Financials
- Fiscal year
- 2025
- Total assets
- €28,453
- Loss
- -€11,587
- Solvency
- 44.9%
Total assets▼ 15.6%
Net result
20182025
Atelier COPERTA
ActiveSummary
Atelier COPERTA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,777 and a net result of -€11,587. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 3139 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Repair and maintenance of other personal and household goods
NACE 95290NACE 52740
1 site
Size
€28,453total assets 2025
- Equity
- €12,777
- Loss
- -€11,587
Turnover not published (abridged schema)
Structure
- Board
- 2 members
Accounts filed 55 d late1 of 4 deeds read
Why 67- Loss of €11,587 (FY 2025)- Latest accounts 55 days late; 1 of the last 3 late+ Founded in 1999+ Size: total assets €28,453Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 26% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
70-27
equity 44.9% of total assets
Liquidity
42-14
short-term debt 55.1% · cash 16.4%
Profitability
0-43
return on assets -40.7%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● 0.0% vs 11-2024
01-2025: 0.5%▼ -0.9% vs 12-2024
02-2025: 0.5%● 0.0% vs 01-2025
03-2025: 0.6%▲ +2.0% vs 02-2025
04-2025: 0.6%▲ +0.4% vs 03-2025
05-2025: 0.5%▼ -2.5% vs 04-2025
06-2025: 0.6%▲ +0.9% vs 05-2025
07-2025: 0.6%▲ +8.7% vs 06-2025
08-2025: 0.9%▲ +42.6% vs 07-2025highest value
09-2025: 0.3%▼ -66.5% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -0.7% vs 12-2025lowest value
02-2026: 0.3%● 0.0% vs 01-2026lowest value
03-2026: 0.3%▲ +1.8% vs 02-2026
04-2026: 0.3%▲ +1.7% vs 03-2026
05-2026: 0.3%▼ -1.0% vs 04-2026
06-2026: 0.3%▲ +1.0% vs 05-2026
07-2026: 0.3%▲ +8.5% vs 06-2026
08-2026: 0.6%▲ +103% vs 07-2026
09-2026: 0.7%▲ +13.3% vs 08-2026
10-2026: 0.7%▼ -0.5% vs 09-2026
- Founded in 1999 lowers the probability for this profile
- Loss of €11,587 (FY 2025) raises the probability
- Latest accounts 55 days late; 1 of the last 3 late raises the probability
- Size: total assets €28,453 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 2.41 in 2024; short-term debt: 55.1% and cash: 16.4% of total assets), and 55.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 55%, liquidity 35%, profitability 5%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
55 d late
2024
on the day
2023
2 d early
2022
31 d late
2021
16 d early
2020
31 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Appointments: PONTELLO Rinaldo (non-statutory director) and…Capital conversion · Reserve release…
- Weakest financial yearnet -€11,587
Key points
By topic
Board & ownership
- Board
- 2 members
Go to Board & ownership
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 24-09-2026Annual accounts filed
- 27-07-2026Appointments: PONTELLO Rinaldo (non-statutory director) and PRESTL…
- 31-12-2025Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of other personal and household…NACE 95290
- Founded
- 12-01-1999
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 32
- Who signs
- Each director alone
- Annual meeting
- Third Tuesday of May at 18:00
- Purpose
- Toutes opérations généralement quelconques, pour compte de tiers ou en participation avec…
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