ASSURIA
InactiveInactive since 30-07-2026; last annual accounts for fiscal year 2025. Dissolved without liquidation on 01-07-2026.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
126 d early
2023
33 d early
2022
4 d late
2021
6 d early
2020
1 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
What became of the directors' other companies?Director track record Who ran this company, and where was it based, on a date before the end?Company as of a date How is the Insurance agents and brokers sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€293,613▲ 22.4%
2024 · €239,911
Net result
€53,702▲ 40.9%
2024 · €38,114
Total assets
€376,320▲ 33.1%
2024 · €282,768
Solvency
78.0%▼ 6.8pp
2024 · 84.8%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,733▲ 165%€26,404▼ 44.7%€11,423▼ 56.7%€56,714▲ 396%€80,415▲ 41.8%
Net result€32,185▲ 281%€15,105▼ 53.1%€3,807▼ 74.8%€38,114▲ 901%€53,702▲ 40.9%
Equity€170,534▲ 23.3%€185,639▲ 8.9%€189,446▲ 2.1%€239,911▲ 26.6%€293,613▲ 22.4%
Total assets€319,720▲ 36.3%€285,464▼ 10.7%€246,673▼ 13.6%€282,768▲ 14.6%€376,320▲ 33.1%
Debt€149,187▲ 55.1%€99,826▼ 33.1%€57,226▼ 42.7%€42,857▼ 25.1%€82,706▲ 93.0%
Working capital€127,361▲ 13.9%€140,860▲ 10.6%€144,003▲ 2.2%€214,076▲ 48.7%€325,055▲ 51.8%
Solvency53.3%▼ 5.6pp65.0%▲ 11.7pp76.8%▲ 11.8pp84.8%▲ 8.0pp78.0%▼ 6.8pp
Staff (FTE)2.8▲ 3.7%2.8=2.8=2.8=2.8=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €376,320
Fixed assets
€5,548 ▼ 81.6%
Current assets
€370,771 ▲ 46.8%
Equity and liabilities €376,320
Equity
€293,613 ▲ 22.4%
Debt
€82,706 ▲ 93.0%
Debt's share of the balance-sheet total rises from 15.2% to 22.0%. Equity and debt are higher.
Key figures and ratios
ROE
18.3%▲
2024 · 15.9%
ROA
14.3%▲
2024 · 13.5%
Debt ≤ 1 year
€45,717▲
2024 · €38,539
Income taxes
€22,090▲
2024 · €16,708
Staff costs
€181,804▲
2024 · €175,353
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €10,058 | €0 | - | - | - | - |
| Remuneration, social security and pensions62 | €171,666 | €182,065 | €183,179 | €175,353 | €181,804 | ▲ 3.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,190 | €23,133 | €24,974 | €23,872 | €1,157 | ▼ 95.2% |
| Other operating charges640/8 | €204 | €902 | €922 | €969 | €16,045 | ▲ 1,557% |
| Non-recurring operating charges66A | - | - | - | - | €4,758 | - |
| Gross operating margin9900 | €242,793 | €232,503 | €220,499 | €256,908 | €284,180 | ▲ 10.6% |
| Operating profit (loss)9901 | €47,733 | €26,404 | €11,423 | €56,714 | €80,415 | ▲ 41.8% |
| Financial income75/76B | €653 | €538 | €1,026 | €1,066 | €0 | ▼ 100.0% |
| Recurring financial income75 | €653 | €538 | €1,026 | €1,066 | €0 | ▼ 100.0% |
| Financial charges65/66B | €2,715 | €3,247 | €3,726 | €2,958 | €4,623 | ▲ 56.3% |
| Recurring financial charges65 | €2,715 | €3,247 | €3,726 | €2,958 | €4,623 | ▲ 56.3% |
| Profit (loss) for the period before taxes9903 | €45,671 | €23,694 | €8,722 | €54,822 | €75,792 | ▲ 38.3% |
| Income taxes67/77 | €13,486 | €8,589 | €4,915 | €16,708 | €22,090 | ▲ 32.2% |
| Profit (loss) for the period9904 | €32,185 | €15,105 | €3,807 | €38,114 | €53,702 | ▲ 40.9% |
| Profit (loss) for the period to be appropriated9905 | €32,185 | €15,105 | €3,807 | €38,114 | €53,702 | ▲ 40.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €319,720 | €285,464 | €246,673 | €282,768 | €376,320 | ▲ 33.1% |
| Fixed assets21/28 | €86,331 | €67,344 | €47,189 | €30,152 | €5,548 | ▼ 81.6% |
| Tangible fixed assets22/27 | €86,331 | €67,344 | €47,189 | €30,152 | €5,548 | ▼ 81.6% |
| Plant, machinery and equipment23 | - | - | - | - | €5,548 | - |
| Furniture and vehicles24 | €83,804 | €65,677 | €46,382 | €30,083 | €0 | ▼ 100% |
| Other tangible fixed assets26 | €2,527 | €1,667 | €807 | €70 | €0 | ▼ 100% |
| Current assets29/58 | €233,390 | €218,121 | €199,484 | €252,616 | €370,771 | ▲ 46.8% |
| Amounts receivable within one year40/41 | €30,024 | €26,964 | €34,944 | €42,251 | €341,783 | ▲ 709% |
| Trade receivables40 | €3,576 | €0 | - | €873 | €42,341 | ▲ 4,750% |
| Other amounts receivable41 | €26,448 | €26,964 | €34,944 | €41,378 | €299,443 | ▲ 624% |
| Cash at bank and in hand54/58 | €196,620 | €171,444 | €161,799 | €209,190 | €13,856 | ▼ 93.4% |
