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AUTO ADI

Active
Private limited companyfounded 20215 yrs activeKBO/BCE: BE 0765.477.874
Summary

The computed 12-month bankruptcy probability of AUTO ADI is 5.4% (elevated). The 2024 annual accounts show negative equity (€-18k) and a net result of €-5k. Equity is shrinking by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
12 / 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Age of the figures
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
7 d early
2023
57 d early
2022
25 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-18k▼ 41.0%
2023 · €-13k
2022: €-6k 2023: €-13k
2022 → 2024
Total assets
€566▼ 93.3%
2023 · €8k
2022: €3k 2023: €8k
2022 → 2024
Net result
€-5k▲ 16.4%
2023 · €-6k
2022: €-9k 2023: €-6k
2022 → 2024
Working capital
€-18k▼ 41.0%
2023 · €-13k
2022: €-6k 2023: €-13k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€-6k-€-13k▼ 96.4%€-18k▼ 41.0%
Operating result€-9k-€-6k▲ 37.2%€-5k▲ 18.9%
Net result€-9k-€-6k▲ 34.2%€-5k▲ 16.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€-8k€-5k€-3k€0Operating result 2022: €-9k€-9kNet result 2022: €-9k€-9kOperating result 2023: €-6k€-6kNet result 2023: €-6k€-6kOperating result 2024: €-5k€-5kNet result 2024: €-5k€-5k202220232024€-10k€-7.5k€-5k€-2.5k€0Operating result 2022: €-9k€-9.4kNet result 2022: €-9k€-9.5kOperating result 2023: €-6k€-5.9kNet result 2023: €-6k€-6.2kOperating result 2024: €-5k€-4.8kNet result 2024: €-5k€-5.2k202220232024
The operating result stays negative: a loss of €5k in 2024 against €6k in 2023; the loss shrinks.
Key figures and ratios
2024 value · change against 2023
Debt
€18k
2023 · €21k
Debt ≤ 1 year
€18k
2023 · €21k
Ratios withheld: a balance sheet total of €566 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€8k€566
Current assets29/58€8k€566
Stocks and contracts in progress3€8k-
Stocks30/36€8k-
Amounts receivable within one year40/41€907€566
Other amounts receivable41€907€566
Cash at bank and in hand54/58€2-
Equity and liabilities
Total equity and liabilities10/49€8k€566
Equity10/15€-13k€-18k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-16k€-21k
Amounts payable17/49€21k€18k
Amounts payable within one year42/48€21k€18k
Financial debts43-€272
Other loans439-€272
Trade debts44€3k€7k
Suppliers440/4€3k€7k
Other amounts payable47/48€18k€11k
Income statement Code20232024
Remuneration, social security and pensions62€0-
Other operating charges640/8€799€50
Gross operating margin9900€-5k€-5k
Operating profit (loss)9901€-6k€-5k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€301€403
Recurring financial charges65€301€403
Profit (loss) for the period before taxes9903€-6k€-5k
Profit (loss) for the period9904€-6k€-5k
Profit (loss) for the period to be appropriated9905€-6k€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-21k
Profit (loss) brought forward from the previous period14P€-9k€-16k

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
NBB filing

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area
6,825 m²
Building footprint
1,363 m²
Volume, LiDAR
6,482 m³
2 parcels, Flanders, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AUTO ADI
Rue de la Corderie 22, 6061 CharleroiNACE 45113
since 20212.324.973.501
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
52412A1057/00T000 Wallonia 6,364 m² 1 · 1,171 m² 11.1 m · 2 fl.
23078A0472/00L000 Flanders 461 m² 1 · 192 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
95313Repair and fitting of specific motor vehicle parts
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.