Summary
Assuri is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €206,030 and a net result of €504,039. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 29% of 1,822 sector peers (NACE 66, fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
2 sites
Size
€1.1mtotal assets 2025
- Staff
- 11.4 FTE
- Equity
- €206,030
- Profit
- €504,039
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Largest shareholder
- ArKa · 24.57%
- Board
- 1 member
Accounts 64 days early1 of 14 deeds read
SignalsLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 days early
2024
55 days early
2023
58 days early
2022
55 days early
2021
73 days early
2020
50 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Appointment: BV Pace Pro (director)Permanent representative: Jelle Ceuls
- Highest result since 2018net €504,039 ▲118%
Financials · fiscal year 2025, abbreviated schema
Equity
€206,030▲ 2.0%
2024 · €201,990
Net result
€504,039▲ 118%
2024 · €230,918
Total assets
€1.1m▲ 28.6%
2024 · €853,748
Solvency
18.8%▼ 4.9pp
2024 · 23.7%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result€0.5m
2025
Net result€0.5m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€1.1m
2025
Equity€0.2m
2025
Debt€0.9m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.1m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)45.9%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency18.8%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.16
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)11.4
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.1m-€0.3m▲ 109%€0.2m▼ 17.7%€0.4m▲ 76.1%€0.4m▲ 7.6%€0.3m▼ 21.9%€0.2m▼ 24.0%€0.5m▲ 116%
Net result€0.1m-€0.2m▲ 97.6%€0.2mabove the sector's middle half▼ 10.8%€0.4mabove the sector's middle half▲ 81.9%€0.4mabove the sector's middle half▲ 9.2%€0.3mabove the sector's middle half▼ 22.7%€0.2mwithin the sector's middle half▼ 25.7%€0.5mabove the sector's middle half▲ 118%
Equity€0.1m-€0.2m▲ 84.0%€0.2mwithin the sector's middle half▲ 7.1%€0.2mwithin the sector's middle half▲ 4.5%€0.2mwithin the sector's middle half▲ 1.2%€0.2mwithin the sector's middle half▲ 0.5%€0.2mwithin the sector's middle half▲ 0.5%€0.2mwithin the sector's middle half▲ 2.0%
Total assets€0.5m-€0.7m▲ 45.8%€0.7mwithin the sector's middle half▼ 6.6%€1.1mwithin the sector's middle half▲ 64.7%€1.1mwithin the sector's middle half▼ 0.2%€1.0mwithin the sector's middle half▼ 12.4%€0.9mwithin the sector's middle half▼ 12.6%€1.1mwithin the sector's middle half▲ 28.6%
Debt€0.4m-€0.5m▲ 36.7%€0.5m▼ 11.0%€0.9m▲ 88.0%€0.9m▼ 0.6%€0.8m▼ 15.2%€0.7m▼ 16.0%€0.9m▲ 36.9%
Working capital-€0.004m-€0.03m€0.08mwithin the sector's middle half▲ 185%€0.09mwithin the sector's middle half▲ 10.9%€0.1mwithin the sector's middle half▲ 13.9%€0.1mwithin the sector's middle half▲ 36.6%€0.09mwithin the sector's middle half▼ 33.1%€0.1mwithin the sector's middle half▲ 14.3%
Solvency19.3%-24.3%▲ 5.0pp27.9%within the sector's middle half▲ 3.6pp17.7%below the sector's middle half▼ 10.2pp17.9%below the sector's middle half▲ 0.3pp20.6%within the sector's middle half▲ 2.6pp23.7%within the sector's middle half▲ 3.1pp18.8%within the sector's middle half▼ 4.9pp
Current ratio0.98-1.08▲ 0.101.26within the sector's middle half▲ 0.181.17within the sector's middle half▼ 0.101.18within the sector's middle half▲ 0.011.29within the sector's middle half▲ 0.111.23within the sector's middle half▼ 0.061.16within the sector's middle half▼ 0.07
Return on assets (ROA)23.1%-31.3%▲ 8.2pp29.9%above the sector's middle half▼ 1.4pp33.0%above the sector's middle half▲ 3.1pp36.1%above the sector's middle half▲ 3.1pp31.8%above the sector's middle half▼ 4.3pp27.0%above the sector's middle half▼ 4.8pp45.9%above the sector's middle half▲ 18.9pp
Staff (FTE)3.6-8.2▲ 128%9above the sector's middle half▲ 9.8%10.1above the sector's middle half▲ 12.2%9.9above the sector's middle half▼ 2.0%10.4above the sector's middle half▲ 5.1%10.9above the sector's middle half▲ 4.8%11.4above the sector's middle half▲ 4.6%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€296,607 ▼ 14.6%
Current assets
€801,413 ▲ 58.2%
Equity and liabilities €1.1m
Equity
€206,030 ▲ 2.0%
Debt
€891,990 ▲ 36.9%
Debt's share of the balance-sheet total rises from 76.3% to 81.2%. Equity and debt are higher.
