Atelier COPERTA
ActiveSummary
Atelier COPERTA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24k and a net result of €798. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 3539 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability43▲+42
Solvency97▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.0 in 2023; short-term debt: 27.7% and cash: 13.6% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
72.3%
Return on assets
2.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
2 d early
2022
31 d late
2021
16 d early
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€24k▲ 3.4%
2023 · €24k
2018: €8k
2019: €13k
2020: €10k
2021: €22k
2022: €30k
2023: €24k
2018 → 2024
Total assets
€34k▼ 4.6%
2023 · €35k
2018: €21k
2019: €20k
2020: €30k
2021: €39k
2022: €47k
2023: €35k
2018 → 2024
Net result
€798
2023 · €-7k
2018: €-6k
2019: €5k
2020: €-3k
2021: €12k
2022: €8k
2023: €-7k
2018 → 2024
Working capital
€13k▲ 17.7%
2023 · €11k
2018: €7k
2019: €11k
2020: €9k
2021: €19k
2022: €18k
2023: €11k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€22k▲ 129%€30k▲ 37.8%€24k▼ 22.5%€24k▲ 3.4%
Operating result€-3k-€18k€15k▼ 16.1%€-1k€4k
Net result€-3k-€12k€8k▼ 32.8%€-7k€798
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €34k
Fixed assets
€11k ▼ 13.3%
Current assets
€23k ▲ 0.5%
Equity and liabilities €34k
Equity
€24k ▲ 3.4%
Debt
€9k ▼ 20.5%
Debt's share of the balance-sheet total falls from 33.3% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2023 · €606
Cash flow
€3k▲
2023 · €-5k
Current ratio
2.41▲
2023 · 2.00
Debt to equity
0.38▼
2023 · 0.50
ROE
3.3%▲
2023 · -29.0%
ROA
2.4%▲
2023 · -19.4%
Interest coverage
2.53▲
2023 · 0.10
Debt ≤ 1 year
€9k▼
2023 · €11k
Debt > 1 year
€0▼
2023 · €532
Income taxes
€808▲
2023 · €188
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€35k€34k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€12k€11k▼
Plant, machinery and equipment23€5k€4k▼
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€500€500=
Current assets29/58€22k€23k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€6k€7k▲
Other amounts receivable41€8k€11k▲
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€396€403▲
Equity and liabilities
Total equity and liabilities10/49€35k€34k▼
Equity10/15€24k€24k▲
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-7k€-6k▲
Amounts payable17/49€12k€9k▼
Amounts payable after more than one year17€532€0▼
Financial debts170/4€532€0▼
Amounts payable within one year42/48€11k€9k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€38€1k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€424€387▼
Gross operating margin9900€1k€6k▲
Operating profit (loss)9901€-1k€4k▲
Financial income75/76B€316€31▼
Recurring financial income75€316€31▼
Financial charges65/66B€6k€2k▼
Recurring financial charges65€6k€2k▼
Profit (loss) for the period before taxes9903€-7k€2k▲
Income taxes67/77€188€808▲
Profit (loss) for the period9904€-7k€798▲
Profit (loss) for the period to be appropriated9905€-7k€798▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-6k▲
Profit (loss) brought forward from the previous period14P-€-7k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €798
Net result €798 after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼182%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regentschapsstraat 40/421000 BrusselGround area
146 m²
Building footprint
136 m²
Volume, LiDAR
2,587 m³
Parcel 21808H0880/00M000, Brussels · tallest building 23.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Regentschapsstraat 40/42, 1000 Brussel
since 19992.092.253.475
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21808H0880/00M000 | Brussels | 146 m² | 1 · 135 m² | 23.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Pro-Solution
BE 0736.938.296
Herent · Eq €24,332
SCHLÜSSELDIENST HOMBURG
BE 0784.857.385
Eupen · Eq €24,498
Atelier CDB
BE 1016.564.255
Zedelgem · Eq €24,153
MAXIME REPARATION CHASSIS
BE 0774.842.532
Dinant · Eq €24,684
KAYA C
BE 0707.525.720
Mortsel · Eq €24,843
Of 2,544 companies in sector 95290 we hold annual accounts for 417. 292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-1999
Fiscal year end31-12
Activities, NACEBEL 2025
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.atelier-coperta.com
E-mail:info@atelier-coperta.com