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TMDE CONSULTING

Active
Private limited companyfounded 20233 yrs activeStrijdersstraat 98 B23, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0799.201.707
Summary

The computed 12-month bankruptcy probability of TMDE CONSULTING is 1.6% (moderate). The 2025 annual accounts show negative equity (-€723) and a net result of -€417. Equity is shrinking by ~141.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 32023 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability40▲+6
Solvency23▼-1
Growth32=
Track record86
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.98 against 0.86 in 2024; short-term debt: 101.9% and cash: 12.5% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-1.9%
Return on assets
-1.1%
Age of the figures
9 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€723
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
11 d early
2024
6 d early
2023
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline

History

On 6 March 2023, TMDE CONSULTING was incorporated as a Private limited company.1 Total assets went from EUR 15,164 in 2023 to EUR 38,248 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€723▼ 136%
2024 · -€306
Total assets
€38,248▲ 57.4%
2024 · €24,299
Net result
-€417▲ 74.4%
2024 · -€1,627
Working capital
-€864▲ 74.3%
2024 · -€3,368
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€2,126--€1,277€3,074
Net result€1,321below the sector's middle half--€1,627below the sector's middle half-€417below the sector's middle half▲ 74.4%
Equity€1,321below the sector's middle half--€306below the sector's middle half-€723below the sector's middle half▼ 136%
Total assets€15,164below the sector's middle half-€24,299below the sector's middle half▲ 60.2%€38,248below the sector's middle half▲ 57.4%
Debt€13,843-€24,605▲ 77.7%€38,971▲ 58.4%
Working capital-€4,000below the sector's middle half--€3,368below the sector's middle half▲ 15.8%-€864below the sector's middle half▲ 74.3%
Solvency8.7%below the sector's middle half--1.3%below the sector's middle half▼ 10.0pp-1.9%below the sector's middle half▼ 0.6pp
Current ratio0.71below the sector's middle half-0.86below the sector's middle half▲ 0.150.98below the sector's middle half▲ 0.11
Return on assets (ROA)8.7%within the sector's middle half--6.7%below the sector's middle half▼ 15.4pp-1.1%below the sector's middle half▲ 5.6pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000€0€2,000€4,000Operating result 2023: €2,126€2,126Net result 2023: €1,321€1,321Operating result 2024: -€1,277-€1,277Net result 2024: -€1,627-€1,627Operating result 2025: €3,074€3,074Net result 2025: -€417-€417202320242025-€2,000€0€2,000€4,000Operating result 2023: €2,126€2,130Net result 2023: €1,321€1,320Operating result 2024: -€1,277-€1,280Net result 2024: -€1,627-€1,630Operating result 2025: €3,074€3,070Net result 2025: -€417-€417202320242025
The operating result returns to profit in 2025: €3,074 after a loss of €1,277 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38,248
Fixed assets €141 ▼ 95.4%
Current assets €38,107 ▲ 79.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3,666▲
2024 · €981
Cash flow
€175▼
2024 · €632
Interest coverage
2.67▼
2024 · 2.81
Debt ≤ 1 year
€38,971▲
2024 · €24,605
Income taxes
€2,116
Equity ratios withheld: equity of -€723 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,555 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.6% went bankrupt
3.6% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,555 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€24,299€38,248▲
Fixed assets21/28€3,063€141▼
Tangible fixed assets22/27€3,063€141▼
Furniture and vehicles24€3,063€141▼
Current assets29/58€21,236€38,107▲
Amounts receivable within one year40/41€20,516€33,331▲
Trade receivables40€18,136€31,309▲
Other amounts receivable41€2,380€2,022▼
Cash at bank and in hand54/58€720€4,776▲
Equity and liabilities