Key figures and ratios
ROE
244.6%▲
2024 · 114.3%
Debt ≤ 1 year
€693,223▲
2024 · €411,792
Debt > 1 year
€198,767▼
2024 · €239,808
Income taxes
€17,551▲
2024 · €10,202
Staff costs
€882,662▼
2024 · €885,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0.05m | - | €0.001m | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | €0.5m | - | €0.7m | €0.7m | €0.8m | €0.9m | €0.9m | ▼ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.04m | €0.04m | €0.04m | €0.06m | €0.07m | €0.05m | €0.07m | €0.07m | ▲ 1.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €0.001m | - | €0.001m | €0 | ▼ 100% |
| Other operating charges640/8 | - | €0.006m | - | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 55.8% |
| Non-recurring operating charges66A | - | €0.02m | - | €0.004m | - | €0.2m | €0.09m | €0 | ▼ 100% |
| Gross operating margin9900 | €0.4m | €0.9m | €0.9m | €1.1m | €1.2m | €1.4m | €1.3m | €1.5m | ▲ 15.8% |
| Operating profit (loss)9901 | €0.1m | €0.3m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 116% |
| Financial income75/76B | - | €35 | - | €230 | €0.002m | €209 | €0.003m | €61 | ▼ 97.6% |
| Recurring financial income75 | €2 | €35 | €339 | €230 | €0.002m | €209 | €0.003m | €61 | ▼ 97.6% |
| Financial charges65/66B | - | €0.005m | - | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 57.2% |
| Recurring financial charges65 | €0.005m | €0.005m | €0.004m | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 57.2% |
| Profit (loss) for the period before taxes9903 | €0.1m | €0.3m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 116% |
| Income taxes67/77 | €0.009m | €0.04m | €0.01m | €0.02m | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 72.0% |
| Profit (loss) for the period9904 | €0.1m | €0.2m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €0.2m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 118% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.5m | €0.7m | €0.7m | €1.1m | €1.1m | €1.0m | €0.9m | €1.1m | ▲ 28.6% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.3m | €0.5m | €0.4m | €0.3m | €0.3m | €0.3m | ▼ 14.6% |
| Intangible fixed assets21 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 16.0% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | ▼ 13.3% |
| Plant, machinery and equipment23 | - | €0.002m | - | €0.003m | €0.002m | €0.01m | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €0.003m | €0.002m | €0.001m | €0.009m | €0.007m | ▼ 23.7% |
| Other tangible fixed assets26 | - | €0.3m | - | €0.2m | €0.2m | €0.1m | €0.2m | €0.1m | ▼ 12.8% |
| Financial fixed assets28 | - | €0.03m | €0.007m | €0.01m | €0.01m | €0.02m | €0.02m | €0.02m | ▼ 14.3% |
| Current assets29/58 | €0.2m | €0.4m | €0.4m | €0.6m | €0.7m | €0.6m | €0.5m | €0.8m | ▲ 58.2% |
| Amounts receivable within one year40/41 | €0.06m | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 13.4% |
| Trade receivables40 | - | €0.03m | - | €0.02m | €0.02m | €0.009m | €0.004m | €0.01m | ▲ 237% |
| Other amounts receivable41 | - | €0.1m | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 7.8% |
| Current investments50/53 | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.001m | €0.001m | = |
| Cash at bank and in hand54/58 | €0.02m | €0.05m | €0.06m | €0.2m | €0.3m | €0.2m | €0.05m | €0.3m | ▲ 525% |
| Deferred charges and accrued income490/1 | - | €0.2m | - | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 1.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.5m | €0.7m | €0.7m | €1.1m | €1.1m | €1.0m | €0.9m | €1.1m | ▲ 28.6% |
| Equity10/15 | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 2.0% |
| Contributions10/11 | €0.02m | €0.08m | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Reserves13 | €0.08m | €0.09m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 3.4% |
| Distributable reserves133 | - | €0.09m | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 3.4% |
| Profit (loss) carried forward14 | - | - | €411 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €0.4m | €0.5m | €0.5m | €0.9m | €0.9m | €0.8m | €0.7m | €0.9m | ▲ 36.9% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.2m | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 17.1% |
| Financial debts170/4 | - | €0.2m | - | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 17.1% |
| Amounts payable within one year42/48 | €0.2m | €0.4m | €0.3m | €0.5m | €0.6m | €0.5m | €0.4m | €0.7m | ▲ 68.3% |
| Current portion of amounts payable after more than one year42 | - | €0.02m | - | €0.05m | €0.05m | €0.06m | €0.04m | €0.04m | ▲ 1.1% |
