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AsYou

Active
Private limited companyfounded 20233 yrs activeTer Kamerenlaan 3, 1050 Elsene, BelgiumKBO/BCE: BE 0802.737.554
Summary

The computed 12-month bankruptcy probability of AsYou is 1.5% (moderate). The 2025 annual accounts show negative equity (-€30,651) and a net result of -€8,139. Equity is shrinking by ~65.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 31896 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability50▲+50
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.01 in 2024; short-term debt: 188.2% and cash: 0.1% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-88.2%
Return on assets
-23.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€30,651
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
15 d early
2024
31 d late
2023
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average on the deadline day; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

AsYou was incorporated on 14 June 2023 as a Private limited company.1 Total assets fell from EUR 51,377 in 2023 to EUR 34,767 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€30,651▼ 36.2%
2024 · -€22,512
Total assets
€34,767▲ 20.6%
2024 · €28,837
Net result
-€8,139▲ 62.2%
2024 · -€21,523
Working capital
-€47,691▲ 6.0%
2024 · -€50,716
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€1,566--€21,289▼ 1,259%-€7,892▲ 62.9%
Net result-€1,989below the sector's middle half--€21,523below the sector's middle half▼ 982%-€8,139below the sector's middle half▲ 62.2%
Equity-€989below the sector's middle half--€22,512below the sector's middle half▼ 2,177%-€30,651below the sector's middle half▼ 36.2%
Total assets€51,377below the sector's middle half-€28,837below the sector's middle half▼ 43.9%€34,767below the sector's middle half▲ 20.6%
Debt€52,366-€51,349▼ 1.9%€65,418▲ 27.4%
Working capital-€40,814--€50,716▼ 24.3%-€47,691▲ 6.0%
Solvency-1.9%below the sector's middle half--78.1%below the sector's middle half▼ 76.1pp-88.2%below the sector's middle half▼ 10.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2023: -€1,566-€1,566Net result 2023: -€1,989-€1,989Operating result 2024: -€21,289-€21,289Net result 2024: -€21,523-€21,523Operating result 2025: -€7,892-€7,892Net result 2025: -€8,139-€8,139202320242025-€30,000-€20,000-€10,000€0Operating result 2023: -€1,566-€1,570Net result 2023: -€1,989-€1,990Operating result 2024: -€21,289-€21,300Net result 2024: -€21,523-€21,500Operating result 2025: -€7,892-€7,890Net result 2025: -€8,139-€8,140202320242025
The operating result stays negative: a loss of €7,892 in 2025 against €21,289 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,767
Fixed assets €17,040 ▼ 40.1%
Current assets €17,727 ▲ 4,277%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3,500▲
2024 · -€9,897
Cash flow
€3,253▲
2024 · -€10,131
Current ratio
0.27▲
2024 · 0.01
Debt to equity
-2.13▲
2024 · -2.28
ROA
-23.4%▲
2024 · -74.6%
Interest coverage
30.42▲
2024 · -170.13
Debt ≤ 1 year
€65,418▲
2024 · €51,121
Income taxes
€132▼
2024 · €176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.2% went bankrupt
5.4% stopped otherwise
84% still going