Total equity and liabilities10/49€24,299€38,248▲
Equity10/15-€306-€723▼
Profit (loss) carried forward14-€306-€723▼
Amounts payable17/49€24,605€38,971▲
Amounts payable within one year42/48€24,605€38,971▲
Trade debts44€8,348€21,890▲
Suppliers440/4€8,348€21,890▲
Advances received on contracts in progress46-€1,800
Taxes, remuneration and social security45€2,133€1,566▼
Taxes450/3€2,133€1,566▼
Other amounts payable47/48€14,123€13,715▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,259€592▼
Other operating charges640/8€1,820€511▼
Non-recurring operating charges66A-€841
Gross operating margin9900€2,802€5,018▲
Operating profit (loss)9901-€1,277€3,074▲
Financial charges65/66B€350€1,375▲
Recurring financial charges65€350€1,375▲
Profit (loss) for the period before taxes9903-€1,627€1,698▲
Income taxes67/77-€2,116
Profit (loss) for the period9904-€1,627-€417▲
Profit (loss) for the period to be appropriated9905-€1,627-€417▲
Appropriation of the result
Profit (loss) to be appropriated9906-€306-€723▼
Profit (loss) brought forward from the previous period14P€1,321-€306▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,456€2,259€592▼ 73.8%
Other operating charges640/8-€1,820€511▼ 71.9%
Non-recurring operating charges66A--€841-
Gross operating margin9900€3,581€2,802€5,018▲ 79.1%
Operating profit (loss)9901€2,126-€1,277€3,074▲ 341%
Financial income75/76B€15---
Recurring financial income75€15---
Financial charges65/66B€42€350€1,375▲ 293%
Recurring financial charges65€42€350€1,375▲ 293%
Profit (loss) for the period before taxes9903€2,099-€1,627€1,698▲ 204%
Income taxes67/77€778-€2,116-
Profit (loss) for the period9904€1,321-€1,627-€417▲ 74.4%
Profit (loss) for the period to be appropriated9905€1,321-€1,627-€417▲ 74.4%
Line202320242025Change
Assets
Total assets20/58€15,164€24,299€38,248▲ 57.4%
Fixed assets21/28€5,321€3,063€141▼ 95.4%
Tangible fixed assets22/27€5,321€3,063€141▼ 95.4%
Furniture and vehicles24€5,321€3,063€141▼ 95.4%
Current assets29/58€9,843€21,236€38,107▲ 79.4%
Amounts receivable within one year40/41€4,290€20,516€33,331▲ 62.5%
Trade receivables40€2,701€18,136€31,309▲ 72.6%
Other amounts receivable41€1,589€2,380€2,022▼ 15.0%
Cash at bank and in hand54/58€5,552€720€4,776▲ 563%
Equity and liabilities
Total equity and liabilities10/49€15,164€24,299€38,248▲ 57.4%
Equity10/15€1,321-€306-€723▼ 136%
Profit (loss) carried forward14€1,321-€306-€723▼ 136%
Amounts payable17/49€13,843€24,605€38,971▲ 58.4%
Amounts payable within one year42/48€13,843€24,605€38,971▲ 58.4%
Trade debts44€1,634€8,348€21,890▲ 162%
Suppliers440/4€1,634€8,348€21,890▲ 162%
Advances received on contracts in progress46--€1,800-
Taxes, remuneration and social security45€1,579€2,133€1,566▼ 26.6%
Taxes450/3€1,579€2,133€1,566▼ 26.6%
Other amounts payable47/48€10,631€14,123€13,715▼ 2.9%
Line202320242025Change
Profit (loss) for the period9904€1,321-€1,627-€417▲ 74.4%
+ Depreciation and write-downs630€1,456€2,259€592▼ 73.8%
Operating cash flow (approximation)€2,777€632€175▼ 72.3%
Investment in fixed assets (approximation)-€0€2,329-
Change in cash--€4,832€4,056▲ 184%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€1,627
Net result drops to -€1,627, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
12-01
KBO administration Address struck
event 31-10-2023
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
153 m²
Building footprint
137 m²
Volume, LiDAR
1,688 m³
Parcel 21342B0123/00A002, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TMDE CONSULTING
Strijdersstraat 98, 1082 Sint-Agatha-BerchemTelecommunications resale and intermediation services
since 20232.343.905.030
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0123/00A002 Brussels 152 m² 1 · 137 m² 14.2 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 5,922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-03-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0799201707
Also 9925:BE0799201707
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.