| Trade debts44 | €0.02m | €0.05m | €0.04m | €0.05m | €0.04m | €0.05m | €0.05m | €0.06m | ▲ 11.3% |
| Suppliers440/4 | - | €0.05m | - | €0.05m | €0.04m | €0.05m | €0.05m | €0.06m | ▲ 11.3% |
| Advances received on contracts in progress46 | - | - | - | - | €50 | €91 | €291 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €0.05m | - | €0.09m | €0.1m | €0.08m | €0.09m | €0.09m | ▲ 5.9% |
| Taxes450/3 | - | €0.004m | - | €0.001m | €0.02m | - | €45 | €0.003m | ▲ 5,603% |
| Remuneration and social security454/9 | - | €0.05m | - | €0.09m | €0.08m | €0.08m | €0.09m | €0.09m | ▲ 3.0% |
| Other amounts payable47/48 | - | €0.2m | - | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 117% |
| Accrued charges and deferred income492/3 | - | €158 | - | €158 | €158 | €158 | €158 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €114,984 | €227,173 | €202,609 | €368,463 | €402,383 | €310,917 | €230,918 | €504,039 | ▲ 118% |
| + Depreciation and write-downs630 | €41,556 | €42,594 | €41,724 | €58,879 | €65,277 | €52,030 | €71,261 | €72,484 | ▲ 1.7% |
| Operating cash flow (approximation) | €156,540 | €269,767 | €244,333 | €427,342 | €467,660 | €362,947 | €302,179 | €576,523 | ▲ 90.8% |
| Investment in fixed assets (approximation) | - | -€68,088 | €18,780 | -€256,382 | -€5,027 | €30,329 | -€78,453 | -€21,824 | ▲ 72.2% |
| Change in cash | - | €28,940 | €15,999 | €174,755 | €62,639 | -€108,543 | -€138,132 | €276,948 | ▲ 300% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
HINNENS VERZEKERINGEN
BE 0895.224.084
Houthulst · Eq €206,255
Estimos
BE 0460.315.082
Antwerpen · Eq €206,323
M&G Verzekeringen
BE 0792.333.315
Halle · Eq €206,373
Bureau d'Assurances Boxus
BE 0811.956.613
Profondeville · Eq €206,431
TRIANGLE - PARTNERS
BE 0436.167.131
Jette · Eq €205,373
Of 4,685 companies in this sector we hold annual accounts for 3,258. 2,830 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 · 1 entry · €1,050 awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | €1,050 | €0 |
Directors
Directors
1 director, last change in 2026
Board 1
Pace Pro
CurrentDirector · since 01-04-2026 · Private limited company · perm. rep.: Jelle Ceuls
Permanent representatives 1
Jelle Ceuls
CurrentPermanent representative · since 01-04-2026 · for Pace Pro
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
13 of this company's 14 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Pace Pro |
|
Owners and capital
Owners
2 ownersOwners 2
- Sourceaccounts ArKa 202324.57%
-
8%
According to the annual accounts of the companies, the acts in the Belgian Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Companies Code and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
05-05
State Gazette act
Appointment: BV Pace Pro (director)Permanent representative: Jelle Ceuls4 facts ▸
State Gazette act
Appointment: BV Pace Pro (director)
Permanent representative: Jelle Ceuls4 facts ▸
- General meeting, 01-04-2026
- Director appointment, BV Pace Pro (director)
- Permanent representative, Jelle Ceuls (permanent representative)
- Director in office, Jan Goris (managing director)
2025
31-12
Financial
Highest result since 2018net €504,039 ▲118%
Operating result €536,965, net result €504,039, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200,000Eq €200,155 ▲1.2%
5 profitable years in a row build equity to €200,155.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €150,000Eq €176,700 ▲84%
2 profitable years in a row build equity to €176,700.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 14 acts read
About the unread acts
Of the 14 Belgian State Gazette acts we know for this company, 1 has been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Register details
Identification
Legal formPrivate limited company
Founded09-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475813110
Also
9925:BE0475813110
Registered
04-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 7 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Herentals · 2 establishment units since 2001
Ground area
2,293 m²
Building footprint
646 m²
Volume, LiDAR
2,849 m³
2 parcels, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Kasteelstraat 2, 2220 Heist-op-den-Berg
since 2001unit no. 2.143.074.448
KBC
since 2001unit no. 2.116.471.308
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0037/00G005 | Flanders | 1,875 m² | 1 · 563 m² | 10.9 m · 1 fl. |
| 12322I0502/00N002 | Flanders | 418 m² | 1 · 83 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.