Auto's Bajram
ActiveThe computed 12-month bankruptcy probability of Auto's Bajram is 1.9% (moderate). The 2025 annual accounts show equity of €29k and a net result of €-2k. Equity is shrinking by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 37% of 11238 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-3
Solvency50▼-4
Growth32=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.2 in 2024; short-term debt: 74.9% and cash: 17.3% of total assets), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
-2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
23 d early
2023
1 d early
2022
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 7.3%
2024 · €31k
2022: €48k
2023: €31k
2024: €31k
2022 → 2025
Total assets
€114k▲ 7.4%
2024 · €106k
2022: €108k
2023: €126k
2024: €106k
2022 → 2025
Net result
€-2k▼ 6,268%
2024 · €-35
2022: €3k
2023: €-17k
2024: €-35
2022 → 2025
Working capital
€18k▲ 18.5%
2024 · €15k
2022: €21k
2023: €8k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€31k▼ 35.7%€31k▼ 0.1%€29k▼ 7.3%
Operating result€5k-€-18k€635€-2k
Net result€3k-€-17k€-35▲ 99.8%€-2k▼ 6,268%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €635 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€10k▼ 32.9%
Current assets
€104k▲ 14.3%
Equity and liabilities €114k
Equity
€29k▼ 7.3%
Debt
€85k▲ 13.5%
The debt ratio rises from 70.9% to 74.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€5k▼
2024 · €8k
Cash flow
€4k▼
2024 · €7k
Solvency
25.1%▼
2024 · 29.1%
Current ratio
1.21▲
2024 · 1.20
Quick ratio
0.33▼
2024 · 0.44
Debt / equity
2.98▲
2024 · 2.44
ROE
-7.8%▼
2024 · -0.1%
ROA
-2.0%▼
2024 · 0.0%
Interest coverage
8.11▼
2024 · 11.25
Debt
€85k▲
2024 · €75k
Debt ≤ 1 year
€85k▲
2024 · €75k
Income taxes
€88
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€114k▲
Fixed assets21/28€15k€10k▼
Tangible fixed assets22/27€15k€10k▼
Plant, machinery and equipment23€21€21=
Furniture and vehicles24€15k€10k▼
Current assets29/58€91k€104k▲
Stocks and contracts in progress3€57k€76k▲
Stocks30/36€57k€76k▲
Amounts receivable within one year40/41€20k€8k▼
Trade receivables40€20k€5k▼
Other amounts receivable41€72€2k▲
Cash at bank and in hand54/58€13k€20k▲
Deferred charges and accrued income490/1-€634
Equity and liabilities
Total equity and liabilities10/49€106k€114k▲
Equity10/15€31k€29k▼
Contributions10/11€45k€45k=
Profit (loss) carried forward14€-14k€-16k▼
Amounts payable17/49€75k€85k▲
Amounts payable within one year42/48€75k€85k▲
Trade debts44€20k€20k▼
Suppliers440/4€20k€20k▼
Taxes, remuneration and social security45€9k€21k▲
Taxes450/3€9k€14k▲
Remuneration and social security454/9€70€6k▲
Other amounts payable47/48€47k€45k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€13k€10k▼
Operating profit (loss)9901€635€-2k▼
Financial income75/76B€5€6▲
Recurring financial income75€5€6▲
Financial charges65/66B€675€597▼
Recurring financial charges65€675€597▼
Profit (loss) for the period before taxes9903€-35€-2k▼
Income taxes67/77-€88
Profit (loss) for the period9904€-35€-2k▼
Profit (loss) for the period to be appropriated9905€-35€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-16k▼
Profit (loss) brought forward from the previous period14P€-14k€-14k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-17k ▼658%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekvelden 11A2520 RanstGround area
2.8 ha
Building footprint
2,237 m²
Parcel 11035B2537/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Auto's Bajram
since 20222.327.957.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035B2537/00A002 | Flanders | 2.8 ha | 1 · 2,237 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WELLO
BE 0772.338.843
Beerse · Eq €29k
Cars & Trucks International
BE 0701.632.573
Namur · Eq €29k
TRANSHUMANCE
BE 1006.084.691
Anderlecht · Eq €29k
AL-CARS
BE 0772.649.144
Zaventem · Eq €29k
ED MOTOR
BE 0788.556.154
Sint-Pieters-Leeuw · Eq €28k
Of 2,129 companies in sector 46711 we hold annual accounts for 1,124. 646 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2022
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:autosbajram@hotmail.com
Phone:0487/84.70.12