Overdue debts
€1,201 on 31-12-2025
The annual accounts state €1,201 of overdue social security (RSZ) debts on 31-12-2025.
AB LENS MOTOR
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €47.9m (2024)
€46.7m▼ 2.6%
lowest -€1.1m (2012)
€788,488▲ 8.9%
peak €5.3m (2025)
€5.3m▲ 13.7%
€9.1m▲ 14.2%
peak 82.2 FTE (2024)
73.6 FTE▼ 10.5%
Board11 names since 2004
2 directorsALVAROMA and 1 other
Owners6 names in the annual accounts
100%EMIL FREY Belgique SA and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025financial year
Staff from 82.2 FTE to 73.6 FTEAppointment: KPMG Réviseurs d'Entreprises BV/SRL (statutory a… 07-111 director appointed, 1 resignation, 1 reappointment 07-04Equity from €4.6m to €5.3mCash from €2.0m to €2.8m
Key points
from the 2025 annual accountsEquity
€5.3m ▲ 13.7%
AB LENS MOTOR has made a profit without a break since 2016.
Investments
€92,713 0.2 × depreciation
Green is investment, beige is depreciation.
Staff
74 employees on 31-12-2025
In 2025, 24 people joined and 24 left. On top of that, 4.4 agency workers worked there on average.
Payment terms
51 days to suppliers
AB LENS MOTOR pays its suppliers 21 days later than in 2024. Customers pay 3 days later.
Position in the sector
€788,488
Higher net result than 91% of companies in retail trade. Sector median €39,909 · 5,060 companies.
Checked score
94
Excellent
Financially stronger than 56% of medium-sized companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 385 companies (NACE 47, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.3%▼ -0.1 percentage points vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Founded in 1968
Liquidity: current ratio 1.41, cash €2.8m
Size: turnover €46.7m, 73.6 FTE, total assets €14.5m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, medium-sized). It does better than 60% of them on solvency, 57% on liquidity, 57% on profitability and 48% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,579 companies had the same profile as AB LENS MOTOR has now. Each dot stands for 4 companies, two years later.
96.7%
were still trading
3.2%
stopped another way
0.1%
went bankrupt
That fits the bankruptcy probability of AB LENS MOTOR itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,579 companies, not a prediction for AB LENS MOTOR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €490,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (1.44 in 2024), below the usual 1.5. Short-term debt is 61.9% and cash 19.4% of total assets. 63.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
27 days early
2023
78 days early
2022
53 days early
2021
52 days early
2020
17 days early
2019
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- EMIL FREY Belgique SA 100%score 84equity €27.8m (2025) · 2025 annual accounts of EMIL FREY Belgique SA
- Emil Frey Holding AG consolidatesannual accounts 2025
- ALVAROMA 50%score 96equity €2.8m (2025) · 30-06-2025 annual accounts of ALVAROMA
Shares in 1 company, GARAGE DU CARREFOUR
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0401452019
Appointment: KPMG Réviseurs d'Entreprises BV/SRL (statutory auditor)
Permanent representative: Grégory Gonzalez Rodriguez · General meeting of 10-09-2025 · Gazette deed
1 director appointed, 1 resignation, 1 reappointment
Resignation: FBCL (managing director) · Appointment: EMIL FREY Belgique (chair of the board) · Reappointment: ALVAROMA (daily management delegate) · General meeting of 14-03-2025 · Gazette deed
Merger: AB LENS MOTOR takes over GARAGE DU CARREFOUR
“La société a pour objet l'achat,la vente,la représentation,le courtage,la commission,l'importation et…” (deed in French) · The company holds all the shares of GARAGE DU CARREFOUR · General meeting of 25-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AB LENS MOTOR Grâce-Hollogne | €46.7m | 2.9% | 36.3% | 73.6 |
| PICARD Bastogne | €41.6m | 1.0% | 19.0% | 68.1 |
| LOUYET LIEGE Liège | €38.8m | 2.3% | 46.3% | 64.2 |
| Louyet Verviers Verviers | €37.1m | 4.1% | 50.4% | 53.7 |
| P. SCHYNS VERVIERS-EUPEN Herve | €37.5m | 1.1% | 59.0% | 60.5 |
| ETABLISSEMENTS FELIX SPIRLET FILS Verviers | €34.4m | 0.0% | 13.2% | 55.3 |
| DELBECQ Seraing | €69.6m | 0.9% | 16.4% | 79.5 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as AB LENS MOTOR: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €14m and €22m, founded between 1968 and 1983.
Official details
Source: KBO- Status
- ActiveNormal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 4 others
- Joint committees
- 112Garages
- 200Auxiliary committee for white-collar workers · annual accounts 2022
- Establishment units
- 2.015.015.2466990 Hotton, since 01-07-1978
- 2.006.469.2494460 Grâce-Hollogne, since 14-03-2001and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 08-03-2026
Annual accounts 2025
- €14.5m▲ 13.9%
- Employeeson 31-12-2025
- 74▼ 7.5%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Companies linked to AB LENS MOTOR
Shareholders
- FBCL50%
Insights on AB LENS MOTOR
AB LENS MOTOR has existed since 1968. Turnover grew from €11.6m in 2006 to €46.7m in 2025 and staff from 25.2 to 73.6 full-time equivalents.
EMIL FREY Belgique SA holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AB LENS MOTOR
- What is the company number of AB LENS MOTOR?
- The company number of AB LENS MOTOR is 0401.452.019. The VAT number is the same number with BE in front: BE 0401.452.019.
- Where is AB LENS MOTOR based?
- The registered office is at Rue d'Awans (Biers) 10, 4460 Grâce-Hollogne.Company details
- What does AB LENS MOTOR do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of AB LENS MOTOR?
- AB LENS MOTOR is a public limited company (NV).
- When was AB LENS MOTOR founded?
- AB LENS MOTOR was founded on 01-01-1968.
- Is AB LENS MOTOR still active?
- Yes, AB LENS MOTOR is an active enterprise in the KBO register.
- How many employees does AB LENS MOTOR have?
- AB LENS MOTOR had an average of 73.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does AB LENS MOTOR fall under?
- In its 2022 annual accounts, AB LENS MOTOR states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of AB LENS MOTOR?
- The turnover of AB LENS MOTOR was €46.7m in financial year 2025, according to the filed annual accounts.
- Is AB LENS MOTOR profitable?
- In financial year 2025, AB LENS MOTOR made a profit of €788,488.
- Where can I find the annual accounts of AB LENS MOTOR?
- AB LENS MOTOR filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AB LENS MOTOR due?
- AB LENS MOTOR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See the other companies in the same group.EMIL FREY Belgique SA · 16 companies
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