Financials
- Fiscal year
- 2025
- Total assets
- €72,515
- Profit
- €19,949
- Solvency
- 63.4%
Total assets▲ 26.8%
Net result
20242025
Lodewijkx
ActiveSummary
The computed 12-month bankruptcy probability of Lodewijkx is 2.3% (moderate). The 2025 annual accounts show equity of €46,008 and a net result of €19,949. Its solvency ranks better than 68% of 32341 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Roofing work
NACE 43410Bricklaying and masonry work NACE 43910
1 site
Size
€72,515total assets 2025
- Equity
- €46,008
- Profit
- €19,949
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 3 d early0 of 1 deed read
Why 54- Founded in 2024- Size: total assets €72,515- Liquidity: current ratio 2.60, cash €947, halved- Sector Specialised construction activities (NACE 43)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 71% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
88+17
equity 63.4% of total assets
Liquidity
42-8
short-term debt 24.8% · cash 1.3%
Profitability
100=
return on assets 27.5%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 1.9%
05-2025: 1.9%▲ +2.7% vs 04-2025
06-2025: 2.3%▲ +19.0% vs 05-2025
07-2025: 0.8%▼ -63.1% vs 06-2025lowest value
08-2025: 0.9%▲ +2.6% vs 07-2025
09-2025: 0.9%● 0.0% vs 08-2025
10-2025: 0.9%▲ +6.7% vs 09-2025
11-2025: 1.0%▲ +2.9% vs 10-2025
12-2025: 0.9%▼ -1.4% vs 11-2025
01-2026: 0.9%▼ -0.5% vs 12-2025
02-2026: 1.0%▲ +4.6% vs 01-2026
03-2026: 1.0%▲ +1.9% vs 02-2026
04-2026: 1.1%▲ +6.1% vs 03-2026
05-2026: 1.1%▲ +6.3% vs 04-2026
06-2026: 1.1%▼ -1.0% vs 05-2026
07-2026: 1.2%▲ +3.8% vs 06-2026
08-2026: 2.4%▲ +109% vs 07-2026highest value
09-2026: 2.4%● 0.0% vs 08-2026highest value
10-2026: 2.3%▼ -3.8% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Size: total assets €72,515 raises the probability for this profile
- Liquidity: current ratio 2.60, cash €947, halved raises the probability
- Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.6 against 1.13 in 2024; short-term debt: 24.8% and cash: 1.3% of total assets), and 36.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 69%, liquidity 32%, profitability 93%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity doublescurrent ratio 2.60
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 28-07-2026Annual accounts filed
- 31-12-2025Liquidity doubles
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Roofing workNACE 43410
- Founded
- 01-03-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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