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TRIANGLE - PARTNERS

Active Risk: not assessed
Public limited companyfounded 198837 yrs activeBurgemeester Etienne Demunterl. 3, 1090 Jette, BelgiumKBO/BCE: BE 0436.167.131
Summary

TRIANGLE - PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €205,373 and a net result of €234,403. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 2464 sector peers (fiscal year 2025). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-06-2026, 54 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
54 d early
2024
43 d early
2023
63 d early
2022
29 d late
2021
42 d early
2020
50 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 December 1988, TRIANGLE - PARTNERS was incorporated.1 In 2026 the registered office moved to Jette.2 Total assets went from EUR 155,470 in 2018 to EUR 833,138 in 2025 and headcount from 1 to 8.9 full-time equivalents.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 27-07-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€205,373▲ 20.1%
2024 · €170,970
Net result
€234,403▲ 3.2%
2024 · €227,072
Total assets
€833,138▼ 10.1%
2024 · €926,444
Solvency
24.7%▲ 6.2pp
2024 · 18.5%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€88,008▲ 182%€5,528▼ 93.7%€182,359▲ 3,199%€360,728▲ 97.8%€360,759=
Net result€40,318within the sector's middle half▲ 146%-€22,186below the sector's middle half€107,732above the sector's middle half€227,072above the sector's middle half▲ 111%€234,403above the sector's middle half▲ 3.2%
Equity€118,352within the sector's middle half▲ 51.7%€96,166within the sector's middle half▼ 18.7%€203,898within the sector's middle half▲ 112%€170,970within the sector's middle half▼ 16.1%€205,373within the sector's middle half▲ 20.1%
Total assets€389,455within the sector's middle half▲ 34.2%€686,644within the sector's middle half▲ 76.3%€777,048above the sector's middle half▲ 13.2%€926,444above the sector's middle half▲ 19.2%€833,138above the sector's middle half▼ 10.1%
Debt€271,103▲ 27.8%€590,478▲ 118%€573,150▼ 2.9%€755,474▲ 31.8%€627,765▼ 16.9%
Working capital€84,882within the sector's middle half▲ 15.8%€61,626within the sector's middle half▼ 27.4%€228,172above the sector's middle half▲ 270%€182,374above the sector's middle half▼ 20.1%€182,241above the sector's middle half▼ 0.1%
Solvency30.4%within the sector's middle half▲ 3.5pp14.0%below the sector's middle half▼ 16.4pp26.2%within the sector's middle half▲ 12.2pp18.5%below the sector's middle half▼ 7.8pp24.7%within the sector's middle half▲ 6.2pp
Current ratio1.39within the sector's middle half▼ 0.021.20within the sector's middle half▼ 0.201.60within the sector's middle half▲ 0.411.30within the sector's middle half▼ 0.301.35within the sector's middle half▲ 0.05
Return on assets (ROA)10.4%within the sector's middle half▲ 4.7pp-3.2%below the sector's middle half▼ 13.6pp13.9%within the sector's middle half▲ 17.1pp24.5%above the sector's middle half▲ 10.6pp28.1%above the sector's middle half▲ 3.6pp
Staff (FTE)2=4▲ 100%5.6▲ 40.0%7.2▲ 28.6%8.9▲ 23.6%
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000€300,000€400,000Operating result 2021: €88,008€88,008Net result 2021: €40,318€40,318Operating result 2022: €5,528€5,528Net result 2022: -€22,186-€22,186Operating result 2023: €182,359€182,359Net result 2023: €107,732€107,732Operating result 2024: €360,728€360,728Net result 2024: €227,072€227,072Operating result 2025: €360,759€360,759Net result 2025: €234,403€234,40320212022202320242025€0€100,000€200,000€300,000€400,000Operating result 2023: €182,359€182,000Net result 2023: €107,732€108,000Operating result 2024: €360,728€361,000Net result 2024: €227,072€227,000Operating result 2025: €360,759€361,000Net result 2025: €234,403€234,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €833,138
Fixed assets €127,996 ▼ 8.1%
Current assets €705,142 ▼ 10.4%
Equity and liabilities €833,138
Equity €205,373 ▲ 20.1%
Debt €627,765 ▼ 16.9%
Debt's share of the balance-sheet total falls from 81.5% to 75.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
114.1%▼
2024 · 132.8%
Debt ≤ 1 year
€522,901▼
2024 · €604,828
Debt > 1 year
€104,864▼
2024 · €150,646
Income taxes
€98,942▼
2024 · €104,930
Staff costs
€617,241▲
2024 · €483,872
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet Code20242025
Assets
Total assets20/58€926,444€833,138▼
Fixed assets21/28€139,242€127,996▼
Intangible fixed assets21€112,861€98,753▼
Tangible fixed assets22/27€24,693€27,554▲
Furniture and vehicles24€24,693€27,554▲
Financial fixed assets28€1,689€1,689=
Current assets29/58€787,201€705,142▼
