%▲
2023 · 47.9%
Current ratio
1.83▲
2023 · 1.78
Quick ratio
0.21▼
2023 · 0.31
Debt / equity
1.05▼
2023 · 1.09
ROE
27.2%▼
2023 · 42.5%
ROA
13.3%▼
2023 · 20.4%
Interest coverage
15.38▼
2023 · 27.43
Debt
€3.76M▲
2023 · €3.08M
Debt ≤ 1 year
€3.43M▲
2023 · €2.96M
Debt > 1 year
€310k▲
2023 · €81k
Income taxes
€343k▼
2023 · €430k
Staff costs
€1.53M▲
2023 · €1.24M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.91M€7.34M▲
Fixed assets21/28€662k€1.07M▲
Intangible fixed assets21€98k€41k▼
Tangible fixed assets22/27€564k€1.03M▲
Land and buildings22€346k€924k▲
Plant, machinery and equipment23€26k€38k▲
Furniture and vehicles24€13k€37k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€34k€27k▼
Assets under construction and advance payments27€145k€0▼
Financial fixed assets28€232€232=
Other financial fixed assets284/8€232€232=
Amounts receivable and cash guarantees285/8€232€232=
Current assets29/58€5.25M€6.27M▲
Stocks and contracts in progress3€4.32M€5.54M▲
Stocks30/36€4.32M€5.54M▲
Work in progress32€18k€7k▼
Goods purchased for resale34€4.30M€5.53M▲
Amounts receivable within one year40/41€550k€318k▼
Trade receivables40€467k€310k▼
Other amounts receivable41€83k€8k▼
Cash at bank and in hand54/58€229k€326k▲
Deferred charges and accrued income490/1€149k€91k▼
Equity and liabilities
Total equity and liabilities10/49€5.91M€7.34M▲
Equity10/15€2.83M€3.58M▲
Contributions10/11€135k€135k=
Capital10€135k€135k=
Issued capital100€135k€135k=
Revaluation surpluses12€141k€121k▼
Reserves13€287k€308k▲
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Distributable reserves133€274k€294k▲
Profit (loss) carried forward14€2.26M€3.02M▲
Investment grants15€2k€1k▼
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€3.08M€3.76M▲
Amounts payable after more than one year17€81k€310k▲
Financial debts170/4€81k€310k▲
Leasing and similar obligations172€0-
Credit institutions173€81k€310k▲
Amounts payable within one year42/48€2.96M€3.43M▲
Current portion of amounts payable after more than one year42€93k€169k▲
Financial debts43€300k€0▼
Credit institutions430/8€300k€0▼
Trade debts44€1.26M€2.56M▲
Suppliers440/4€1.26M€2.56M▲
Advances received on contracts in progress46€324k€174k▼
Taxes, remuneration and social security45€550k€305k▼
Taxes450/3€366k€78k▼
Remuneration and social security454/9€183k€227k▲
Other amounts payable47/48€430k€220k▼
Accrued charges and deferred income492/3€44k€18k▼
Income statement
Code20232024
Operating income70/76A€23.53M€26.00M▲
Turnover70€23.25M€25.73M▲
Other operating income74€274k€270k▼
Operating charges60/66A€21.82M€24.57M▲
Goods for resale, raw materials and consumables60€19.40M€21.84M▲
Purchases600/8€19.73M€23.03M▲
Change in stocks: decrease (increase)609€-330k€-1.19M▼
Services and other goods61€864k€925k▲
Remuneration, social security and pensions62€1.24M€1.53M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€170k€185k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€83k€-27k▼
Other operating charges640/8€63k€108k▲
Non-recurring operating charges66A-€7k
Operating profit (loss)9901€1.71M€1.43M▼
Financial income75/76B€876€884▲
Recurring financial income75€876€884▲
Income from current assets751-€45
Other financial income752/9€876€839▼
Financial charges65/66B€76k€118k▲
Recurring financial charges65€76k€118k▲
Debt charges650€68k€105k▲
Other financial charges652/9€8k€13k▲
Profit (loss) for the period before taxes9903€1.63M€1.32M▼
Transfer from deferred taxes780€325€0▼
Income taxes67/77€430k€343k▼
Taxes670/3€430k€343k▼
Profit (loss) for the period9904€1.20M€973k▼
Profit (loss) for the period to be appropriated9905€1.20M€973k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.69M€3.24M▲
Profit (loss) brought forward from the previous period14P€1.49M€2.26M▲
Profit to be distributed694/7€430k€220k▼
Return on contributions (dividend)694€430k€220k▼
Social balance
Average headcount (FTE)908720.024.7▲
The notes to these accounts (87 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-06
State Gazette act
Capital & shares · RestructuringDemerger · Real estate · Accounting effect30 facts ▸
State Gazette act
Capital & shares · Restructuring
Demerger · Real estate · Accounting effect30 facts ▸
- Demerger, scission partielle par absorption, 2025-12-31
- Real estate, BEAURAING - Division 1- Section A - N° 928 P2: Garage Atelier d'une superficie de 39 ares 96 ca.
- Real estate, BEAURAING - Division 1 - Section A - N° 928 R2: Pâture d'une superficie de 40 ares 42 ca.
- Real estate, BEAURAING - Division 1 - Section A- N° 928 S2 : Parking d'une superficie de 14 ares 01 ca.
- Real estate, BEAURAING - Division 1 - Section A - N° 938 B3: Terre d'une superficie de 34 ares 54 сa.
- Accounting effect, 2026-01-01
- Corporate purpose, La société a pour objet, tant en Belgique qu'à l'étranger, soit seule, soit par ou avec autrui, pour son compte ou pour le compte de tiers, toutes opérations se…
- Capital, €135.108,62
- Board composition, administrateur délégué, 2026-06-08
- Permanent representative, Carl Evrard
- Board composition, administrateur délégué, 2026-06-08
- Permanent representative, Emmanuel Wauthier
- +18 further facts in this act
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €1.20M ▲472%
Operating result €1.71M, net result €1.20M, both a record.
31-12
Financial
Equity above €2MEq €2.83M ▲156%
4 profitable years in a row build equity to €2.83M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Equity above €1MEq €1.10M ▲23.5%
3 profitable years in a row build equity to €1.10M.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
31-12
Financial
Weakest financial yearnet €165k ▼18.6%
Net result drops to €165k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beauraing · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Dinant 1445570 BeauraingGround area
7,840 m²
Building footprint
2,042 m²
Volume, LiDAR
5,370 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue de Dinant 144, 5570 Beauraing
since 20012.098.001.023
Rue de Mariembourg(NEU) 12, 5600 Philippeville
since 20202.306.713.349
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91013A0928/00P002 | Wallonia | 4,095 m² | 1 · 930 m² | 8.8 m · 2 fl. |
| 93046A0004/00X002 | Wallonia | 3,745 m² | 1 · 1,112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsReceived a contribution from:IMMO W.E.P.
Contributed a business line to:IMMO W.E.P.
Similar companies · same sector, comparable size
MAN WEST-VLAANDEREN
BE 0871.058.416
Torhout · Eq €3.58M
Van Mossel VMVA Sint-Niklaas
BE 0443.185.179
Sint-Niklaas · Eq €3.59M
Van Mossel PAG
BE 0400.769.950
Antwerpen · Eq €3.60M
GARAGE J. DE GROOF
BE 0426.552.946
Beveren-Kruibeke-Zwijndrecht · Eq €3.60M
K.E.M.
BE 0450.607.560
Meise · Eq €3.56M
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 1,811 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-03-2001
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45204
50200
71100
77110Renting and leasing of cars and light motor vehicles
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.