JBP
ActiveThe computed 12-month bankruptcy probability of JBP is 1.8% (moderate). The 2024 annual accounts show equity of €5k and a net result of €5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 15867 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+75
Solvency30▲+7
Growth32=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.79 against 0.69 in 2023; short-term debt: 95.3% and cash: 6% of total assets), and 95.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4.7%
Return on assets
5.1%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 15867 sector peers (2024).
NBB · sector comparisonPosition among 15867 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
15 d early
2022
19 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k
2023 · €-348
2021: €26k
2022: €11k
2023: €-348
2021 → 2024
Total assets
€96k▲ 473%
2023 · €17k
2021: €43k
2022: €32k
2023: €17k
2021 → 2024
Net result
€5k
2023 · €-11k
2021: €23k
2022: €-15k
2023: €-11k
2021 → 2024
Working capital
€-19k▼ 263%
2023 · €-5k
2021: €9k
2022: €-3k
2023: €-5k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€26k-€11k▼ 58.0%€-348€5k
Operating result€30k-€-5k€-11k▼ 105%€5k
Net result€23k-€-15k€-11k▲ 25.3%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €5k after a loss of €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €96k
Fixed assets
€24k▲ 381%
Current assets
€72k▲ 511%
Equity and liabilities €96k
Equity
€5k
Debt
€91k
Debt finances 95.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k▲
2023 · €-4k
Cash flow
€6k▲
2023 · €-4k
Solvency
4.7%▲
2023 · -2.1%
Current ratio
0.79▲
2023 · 0.69
Quick ratio
0.29▼
2023 · 0.69
Debt / equity
20.08
ROE
107.7%
ROA
5.1%▲
2023 · -66.5%
Interest coverage
57.19▲
2023 · -21.81
Debt
€91k▲
2023 · €17k
Debt ≤ 1 year
€91k▲
2023 · €17k
Income taxes
€29
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€17k€96k▲
Fixed assets21/28€5k€24k▲
Tangible fixed assets22/27€5k€24k▲
Furniture and vehicles24€5k€24k▲
Financial fixed assets28€0-
Current assets29/58€12k€72k▲
Stocks and contracts in progress3-€46k
Stocks30/36-€46k
Amounts receivable within one year40/41€4k€17k▲
Trade receivables40€2k€17k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€908€3k▲
Equity and liabilities
Total equity and liabilities10/49€17k€96k▲
Equity10/15€-348€5k▲
Contributions10/11€3k€3k=
Reserves13€8k€2k▼
Distributable reserves133€8k€2k▼
Profit (loss) carried forward14€-11k-
Amounts payable17/49€17k€91k▲
Amounts payable within one year42/48€17k€91k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€9k€82k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-3k€8k▲
Operating profit (loss)9901€-11k€5k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€194€110▼
Recurring financial charges65€194€110▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-11k€5k▲
Income taxes67/77-€29
Profit (loss) for the period9904€-11k€5k▲
Profit (loss) for the period to be appropriated9905€-11k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-6k▲
Profit (loss) brought forward from the previous period14P-€-11k
Transfer from equity791/2€0€6k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-15k ▼164%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 21930 ZaventemGround area
2.2 ha
Building footprint
71 m²
Volume, LiDAR
4 m³
2 parcels, Flanders · tallest building 2.2 m. Linked by address, not a title deed.
1 establishment unit
JBP
since 20212.319.258.716
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0098/00M000 | Flanders | 2.1 ha | - | - |
| 45422C0268/00G000 | Flanders | 610 m² | 1 · 71 m² | 2.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUROCAR K&R
BE 0650.596.915
Sint-Lambrechts-Woluwe · Eq €5k
ABDANA
BE 1003.134.804
Sint-Jans-Molenbeek · Eq €5k
CAMPO CARS
BE 0473.753.740
Schilde · Eq €5k
Dr. Innovations
BE 0685.991.423
Sint-Jans-Molenbeek · Eq €4k
M&C CARS CONSULTING
BE 0797.829.651
Ternat · Eq €5k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,124. 348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.