Financials
- Fiscal year
- 2025
- Total assets
- €94,583
- Profit
- €4,021
- Solvency
- 35.1%
Total assets▲ 57.1%
Net result
20242025
Auto Service Bern
ActiveSummary
Auto Service Bern has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,219 and a net result of €4,021. Its solvency ranks better than 47% of 3131 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311NACE 45201
1 site
Size
€94,583total assets 2025
- Staff
- 0.6 FTE
- Equity
- €33,219
- Profit
- €4,021
Turnover not published (abridged schema)
Structure
Accounts 123 d early0 of 1 deed read
Why 64- Founded in 2024- Size: total assets €94,583- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)+ Liquidity: current ratio 1.65, cash €13,069Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
60-16
equity 35.1% of total assets
Liquidity
53-24
short-term debt 32.1% · cash 13.8%
Profitability
74-26
return on assets 4.3%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.5%lowest value
09-2025: 0.5%● 0.0% vs 08-2025lowest value
10-2025: 0.5%● 0.0% vs 09-2025lowest value
11-2025: 0.6%▲ +4.7% vs 10-2025
12-2025: 0.6%▲ +3.2% vs 11-2025
01-2026: 0.6%▲ +1.0% vs 12-2025
02-2026: 0.6%▲ +5.2% vs 01-2026
03-2026: 0.6%▲ +2.1% vs 02-2026
04-2026: 1.4%▲ +128% vs 03-2026
05-2026: 1.4%▼ -1.3% vs 04-2026
06-2026: 1.4%● 0.0% vs 05-2026
07-2026: 1.5%▲ +5.0% vs 06-2026
08-2026: 1.5%▲ +0.9% vs 07-2026highest value
09-2026: 1.5%● 0.0% vs 08-2026highest value
10-2026: 1.5%● 0.0% vs 09-2026highest value
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 1.65, cash €13,069 lowers the probability
- Size: total assets €94,583 raises the probability for this profile
- Sector Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.65 against 3.43 in 2024; short-term debt: 32.1% and cash: 13.8% of total assets), but 64.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 45%, liquidity 53%, profitability 50%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
123 d early
2024
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 70 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 30-03-2026Annual accounts filed
- 14-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General maintenance and repair of cars and light…NACE 95311
- Founded
- 18-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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