A further 2.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€28,837€34,767▲
Fixed assets21/28€28,432€17,040▼
Tangible fixed assets22/27€28,432€17,040▼
Furniture and vehicles24€28,432€17,040▼
Current assets29/58€405€17,727▲
Amounts receivable within one year40/41€401€17,389▲
Trade receivables40-€16,592
Other amounts receivable41€401€797▲
Cash at bank and in hand54/58€4€44▲
Deferred charges and accrued income490/1€0€294▲
Equity and liabilities
Total equity and liabilities10/49€28,837€34,767▲
Equity10/15-€22,512-€30,651▼
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14-€23,512-€31,651▼
Amounts payable17/49€51,349€65,418▲
Amounts payable within one year42/48€51,121€65,418▲
Trade debts44€176€8,806▲
Suppliers440/4€176€8,806▲
Taxes, remuneration and social security45€250€308▲
Taxes450/3€250€308▲
Other amounts payable47/48€50,695€56,304▲
Accrued charges and deferred income492/3€228€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,392€11,392=
Other operating charges640/8€1,127€891▼
Gross operating margin9900-€8,770€4,391▲
Operating profit (loss)9901-€21,289-€7,892▲
Financial charges65/66B€58€115▲
Recurring financial charges65€58€115▲
Profit (loss) for the period before taxes9903-€21,347-€8,007▲
Income taxes67/77€176€132▼
Profit (loss) for the period9904-€21,523-€8,139▲
Profit (loss) for the period to be appropriated9905-€21,523-€8,139▲
Appropriation of the result
Profit (loss) to be appropriated9906-€23,512-€31,651▼
Profit (loss) brought forward from the previous period14P-€1,989-€23,512▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,745€11,392€11,392=
Other operating charges640/8€491€1,127€891▼ 20.9%
Gross operating margin9900€4,670-€8,770€4,391▲ 150%
Operating profit (loss)9901-€1,566-€21,289-€7,892▲ 62.9%
Financial charges65/66B€348€58€115▲ 97.8%
Recurring financial charges65€348€58€115▲ 97.8%
Profit (loss) for the period before taxes9903-€1,915-€21,347-€8,007▲ 62.5%
Income taxes67/77€74€176€132▼ 25.0%
Profit (loss) for the period9904-€1,989-€21,523-€8,139▲ 62.2%
Profit (loss) for the period to be appropriated9905-€1,989-€21,523-€8,139▲ 62.2%
Line202320242025Change
Assets
Total assets20/58€51,377€28,837€34,767▲ 20.6%
Fixed assets21/28€39,825€28,432€17,040▼ 40.1%
Tangible fixed assets22/27€39,825€28,432€17,040▼ 40.1%
Furniture and vehicles24€39,825€28,432€17,040▼ 40.1%
Current assets29/58€11,552€405€17,727▲ 4,277%
Amounts receivable within one year40/41€2,697€401€17,389▲ 4,241%
Trade receivables40--€16,592-
Other amounts receivable41€2,697€401€797▲ 98.9%
Cash at bank and in hand54/58€7,664€4€44▲ 904%
Deferred charges and accrued income490/1€1,191€0€294-
Equity and liabilities
Total equity and liabilities10/49€51,377€28,837€34,767▲ 20.6%
Equity10/15-€989-€22,512-€30,651▼ 36.2%
Contributions10/11€1,000€1,000€1,000=
Profit (loss) carried forward14-€1,989-€23,512-€31,651▼ 34.6%
Amounts payable17/49€52,366€51,349€65,418▲ 27.4%
Amounts payable within one year42/48€52,366€51,121€65,418▲ 28.0%
Trade debts44€1,162€176€8,806▲ 4,900%
Suppliers440/4€1,162€176€8,806▲ 4,900%
Taxes, remuneration and social security45€74€250€308▲ 23.2%
Taxes450/3€74€250€308▲ 23.2%
Other amounts payable47/48€51,129€50,695€56,304▲ 11.1%
Accrued charges and deferred income492/3-€228€0▼ 100%
Line202320242025Change
Profit (loss) for the period9904-€1,989-€21,523-€8,139▲ 62.2%
+ Depreciation and write-downs630€5,745€11,392€11,392=
Operating cash flow (approximation)€3,756-€10,131€3,253▲ 132%
Investment in fixed assets (approximation)-€0€0-
Change in cash--€7,660€40▲ 101%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Weakest financial yearnet -€21,523
Net result drops to -€21,523, the lowest in the series; recovery starts the following year.
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
265 m²
Building footprint
336 m²
Volume, LiDAR
8,619 m³
Parcel 21444B0116/00R004, Brussels · tallest building 34.2 m, ±10 floors. Linked by address, not a title deed.
18 companies at this address See who is registered here
1 establishment unit
AsYou
Ter Kamerenlaan 3, 1050 ElseneActivities of head offices; management consultancy activities
since 20232.348.047.821
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21444B0116/00R004 Brussels 264 m² 1 · 336 m² 34.2 m · 10 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802737554
Registered 16-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.