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SUD MOTOR

Active
Public limited companyfounded 2006active for 20 yearsChaussée de Louvain(CH) 600, 5020 Namur, BelgiumKBO/BCE: BE 0883.227.758
Summary

SUD MOTOR has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €944,476 and a net result of €1.2m. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 21% of 4,925 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711
2 sites
Size
€39.2mturnover 2025
Staff
22.7 FTE
Equity
€944,476
Profit
€1.2m
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
DUMBRO INVEST · 100%
Accounts filed 25 days late0 of 14 deeds read
Why 83raises riskEquity €944,476 (10.3% of total assets)lowers riskSize: turnover €39.2m, 22.7 FTE, total assets €9.2mFounded in 2006Profit of €1.2m (financial year 2025)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 35=
equity 10.3% of total assets
Liquidity 12+3
short-term debt 89.5% · cash 9.4%
Profitability 68+2
return on assets 12.9%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.8%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.7%▼ -0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -0.9 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €75,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.1, compared with 1.1 in 2024, below the usual 1.5; short-term debt: 89.5% and cash: 9.4% of total assets), and 89.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 22% on solvency, 10% on liquidity, 51% on profitability and 67% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: turnover €39.2m, 22.7 FTE, total assets €9.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €944,476 (10.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Profit of €1.2m (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4925 sector peers (2025).
NBB · sector comparison
Position among 4925 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
25 days late
2024
53 days late
2023
14 days late
2022
32 days late
2021
2 days early
2020
17 days early
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Highest result from 2018 to 2025net €1.2m ▲17.7%
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Among the best 5% on net resultsector median €40,857 · 4,925 companies €1.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €1.2m 8 years View
  • Controlled by DUMBRO INVESTultimately: THEOBALD SAS 100% View
  • Positive: Turnover rose in 2025from €29.1m to €39.2m ▲ 34.7% View

By topic

Financials

Financial year
2025
Turnover
€39.2m
Profit
€1.2m
Solvency
10.3%
Turnover▲ 34.7%
Net result
20182025
Go to Financials

Timeline

Events
21
Since
2008
Next accounts
by 31-07-2027
  1. 14-08-2024Annual accounts filed
  2. 01-09-2023Annual accounts filed
  3. 29-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
30-08-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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