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TOUK

Active
Private limited companyfounded 20232 yrs activeGachardstraat 34A, 1050 Elsene, BelgiumKBO/BCE: BE 1003.708.191

TOUK has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €3k. Its solvency ranks better than 59% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency90▼-10
Growth52
Track record82
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.72 against 4.75 in 2024; short-term debt: 35.4% and cash: 13% of total assets), and 35.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.6%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
15 d early
2024
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▲ 18.4%
2024 · €17k
2024: €17k
2024 → 2025
Total assets
€30k▲ 48.2%
2024 · €20k
2024: €20k
2024 → 2025
Net result
€3k▼ 78.3%
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€18k▲ 25.4%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€17k-€20k▲ 18.4%
Operating result€18k-€4k▼ 78.1%
Net result€14k-€3k▼ 78.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15k€20kOperating result 2024: €18k€18kNet result 2024: €14k€14kOperating result 2025: €4k€4kNet result 2025: €3k€3k20242025
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets €1k▼ 37.3%
Current assets €29k▲ 56.6%
Equity and liabilities €30k
Equity €20k▲ 18.4%
Debt €11k▲ 174%
The debt ratio rises from 19.2% to 35.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5k
2024 · €18k
Cash flow
€4k
2024 · €14k
Solvency
64.6%
2024 · 80.8%
Current ratio
2.72
2024 · 4.75
Quick ratio
2.72
2024 · 4.75
Debt / equity
0.55
2024 · 0.24
ROE
15.6%
2024 · 84.9%
ROA
10.1%
2024 · 68.6%
Interest coverage
464294.00
2024 · 126.87
Debt
€11k
2024 · €4k
Debt ≤ 1 year
€11k
2024 · €4k
Income taxes
€1k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€20k€30k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€2k€1k
Furniture and vehicles24€2k€1k
Current assets29/58€19k€29k
Amounts receivable within one year40/41€3k€25k
Trade receivables40€417€22k
Other amounts receivable41€2k€3k
Cash at bank and in hand54/58€16k€4k
Deferred charges and accrued income490/1-€34
Equity and liabilities
Total equity and liabilities10/49€20k€30k
Equity10/15€17k€20k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€14k€17k
Amounts payable17/49€4k€11k
Amounts payable within one year42/48€4k€11k
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€4k€8k
Taxes450/3€4k€8k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€686
Gross operating margin9900€18k€5k
Operating profit (loss)9901€18k€4k
Financial income75/76B€58€108
Recurring financial income75€58€108
Financial charges65/66B€144€0
Recurring financial charges65€144€0
Profit (loss) for the period before taxes9903€18k€4k
Income taxes67/77€4k€1k
Profit (loss) for the period9904€14k€3k
Profit (loss) for the period to be appropriated9905€14k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k
Profit (loss) brought forward from the previous period14P-€14k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gachardstraat 34A1050 Elsene
Ground area
338 m²
Building footprint
528 m²
Volume, LiDAR
4,022 m³
Parcel 21444B0035/00R002, Brussels · tallest building 18.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOUK
Gachardstraat 34, 1050 ElseneComputer programming, consultancy and related activities
since 20232.354.131.897
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21444B0035/00R002 Brussels 338 m² 1 · 528 m² 18.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 30,405 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:patjcb@gmail.com
Enterprise