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Assure

Active
Private limited companyfounded 2025active for 1 yearLeopoldlei(HAL) 35, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 1019.109.813
Summary

Assure has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,435) and a net result of -€9,435. Its solvency ranks better than 15% of 13,384 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Financials · financial year 2025, micro format

Equity
-€4,435
Total assets
€26,276
Net result
-€9,435
Working capital
€24,983

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €26,276
Fixed assets €582
Current assets €25,695
Equity and liabilities
Equity-€4,435
Debt€30,711
Equity is negative: debt (€30,711) exceeds the balance-sheet total (€26,276).
Key figures and ratios
2025 value
EBITDA
-€8,988
Cash flow
-€9,282
Solvency
-16.9%
Current ratio
36.12
Quick ratio
35.70
ROA
-35.9%
Interest coverage
-30.53
Debt
€30,711
Debt ≤ 1 year
€711
Debt > 1 year
€30,000
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.0% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.0% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,468 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€26,276
Fixed assets21/28€582
Tangible fixed assets22/27€582
Plant, machinery and equipment23€582
Current assets29/58€25,695
Stocks and contracts in progress3€300
Stocks30/36€300
Amounts receivable within one year40/41€1,087
Trade receivables40€787
Other amounts receivable41€301
Cash at bank and in hand54/58€24,307
Equity and liabilities
Total equity and liabilities10/49€26,276
Equity10/15-€4,435
Contributions10/11€5,000
Profit (loss) carried forward14-€9,435
Amounts payable17/49€30,711
Amounts payable after more than one year17€30,000
Financial debts170/4€30,000
Amounts payable within one year42/48€711
Other amounts payable47/48€711
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153
Other operating charges640/8€400
Gross operating margin9900-€8,588
Operating profit (loss)9901-€9,141
Financial charges65/66B€294
Recurring financial charges65€294
Profit (loss) for the period before taxes9903-€9,435
Profit (loss) for the period9904-€9,435
Profit (loss) for the period to be appropriated9905-€9,435
Appropriation of the result
Profit (loss) to be appropriated9906-€9,435

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153
Other operating charges640/8€400
Gross operating margin9900-€8,588
Operating profit (loss)9901-€9,141
Financial charges65/66B€294
Recurring financial charges65€294
Profit (loss) for the period before taxes9903-€9,435
Profit (loss) for the period9904-€9,435
Profit (loss) for the period to be appropriated9905-€9,435
Line2025
Assets
Total assets20/58€26,276
Fixed assets21/28€582
Tangible fixed assets22/27€582
Plant, machinery and equipment23€582
Current assets29/58€25,695
Stocks and contracts in progress3€300
Stocks30/36€300
Amounts receivable within one year40/41€1,087
Trade receivables40€787
Other amounts receivable41€301
Cash at bank and in hand54/58€24,307
Equity and liabilities
Total equity and liabilities10/49€26,276
Equity10/15-€4,435
Contributions10/11€5,000
Profit (loss) carried forward14-€9,435
Amounts payable17/49€30,711
Amounts payable after more than one year17€30,000
Financial debts170/4€30,000
Amounts payable within one year42/48€711
Other amounts payable47/48€711
Line2025
Profit (loss) for the period9904-€9,435
+ Depreciation and write-downs630€153
Operating cash flow (approximation)-€9,282

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-07-2026 2026-00362087

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 1,709 active companies whose main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150), figures are known for 757. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.