Amounts receivable after more than one year29€393,956€413,956▲
Other amounts receivable291€393,956€413,956▲
Amounts receivable within one year40/41€130,861€183,250▲
Trade receivables40€115,791€182,192▲
Other amounts receivable41€15,070€1,058▼
Cash at bank and in hand54/58€242,540€93,311▼
Deferred charges and accrued income490/1€19,845€14,625▼
Equity and liabilities
Total equity and liabilities10/49€926,444€833,138▼
Equity10/15€170,970€205,373▲
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Profit (loss) carried forward14€102,770€137,173▲
Amounts payable17/49€755,474€627,765▼
Amounts payable after more than one year17€150,646€104,864▼
Financial debts170/4€150,646€104,864▼
Amounts payable within one year42/48€604,828€522,901▼
Current portion of amounts payable after more than one year42€44,962€45,782▲
Financial debts43€120,000€100,000▼
Credit institutions430/8€120,000€100,000▼
Trade debts44€15,058€2,078▼
Suppliers440/4€15,058€2,078▼
Advances received on contracts in progress46-€23,749
Taxes, remuneration and social security45€101,227€87,710▼
Taxes450/3€31,293-
Remuneration and social security454/9€69,934€87,710▲
Other amounts payable47/48€323,582€263,582▼
Income statement Code20242025
Remuneration, social security and pensions62€483,872€617,241▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,670€22,721▲
Other operating charges640/8€7,457€1,386▼
Non-recurring operating charges66A€9,474-
Gross operating margin9900€881,200€1.0m▲
Operating profit (loss)9901€360,728€360,759=
Financial charges65/66B€28,727€27,415▼
Recurring financial charges65€10,743€15,448▲
Non-recurring financial charges66B€17,984€11,966▼
Profit (loss) for the period before taxes9903€332,001€333,345▲
Income taxes67/77€104,930€98,942▼
Profit (loss) for the period9904€227,072€234,403▲
Profit (loss) for the period to be appropriated9905€227,072€234,403▲
Appropriation of the result
Profit (loss) to be appropriated9906€362,770€337,173▼
Profit (loss) brought forward from the previous period14P€135,698€102,770▼
Profit to be distributed694/7€260,000€200,000▼
Return on contributions (dividend)694€260,000€200,000▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€132,483€231,474€397,829€483,872€617,241▲ 27.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,342€22,475€28,781€19,670€22,721▲ 15.5%
Other operating charges640/8€4,023€7,277€6,781€7,457€1,386▼ 81.4%
Non-recurring operating charges66A€3,699-€1,564€9,474--
Gross operating margin9900€247,555€266,755€617,314€881,200€1.0m▲ 13.7%
Operating profit (loss)9901€88,008€5,528€182,359€360,728€360,759=
Financial income75/76B€1,417-€12,795---
Recurring financial income75€1,417-€12,795---
Non-recurring financial income76B--€12,795---
Financial charges65/66B€16,896€15,779€22,529€28,727€27,415▼ 4.6%
Recurring financial charges65€2,131€5,508€12,126€10,743€15,448▲ 43.8%
Non-recurring financial charges66B€14,765€10,271€10,404€17,984€11,966▼ 33.5%
Profit (loss) for the period before taxes9903€72,529-€10,250€172,625€332,001€333,345▲ 0.4%
Income taxes67/77€32,211€11,935€64,893€104,930€98,942▼ 5.7%
Profit (loss) for the period9904€40,318-€22,186€107,732€227,072€234,403▲ 3.2%
Profit (loss) for the period to be appropriated9905€40,318-€22,186€107,732€227,072€234,403▲ 3.2%
Line20212022202320242025Change
Assets
Total assets20/58€389,455€686,644€777,048€926,444€833,138▼ 10.1%
Fixed assets21/28€88,701€310,024€171,334€139,242€127,996▼ 8.1%
Intangible fixed assets21-€210,981€126,969€112,861€98,753▼ 12.5%
Tangible fixed assets22/27€88,701€97,354€42,677€24,693€27,554▲ 11.6%
Furniture and vehicles24€88,701€93,343€42,677€24,693€27,554▲ 11.6%
Other tangible fixed assets26-€4,011----
Financial fixed assets28-€1,689€1,689€1,689€1,689=
Current assets29/58€300,754€376,620€605,714€787,201€705,142▼ 10.4%
Amounts receivable after more than one year29€150,695€155,695€387,956€393,956€413,956▲ 5.1%
Other amounts receivable291€150,695€155,695€387,956€393,956€413,956▲ 5.1%
Amounts receivable within one year40/41€46,503€161,325€109,618€130,861€183,250▲ 40.0%
Trade receivables40€2,500€96,454€109,618€115,791€182,192▲ 57.3%
Other amounts receivable41€44,003€64,872-€15,070€1,058▼ 93.0%
Cash at bank and in hand54/58€79,786€45,095€79,546€242,540€93,311▼ 61.5%
Deferred charges and accrued income490/1€23,771€14,505€28,594€19,845€14,625▼ 26.3%
Equity and liabilities
Total equity and liabilities10/49€389,455€686,644€777,048€926,444€833,138▼ 10.1%
Equity10/15€118,352€96,166€203,898€170,970€205,373▲ 20.1%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€6,200€6,200€6,200€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14€50,152€27,966€135,698€102,770€137,173▲ 33.5%