| Deferred charges and accrued income490/1 | €6,745 | €19,712 | €2,741 | €1,175 | €15,132 | ▲ 1,188% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €319,720 | €285,464 | €246,673 | €282,768 | €376,320 | ▲ 33.1% |
| Equity10/15 | €170,534 | €185,639 | €189,446 | €239,911 | €293,613 | ▲ 22.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €18,550 | €18,550 | = |
| Reserves13 | €164,334 | €179,439 | €183,246 | €221,361 | €275,063 | ▲ 24.3% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | €162,474 | €177,579 | €183,246 | €221,361 | €275,063 | ▲ 24.3% |
| Amounts payable17/49 | €149,187 | €99,826 | €57,226 | €42,857 | €82,706 | ▲ 93.0% |
| Amounts payable after more than one year17 | €43,158 | €22,566 | €1,745 | €0 | - | - |
| Financial debts170/4 | €43,158 | €22,566 | €1,745 | €0 | - | - |
| Amounts payable within one year42/48 | €106,029 | €77,260 | €55,481 | €38,539 | €45,717 | ▲ 18.6% |
| Current portion of amounts payable after more than one year42 | €20,367 | €20,593 | €20,820 | €1,745 | €0 | ▼ 100% |
| Trade debts44 | €66,149 | €34,038 | €10,721 | €11,948 | €15,022 | ▲ 25.7% |
| Suppliers440/4 | €66,149 | €34,038 | €10,721 | €11,948 | €15,022 | ▲ 25.7% |
| Bills of exchange payable441 | - | - | - | - | €0 | - |
| Taxes, remuneration and social security45 | €19,512 | €22,629 | €23,940 | €24,846 | €30,695 | ▲ 23.5% |
| Taxes450/3 | €729 | €1,089 | €0 | €4,208 | €27,029 | ▲ 542% |
| Remuneration and social security454/9 | €18,783 | €21,540 | €23,940 | €20,638 | €3,666 | ▼ 82.2% |
| Accrued charges and deferred income492/3 | - | - | - | €4,318 | €36,990 | ▲ 757% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32,185 | €15,105 | €3,807 | €38,114 | €53,702 | ▲ 40.9% |
| + Depreciation and write-downs630 | €23,190 | €23,133 | €24,974 | €23,872 | €1,157 | ▼ 95.2% |
| Operating cash flow (approximation) | €55,375 | €38,238 | €28,782 | €61,987 | €54,859 | ▼ 11.5% |
| Investment in fixed assets (approximation) | - | -€4,146 | -€4,820 | -€6,835 | €23,447 | ▲ 443% |
| Change in cash | - | -€25,176 | -€9,646 | €47,391 | -€195,333 | ▼ 512% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
State Gazette act
Restructuring · End & cessationResignation: Hillewaere Insurance (director) · Permanent representative: Druyts, Roel · Merger4 facts ▸
State Gazette act
Restructuring · End & cessation
Resignation: Hillewaere Insurance (director) · Permanent representative: Druyts, Roel · Merger4 facts ▸
- Merger, Hillewaere Insurance
- Dissolution, 01-07-2026
- Director resignation, Hillewaere Insurance (director)
- Permanent representative, Druyts, Roel
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €53,702 ▲40.9%
Operating result €80,415, net result €53,702, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200,000Eq €239,911 ▲26.6%
7 profitable years in a row build equity to €239,911.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €3,807 ▼74.8%
Net result drops to €3,807, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150,000Eq €170,534 ▲23.3%
4 profitable years in a row build equity to €170,534.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Bree
Ground area
2,528 m²
Building footprint
1,636 m²
Volume, LiDAR
8,029 m³
Parcel 72402A0276/00W006, Flanders · tallest building 24.0 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72402A0276/00W006 | Flanders | 2,528 m² | 1 · 1,636 m² | 24.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Hillewaere Insurance |
|
Structure & network
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTaken over by:Hillewaere Insurance
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 670 EUR awarded · 670 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 203 EUR | 203 EUR |
| 2023 | 1 | 204 EUR | 204 EUR |
| 2022 | 1 | 263 EUR | 263 EUR |
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Of 4,673 companies in sector 66220 we hold annual accounts for 3,219. 2,750 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2004
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
Scores and ratios are computed by Checked and are not a credit decision.