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ATM Systems

Active
Private limited company·Algemene elektrotechnische installatiewerken· 2 yrs active
G. Gezellelaan 78 ·3550 Heusden-Zolder, Belgium
KBO/BCE: BE 1003.488.655
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ATM Systems is 2.9% (moderate). The 2024 annual accounts show equity of €12k and a net result of €10k. Its solvency ranks better than 23% of 11081 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11081 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k
Working capital€2k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 24-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.0% 40.9%
better than 23% of 11081 sector peers
Net result €10k €11k
better than 47% of 11063 sector peers
Equity €12k €34k
better than 24% of 11084 sector peers
Gross operating margin €24k €35k
better than 40% of 11054 sector peers
Staff costs €4k €25k
higher than 29% of 4035 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA€20k
Net profit€10k
Cash flow€14k
Staff costs€4k
Income taxes€3k
Dividends-
Total assets€66k
Equity€12k
Debt€54k
of which ≤ 1y€28k
of which > 1y€26k
Working capital€2k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.06
Quick ratio1.06
Working capital ratio2.3%
Solvency18.0%
Debt / equity4.56
Long-term debt ratio2.22
Interest coverage7.91
Gross margin-
Net margin-
ROA15.0%
ROE83.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€66k
Fixed assets 21/28€37k
Tangible fixed assets 22/27€37k
Current assets 29/58€29k
Amounts receivable within one year 40/41€27k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€66k
Equity 10/15€12k
Contributions / capital 10/11€2k
Reserves 13€10k
Amounts payable 17/49€54k
Amounts payable after one year 17€26k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€24k
Operating result 9901€16k
Financial income 75€0
Financial charges 65€3k
Result before taxes 9903€13k
Income taxes 67/77€3k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
68 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
ATM Systems
G. Gezellelaan 78, 3550 Heusden-ZolderAlgemene elektrotechnische installatiewerken
since 20232.353.574.742
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area466 m²
Buildings1
Building footprint123 m²
Volume (LiDAR)486 m³
Tallest building9.3 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71025A1225/00S002 Flanders 466 m² 1 · 123 m² 9.3 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health68Profitability100Solvency24Growth50Stability67
62 / 100

Strong profile, led by profitability.

Health 68
Profitability 100
Solvency 24
Growth 50
Stability 67

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Dakwerkzaamheden43410Elektrotechnische installatiewerken, uitgezonderd aan gebouwen43212Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Overige dienstverlenende activiteiten op het gebied van informatie63920Overige zakelijke dienstverlening, neg82990Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
Legal nameNL ATM Systems
Registered office
G. Gezellelaan 78 bus 11
3550 Heusden-Zolder, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.