Summary
Assuri is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €206,030 and a net result of €504,039. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 29% of 1821 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Financials · fiscal year 2025, abbreviated schema
Equity
€206,030▲ 2.0%
2024 · €201,990
Net result
€504,039▲ 118%
2024 · €230,918
Total assets
€1.1m▲ 28.6%
2024 · €853,748
Solvency
18.8%▼ 4.9pp
2024 · 23.7%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result recovers in 2025; 2025 is 116% above 2024 and is the highest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result€0.5m
2025
Net result€0.5m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€1.1m
2025
Equity€0.2m
2025
Debt€0.9m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.1m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)45.9%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency18.8%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.16
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)11.4
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.1m-€0.3m▲ 109%€0.2m▼ 17.7%€0.4m▲ 76.1%€0.4m▲ 7.6%€0.3m▼ 21.9%€0.2m▼ 24.0%€0.5m▲ 116%
Net result€0.1m-€0.2m▲ 97.6%€0.2mabove the sector's middle half▼ 10.8%€0.4mabove the sector's middle half▲ 81.9%€0.4mabove the sector's middle half▲ 9.2%€0.3mabove the sector's middle half▼ 22.7%€0.2mwithin the sector's middle half▼ 25.7%€0.5mabove the sector's middle half▲ 118%
Equity€0.1m-€0.2m▲ 84.0%€0.2mwithin the sector's middle half▲ 7.1%€0.2mwithin the sector's middle half▲ 4.5%€0.2mwithin the sector's middle half▲ 1.2%€0.2mwithin the sector's middle half▲ 0.5%€0.2mwithin the sector's middle half▲ 0.5%€0.2mwithin the sector's middle half▲ 2.0%
Total assets€0.5m-€0.7m▲ 45.8%€0.7mwithin the sector's middle half▼ 6.6%€1.1mwithin the sector's middle half▲ 64.7%€1.1mwithin the sector's middle half▼ 0.2%€1.0mwithin the sector's middle half▼ 12.4%€0.9mwithin the sector's middle half▼ 12.6%€1.1mwithin the sector's middle half▲ 28.6%
Debt€0.4m-€0.5m▲ 36.7%€0.5m▼ 11.0%€0.9m▲ 88.0%€0.9m▼ 0.6%€0.8m▼ 15.2%€0.7m▼ 16.0%€0.9m▲ 36.9%
Working capital-€0.004m-€0.03m€0.08mwithin the sector's middle half▲ 185%€0.09mwithin the sector's middle half▲ 10.9%€0.1mwithin the sector's middle half▲ 13.9%€0.1mwithin the sector's middle half▲ 36.6%€0.09mwithin the sector's middle half▼ 33.1%€0.1mwithin the sector's middle half▲ 14.3%
Solvency19.3%-24.3%▲ 5.0pp27.9%within the sector's middle half▲ 3.6pp17.7%below the sector's middle half▼ 10.2pp17.9%below the sector's middle half▲ 0.3pp20.6%within the sector's middle half▲ 2.6pp23.7%within the sector's middle half▲ 3.1pp18.8%within the sector's middle half▼ 4.9pp
Current ratio0.98-1.08▲ 0.101.26within the sector's middle half▲ 0.181.17within the sector's middle half▼ 0.101.18within the sector's middle half▲ 0.011.29within the sector's middle half▲ 0.111.23within the sector's middle half▼ 0.061.16within the sector's middle half▼ 0.07
Return on assets (ROA)23.1%-31.3%▲ 8.2pp29.9%above the sector's middle half▼ 1.4pp33.0%above the sector's middle half▲ 3.1pp36.1%above the sector's middle half▲ 3.1pp31.8%above the sector's middle half▼ 4.3pp27.0%above the sector's middle half▼ 4.8pp45.9%above the sector's middle half▲ 18.9pp
Staff (FTE)3.6-8.2▲ 128%9above the sector's middle half▲ 9.8%10.1above the sector's middle half▲ 12.2%9.9above the sector's middle half▼ 2.0%10.4above the sector's middle half▲ 5.1%10.9above the sector's middle half▲ 4.8%11.4above the sector's middle half▲ 4.6%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€296,607 ▼ 14.6%
Current assets
€801,413 ▲ 58.2%
Equity and liabilities €1.1m
Equity
€206,030 ▲ 2.0%
Debt
€891,990 ▲ 36.9%
Debt's share of the balance-sheet total rises from 76.3% to 81.2%. Equity and debt are higher.
