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Assure

Active
Private limited companyfounded 20251 yr activeLeopoldlei(HAL) 35, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 1019.109.813
Summary

The computed 12-month bankruptcy probability of Assure is 1.8% (moderate). The 2025 annual accounts show negative equity (-€4,435) and a net result of -€9,435. Its solvency ranks better than 15% of 11425 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency8
Growth-
Track record67
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 36.12; short-term debt: 2.7% and cash: 92.5% of total assets), but equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-16.9%
Return on assets
-35.9%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Assure was incorporated on 23 January 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,435
Total assets
€26,276
Net result
-€9,435
Working capital
€24,983

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €26,276
Fixed assets €582
Current assets €25,695
Key figures and ratios
2025 value
EBITDA
-€8,988
Cash flow
-€9,282
Solvency
-16.9%
Current ratio
36.12
Quick ratio
35.70
Debt to equity
-6.92
ROA
-35.9%
Interest coverage
-30.53
Debt
€30,711
Debt ≤ 1 year
€711
Debt > 1 year
€30,000
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€26,276
Fixed assets21/28€582
Tangible fixed assets22/27€582
Plant, machinery and equipment23€582
Current assets29/58€25,695
Stocks and contracts in progress3€300
Stocks30/36€300
Amounts receivable within one year40/41€1,087
Trade receivables40€787
Other amounts receivable41€301
Cash at bank and in hand54/58€24,307
Equity and liabilities
Total equity and liabilities10/49€26,276
Equity10/15-€4,435
Contributions10/11€5,000
Profit (loss) carried forward14-€9,435
Amounts payable17/49€30,711
Amounts payable after more than one year17€30,000
Financial debts170/4€30,000
Amounts payable within one year42/48€711
Other amounts payable47/48€711
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153
Other operating charges640/8€400
Gross operating margin9900-€8,588
Operating profit (loss)9901-€9,141
Financial charges65/66B€294
Recurring financial charges65€294
Profit (loss) for the period before taxes9903-€9,435
Profit (loss) for the period9904-€9,435
Profit (loss) for the period to be appropriated9905-€9,435
Appropriation of the result
Profit (loss) to be appropriated9906-€9,435

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€153
Other operating charges640/8€400
Gross operating margin9900-€8,588
Operating profit (loss)9901-€9,141
Financial charges65/66B€294
Recurring financial charges65€294
Profit (loss) for the period before taxes9903-€9,435
Profit (loss) for the period9904-€9,435
Profit (loss) for the period to be appropriated9905-€9,435
Line2025
Assets
Total assets20/58€26,276
Fixed assets21/28€582
Tangible fixed assets22/27€582
Plant, machinery and equipment23€582
Current assets29/58€25,695
Stocks and contracts in progress3€300
Stocks30/36€300
Amounts receivable within one year40/41€1,087
Trade receivables40€787
Other amounts receivable41€301
Cash at bank and in hand54/58€24,307
Equity and liabilities
Total equity and liabilities10/49€26,276
Equity10/15-€4,435
Contributions10/11€5,000
Profit (loss) carried forward14-€9,435
Amounts payable17/49€30,711
Amounts payable after more than one year17€30,000
Financial debts170/4€30,000
Amounts payable within one year42/48€711
Other amounts payable47/48€711
Line2025
Profit (loss) for the period9904-€9,435
+ Depreciation and write-downs630€153
Operating cash flow (approximation)-€9,282

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,333 m²
Building footprint
194 m²
Volume, LiDAR
1,674 m³
Parcel 12014B0303/00E003, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Assure
Leopoldlei(HAL) 35, 2220 Heist-op-den-BergAgents specialised in the wholesale of other particular products
since 20252.369.152.051
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12014B0303/00E003 Flanders 1,333 m² 1 · 193 m² 13.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,743 companies in sector 46150 we hold annual accounts for 758. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46450Wholesale of perfume and cosmetics
47120Other non-specialised retail sale

Scores and ratios are computed by Checked and are not a credit decision.