Amounts payable17/49€271,103€590,478€573,150€755,474€627,765▼ 16.9%
Amounts payable after more than one year17€55,231€273,294€195,608€150,646€104,864▼ 30.4%
Financial debts170/4€55,231€273,294€195,608€150,646€104,864▼ 30.4%
Amounts payable within one year42/48€215,872€314,994€377,542€604,828€522,901▼ 13.5%
Current portion of amounts payable after more than one year42€26,705€65,046€50,232€44,962€45,782▲ 1.8%
Financial debts43€20,000€75,000€45,000€120,000€100,000▼ 16.7%
Credit institutions430/8€20,000€75,000€45,000€120,000€100,000▼ 16.7%
Trade debts44€55,972€28,767€20,984€15,058€2,078▼ 86.2%
Suppliers440/4€55,972€28,767€20,984€15,058€2,078▼ 86.2%
Advances received on contracts in progress46----€23,749-
Taxes, remuneration and social security45€21,921€73,758€197,745€101,227€87,710▼ 13.4%
Taxes450/3€6,075€38,541€85,757€31,293--
Remuneration and social security454/9€15,847€35,217€111,988€69,934€87,710▲ 25.4%
Other amounts payable47/48€91,274€72,424€63,582€323,582€263,582▼ 18.5%
Accrued charges and deferred income492/3-€2,190----
Line20212022202320242025Change
Profit (loss) for the period9904€40,318-€22,186€107,732€227,072€234,403▲ 3.2%
+ Depreciation and write-downs630€19,342€22,475€28,781€19,670€22,721▲ 15.5%
Operating cash flow (approximation)€59,660€289€136,512€246,742€257,124▲ 4.2%
Investment in fixed assets (approximation)--€243,798€109,909€12,422-€11,475▼ 192%
Change in cash--€34,691€34,451€162,994-€149,229▼ 192%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
State Gazette act Reappointments: GOSSIAUX Willy, KALANTARIAN Jean and MBATSHI TOVO Blaise
Registered-office move5 facts ▸
  • General meeting, 04-06-2026
  • Director reappointment, GOSSIAUX Willy (director)
  • Director reappointment, KALANTARIAN Jean (director)
  • Director reappointment, MBATSHI TOVO Blaise (director)
  • Registered-office move, Avenue du Bourgmestre Etienne Demunter 3,1090 Jette
07-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €234,403 ▲3.2%
Operating result €360,759, net result €234,403, both a record.
31-12
Financial Equity above €200,000Eq €205,373 ▲20.1%
3 profitable years in a row build equity to €205,373.
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €107,732
Net result €107,732 after one loss-making year.
31-12
Financial Equity above €200,000Eq €203,898 ▲112%
Equity rises from €96,166 to €203,898.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial Weakest financial yearnet -€22,186
Net result drops to -€22,186, the lowest in the series; recovery starts the following year.
19-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €118,352 ▲51.7%
4 profitable years in a row build equity to €118,352.
Show earlier events
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 5 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 19 acts read
About the unread acts

Of the 19 Belgian State Gazette acts we know for this company, 1 has been read. The other 18 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
under verification
This board is reconstructed from a single act (26096049). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Current
Current
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
18 of this company's 19 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burgemeester Etienne Demunterl. 31090 Jette
Ground area
803 m²
Building footprint
400 m²
Volume, LiDAR
2,626 m³
Parcel 21342B0043/00S003, Brussels · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRIANGLE PARTNERS SA
Groot-Bijgaardenstraat 18, 1082 Sint-Agatha-BerchemInsurance agents and brokers
since 19892.042.727.552
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21342B0043/00S003 Brussels 803 m² 1 · 400 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

3 people since 2026, 3 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
KALANTARIAN Jean
  • Director, already before 27-07-2026 to date
MBATSHI TOVO Blaise
  • Director, already before 27-07-2026 to date
Willy Gossiaux
  • Director, already before 27-07-2026 to date
See the board, name and seat on a given date →

Structure & network

Owners and holdings

1 owner

Chain of control

  1. ASSUREVIA 83%
  2. TRIANGLE - PARTNERS

Highest known parent: ASSUREVIA. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Similar companies · same sector, comparable size

Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 2,815 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded08-12-1988
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0436167131
Also 9925:BE0436167131
Registered 10-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.