Key figures and ratios
ROE
244.6%▲
2024 · 114.3%
Debt ≤ 1 year
€693,223▲
2024 · €411,792
Debt > 1 year
€198,767▼
2024 · €239,808
Income taxes
€17,551▲
2024 · €10,202
Staff costs
€882,662▼
2024 · €885,750
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0.05m | - | €0.001m | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | €0.5m | - | €0.7m | €0.7m | €0.8m | €0.9m | €0.9m | ▼ 0.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.04m | €0.04m | €0.04m | €0.06m | €0.07m | €0.05m | €0.07m | €0.07m | ▲ 1.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €0.001m | - | €0.001m | €0 | ▼ 100% |
| Other operating charges640/8 | - | €0.006m | - | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 55.8% |
| Non-recurring operating charges66A | - | €0.02m | - | €0.004m | - | €0.2m | €0.09m | €0 | ▼ 100% |
| Gross operating margin9900 | €0.4m | €0.9m | €0.9m | €1.1m | €1.2m | €1.4m | €1.3m | €1.5m | ▲ 15.8% |
| Operating profit (loss)9901 | €0.1m | €0.3m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 116% |
| Financial income75/76B | - | €35 | - | €230 | €0.002m | €209 | €0.003m | €61 | ▼ 97.6% |
| Recurring financial income75 | €2 | €35 | €339 | €230 | €0.002m | €209 | €0.003m | €61 | ▼ 97.6% |
| Financial charges65/66B | - | €0.005m | - | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 57.2% |
| Recurring financial charges65 | €0.005m | €0.005m | €0.004m | €0.005m | €0.005m | €0.005m | €0.01m | €0.02m | ▲ 57.2% |
| Profit (loss) for the period before taxes9903 | €0.1m | €0.3m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 116% |
| Income taxes67/77 | €0.009m | €0.04m | €0.01m | €0.02m | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 72.0% |
| Profit (loss) for the period9904 | €0.1m | €0.2m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 118% |
| Profit (loss) for the period to be appropriated9905 | €0.1m | €0.2m | €0.2m | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 118% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.5m | €0.7m | €0.7m | €1.1m | €1.1m | €1.0m | €0.9m | €1.1m | ▲ 28.6% |
| Fixed assets21/28 | €0.3m | €0.3m | €0.3m | €0.5m | €0.4m | €0.3m | €0.3m | €0.3m | ▼ 14.6% |
| Intangible fixed assets21 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 16.0% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | €0.1m | €0.2m | €0.2m | ▼ 13.3% |
| Plant, machinery and equipment23 | - | €0.002m | - | €0.003m | €0.002m | €0.01m | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €0.003m | €0.002m | €0.001m | €0.009m | €0.007m | ▼ 23.7% |
| Other tangible fixed assets26 | - | €0.3m | - | €0.2m | €0.2m | €0.1m | €0.2m | €0.1m | ▼ 12.8% |
| Financial fixed assets28 | - | €0.03m | €0.007m | €0.01m | €0.01m | €0.02m | €0.02m | €0.02m | ▼ 14.3% |
| Current assets29/58 | €0.2m | €0.4m | €0.4m | €0.6m | €0.7m | €0.6m | €0.5m | €0.8m | ▲ 58.2% |
| Amounts receivable within one year40/41 | €0.06m | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 13.4% |
| Trade receivables40 | - | €0.03m | - | €0.02m | €0.02m | €0.009m | €0.004m | €0.01m | ▲ 237% |
| Other amounts receivable41 | - | €0.1m | - | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 7.8% |
| Current investments50/53 | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.001m | €0.001m | = |
| Cash at bank and in hand54/58 | €0.02m | €0.05m | €0.06m | €0.2m | €0.3m | €0.2m | €0.05m | €0.3m | ▲ 525% |
| Deferred charges and accrued income490/1 | - | €0.2m | - | €0.2m | €0.2m | €0.3m | €0.3m | €0.3m | ▼ 1.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.5m | €0.7m | €0.7m | €1.1m | €1.1m | €1.0m | €0.9m | €1.1m | ▲ 28.6% |
| Equity10/15 | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 2.0% |
| Contributions10/11 | €0.02m | €0.08m | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Reserves13 | €0.08m | €0.09m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 3.4% |
| Distributable reserves133 | - | €0.09m | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▲ 3.4% |
| Profit (loss) carried forward14 | - | - | €411 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €0.4m | €0.5m | €0.5m | €0.9m | €0.9m | €0.8m | €0.7m | €0.9m | ▲ 36.9% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €0.2m | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 17.1% |
| Financial debts170/4 | - | €0.2m | - | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | ▼ 17.1% |
| Amounts payable within one year42/48 | €0.2m | €0.4m | €0.3m | €0.5m | €0.6m | €0.5m | €0.4m | €0.7m | ▲ 68.3% |
| Current portion of amounts payable after more than one year42 | - | €0.02m | - | €0.05m | €0.05m | €0.06m | €0.04m | €0.04m | ▲ 1.1% |
| Trade debts44 | €0.02m | €0.05m | €0.04m | €0.05m | €0.04m | €0.05m | €0.05m | €0.06m | ▲ 11.3% |
| Suppliers440/4 | - | €0.05m | - | €0.05m | €0.04m | €0.05m | €0.05m | €0.06m | ▲ 11.3% |
| Advances received on contracts in progress46 | - | - | - | - | €50 | €91 | €291 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €0.05m | - | €0.09m | €0.1m | €0.08m | €0.09m | €0.09m | ▲ 5.9% |
| Taxes450/3 | - | €0.004m | - | €0.001m | €0.02m | - | €45 | €0.003m | ▲ 5,603% |
| Remuneration and social security454/9 | - | €0.05m | - | €0.09m | €0.08m | €0.08m | €0.09m | €0.09m | ▲ 3.0% |
| Other amounts payable47/48 | - | €0.2m | - | €0.4m | €0.4m | €0.3m | €0.2m | €0.5m | ▲ 117% |
| Accrued charges and deferred income492/3 | - | €158 | - | €158 | €158 | €158 | €158 | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €114,984 | €227,173 | €202,609 | €368,463 | €402,383 | €310,917 | €230,918 | €504,039 | ▲ 118% |
| + Depreciation and write-downs630 | €41,556 | €42,594 | €41,724 | €58,879 | €65,277 | €52,030 | €71,261 | €72,484 | ▲ 1.7% |
| Operating cash flow (approximation) | €156,540 | €269,767 | €244,333 | €427,342 | €467,660 | €362,947 | €302,179 | €576,523 | ▲ 90.8% |
| Investment in fixed assets (approximation) | - | -€68,088 | €18,780 | -€256,382 | -€5,027 | €30,329 | -€78,453 | -€21,824 | ▲ 72.2% |
| Change in cash | - | €28,940 | €15,999 | €174,755 | €62,639 | -€108,543 | -€138,132 | €276,948 | ▲ 300% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Subsidies and aid
Flemish government
2022 · 1 entry · €1,050 awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | €1,050 | €0 |