ATA CONSTRUCT
ActiveATA CONSTRUCT has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.86M and a net result of €307k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 79% of 829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+5
Solvency88▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 3.15 in 2024; short-term debt: 8.7% and cash: 12.8% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€307k▲ 373%
2024 · €65k
2018: €31k
2019: €88k
2020: €172k
2021: €1.77M
2022: €85k
2023: €104k
2024: €65k
2018 → 2025
Working capital
€732k▼ 30.0%
2024 · €1.04M
2018: €323k
2019: €104k
2020: €-554k
2021: €1.82M
2022: €871k
2023: €884k
2024: €1.04M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.93M-€3.95M▲ 0.5%€3.86M▼ 2.3%€3.74M▼ 3.1%€3.86M▲ 3.2%
Operating result€2.49M-€131k▼ 94.7%€178k▲ 35.2%€150k▼ 15.8%€460k▲ 207%
Net result€1.77M-€85k▼ 95.2%€104k▲ 22.5%€65k▼ 37.8%€307k▲ 373%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 207% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.08M
Fixed assets
€4.82M▼ 3.0%
Current assets
€1.26M▼ 17.6%
Equity and liabilities €6.08M
Equity
€3.86M▲ 3.2%
Provisions
€316k▼ 16.8%
Debt
€1.91M▼ 19.9%
The debt ratio falls from 36.6% to 31.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€857k▲
2024 · €529k
Cash flow
€705k▲
2024 · €444k
Solvency
63.4%▲
2024 · 57.5%
Current ratio
2.38▼
2024 · 3.15
Quick ratio
2.05▲
2024 · 1.60
Debt / equity
0.49▼
2024 · 0.64
ROE
8.0%▲
2024 · 1.7%
ROA
5.1%▲
2024 · 1.0%
Interest coverage
13.69▲
2024 · 7.34
Debt
€1.91M▼
2024 · €2.38M
Debt ≤ 1 year
€530k▲
2024 · €486k
Debt > 1 year
€1.38M▼
2024 · €1.89M
Income taxes
€100k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.49M€6.08M▼
Fixed assets21/28€4.96M€4.82M▼
Tangible fixed assets22/27€4.96M€4.82M▼
Land and buildings22€4.96M€4.81M▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€1.53M€1.26M▼
Stocks and contracts in progress3€755k€174k▼
Stocks30/36€755k€174k▼
Amounts receivable within one year40/41€168k€299k▲
Trade receivables40€63k€40k▼
Other amounts receivable41€105k€259k▲
Cash at bank and in hand54/58€549k€779k▲
Deferred charges and accrued income490/1€59k€10k▼
Equity and liabilities
Total equity and liabilities10/49€6.49M€6.08M▼
Equity10/15€3.74M€3.86M▲
Contributions10/11€1.22M€1.22M=
Capital10€1.22M€1.22M=
Issued capital100€1.22M€1.22M=
Reserves13€789k€778k▼
Non-distributable reserves130/1€122k€122k=
Legal reserve130€122k€122k=
Tax-exempt reserves132€213k€202k▼
Distributable reserves133€455k€455k=
Profit (loss) carried forward14€1.73M€1.86M▲
Provisions and deferred taxes16€379k€316k▼
Provisions for liabilities and charges160/5€282k€224k▼
Pensions and similar obligations160€40k€40k=
Major repairs and maintenance162€242k€184k▼
Deferred taxes168€97k€92k▼
Amounts payable17/49€2.38M€1.91M▼
Amounts payable after more than one year17€1.89M€1.38M▼
Financial debts170/4€1.89M€1.38M▼
Amounts payable within one year42/48€486k€530k▲
Current portion of amounts payable after more than one year42€216k€157k▼
Financial debts43€8k€78k▲
Credit institutions430/8€8k€78k▲
Trade debts44€22k€17k▼
Suppliers440/4€22k€17k▼
Advances received on contracts in progress46€12k€12k=
Taxes, remuneration and social security45€16k€24k▲
Taxes450/3€10k€19k▲
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€211k€243k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€379k€398k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€31k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-81k€-58k▲
Other operating charges640/8€81k€134k▲
Gross operating margin9900€529k€965k▲
Operating profit (loss)9901€150k€460k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€72k€63k▼
Recurring financial charges65€72k€63k▼
Profit (loss) for the period before taxes9903€79k€401k▲
Transfer from deferred taxes780€6k€6k=
Income taxes67/77€20k€100k▲
Profit (loss) for the period9904€65k€307k▲
Transfer from tax-exempt reserves789€11k€11k=
Profit (loss) for the period to be appropriated9905€76k€318k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.92M€2.05M▲
Profit (loss) brought forward from the previous period14P€1.84M€1.73M▼
Profit to be distributed694/7€186k€186k=
Return on contributions (dividend)694€186k€186k=
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €1.77M ▲930%
Operating result €2.49M, net result €1.77M, both a record.
31-12
Financial
Liquidity times 6current ratio 3.48
Current ratio from 0.56 to 3.48; short-term debt falls from €1.27M to €732k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 3271050 ElseneGround area
1,156 m²
Building footprint
356 m²
Volume, LiDAR
12,010 m³
Parcel 21807G0212/00W000, Brussels · tallest building 43.9 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 327, 1050 Elsene
since 19882.041.175.255
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0212/00W000 | Brussels | 1,156 m² | 1 · 356 m² | 43.9 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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HD Systems
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BE 0443.109.559
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Bouwbedrijf DR
BE 0423.762.910
Puurs-Sint-Amands · Eq €3.82M
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 2,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-10-1988
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
45212
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.