Equity
€33,977 ▲ 111%
TIJ'autos has made a profit without a break since 2020.
TIJ'autos
Lifetime
9 annual accounts with figures on one time axispeak €84,981 (2021)
€37,352▲ 50.6%
lowest -€28,653 (2016)
€17,895▲ 12×
peak €33,977 (2024)
€33,977▲ 111%
€11,542▼ 70.3%
peak 1.3 FTE (2020)
-not published
Board2 names since 2022
1 directorTIEGER Jean
Documentsfilings and deeds
16-03-2026228 days late
2024micro format
Gross margin from €24,807 to €37,352Result from €1,455 to €17,895Resignation: KOLEK Quentin (director) 28-02Equity from €16,083 to €33,977Debts from €38,802 to €11,542Cash from €14,371 to €30,623
Key points
from the 2024 annual accountsChecked score
56
Fair
Financially stronger than 91% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.4%
01-2025: 7.6%▲ +2.2 percentage points vs 12-2024
02-2025: 7.6%● unchanged vs 01-2025
03-2025: 7.9%▲ +0.3 percentage points vs 02-2025
04-2025: 2.9%▼ -5.0 percentage points vs 03-2025
05-2025: 2.9%● unchanged vs 04-2025
06-2025: 2.8%▼ -0.1 percentage points vs 05-2025
07-2025: 2.7%▼ -0.1 percentage points vs 06-2025
08-2025: 3.9%▲ +1.2 percentage points vs 07-2025
09-2025: 4.6%▲ +0.7 percentage points vs 08-2025
10-2025: 6.2%▲ +1.6 percentage points vs 09-2025
11-2025: 5.8%▼ -0.4 percentage points vs 10-2025
12-2025: 7.4%▲ +1.6 percentage points vs 11-2025
01-2026: 10.3%▲ +2.9 percentage points vs 12-2025
02-2026: 10.3%● unchanged vs 01-2026
03-2026: 10.7%▲ +0.4 percentage points vs 02-2026highest value
04-2026: 1.1%▼ -9.6 percentage points vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026lowest value
07-2026: 1.1%● unchanged vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 2.4%▲ +0.7 percentage points vs 09-2026
11-2026: 2.4%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 228 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 17-03-2026)
Size: total assets €45,520
lowers risk
Liquidity: current ratio 3.71, cash €30,623
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 91% on liquidity, 96% on profitability and 93% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as TIJ'autos has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of TIJ'autos itself is higher: 2.4% within 12 months. It rests on far more data about TIJ'autos than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for TIJ'autos. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 3.71 (1.62 in 2023), above the usual 1.5. Short-term debt is 25.4% and cash 67.3% of total assets. 25.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €33,977
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 9 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 228 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-03-2026, 228 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filingsDeviation from the deadline
2025
not filed
2024
228 days late
2023
223 days late
2022
71 days late
2021
151 days late
2020
172 days late
2019
153 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 166 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656619031
Resignation: KOLEK Quentin (director)
General meeting of 12-01-2024 · Gazette deed
Appointment: KOLEK Quentin (director)
General meeting of 12-01-2023 · Gazette deed
Registered office moved from Retinne to Romsée
New registered office: Rue Emile Vandervelde 39-4624 Romsée · Previous registered office: rue Laurent Gilys 14-4621 Retinne · General meeting of 04-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TIJ'autos Fléron | - | - | 74.6% | - |
| ARM COMPANY Ternat | €120,949 | 18.1% | 46.2% | - |
| GARAGE ANDALOUSSI Jette | - | - | 35.7% | - |
| AUTO PROGRESS Dilbeek | - | - | -45.8% | - |
| The Car Factory Amay | - | - | 56.0% | - |
| MEDIA AUTOS Saint-Nicolas | - | - | 30.8% | - |
| JIH Brussels | €193,856 | 3.5% | 84.7% | - |
These companies have the same main activity as TIJ'autos: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €39,200 and €75,700, founded between 2013 and 2018.
Official details
Source: KBO- Status
- Active since 14-06-2016Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 2 others
- Establishment unit
- 2.256.236.1334621 Fléron, since 14-06-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2026
Annual accounts 2024
- ≈ €260,000estimated
- €45,520▼ 17.1%
- ≈ 0.6 FTEestimated
- Filing
- Filed on 16-03-2026
Insights on TIJ'autos
TIJ'autos files the micro format. That format states no turnover. The gross margin rose from -€26,873 in 2016 to €37,352 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TIJ'autos
- What is the company number of TIJ'autos?
- The company number of TIJ'autos is 0656.619.031. The VAT number is the same number with BE in front: BE 0656.619.031.
- Where is TIJ'autos based?
- The registered office is at Rue Emile Vandervelde 39, 4624 Fléron.Company details
- What does TIJ'autos do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of TIJ'autos?
- TIJ'autos is a private limited company (pre-2019) (BVBA).
- When was TIJ'autos founded?
- TIJ'autos was founded on 14-06-2016.
- Is TIJ'autos still active?
- Yes, TIJ'autos is an active enterprise in the KBO register.
- How many employees does TIJ'autos have?
- TIJ'autos had an average of 2.9 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of TIJ'autos?
- The turnover in financial year 2024 is ≈ €260,000. This figure is estimated from the gross margin of €37,352 and 37 comparable companies (NACE 47811). It probably lies between €130,000 and €850,000.
- Is TIJ'autos profitable?
- In financial year 2024, TIJ'autos made a profit of €17,895.
- Where can I find the annual accounts of TIJ'autos?
- TIJ'autos filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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