Result
-€78,695 -€78,695
From profit to loss in 2025, after a profit of €107,069 in 2024.
ASSURANCES MOSANES - ASSUREURS-CONSEILS
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €2.2m (2021)
-not published
lowest -€78,695 (2025)
-€78,695▼ €185,764
peak €1.4m (2020)
€1.3m▼ 5.8%
€2.5m▲ 129%
peak 20.9 FTE (2023)
20.7 FTE▲ 3.0%
Board15 names since 2019all names
5 directorsLAURENTY Francois and 4 others
Owners
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Loss of €78,695Merger proposal: ASSURANCES MOSANES - ASSUREURS-CONSEILS take… 25-118 directors appointed 21-10Debts from €1.1m to €2.5m1 establishment registeredInvestments €1.6m
Key points
from the 2025 annual accountsDebts
€2.5m ▲ 129%
Debts rose by €1.4m in 2025.
Investments
€1.7m 3.3 × depreciation
Green is investment, beige is depreciation.
Staff
25 employees on 31-12-2025
In 2025, 6 people joined and 2 left.
Restructuring
2026
Merger with ASSURVIA. Merger on 23-01-2026.
Position in the sector
-€78,695
Lower net result than 90% of companies in auxiliary financial services. Sector median €113,793 · 617 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
20 days early
2023
23 days early
2022
24 days early
2021
32 days early
2020
22 days early
2019
39 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
and 1 other
- Compagnie immobilière et financière 100%equity €38.1m (2025) · 2025 annual accounts of Compagnie immobilière et financière
Recent changes
Reappointment: REWISE (statutory auditor)
General meeting of 18-06-2026 · Gazette deed
New establishment in Huy
Chaussée de Waremme 206
Merger proposal: ASSURANCES MOSANES - ASSUREURS-CONSEILS takes over Assurvia
4,000 shares · 157 shares · The company holds all the shares of Assurvia · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ASSURANCES MOSANES - ASSUREURS-CONSEILS Liège | - | - | 34.2% | 20.7 |
| Bureau Yves Pechard Liège | - | - | 32.6% | 16.7 |
| SMART GROUP Waremme | - | - | 31.5% | 21.7 |
| VERZEKERINGSKANTOOR MAURICE HENDRICKX Holsbeek | - | - | 76.0% | 17.9 |
| Naveau Sivry-Rance | €3.2m | 14.5% | 10.6% | 14.7 |
| ZAKENKANTOOR REMUE Merelbeke-Melle | €2.7m | 23.0% | 83.9% | 14.9 |
| Sharp Insurance Brokers Oudenaarde | - | - | 40.5% | 20 |
These companies have the same main activity as ASSURANCES MOSANES - ASSUREURS-CONSEILS: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €3.4m and €5.7m, founded between 1973 and 1988.
Official details
Source: KBO- Status
- Active since 19-01-1977Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 307Insurance brokers and agencies · annual accounts 2025
- Establishment units
- 2.037.470.7464020 Liège, since 19-01-1977
- 2.373.544.1714140 Sprimont, since 02-07-2021and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 26-06-2025
Annual accounts 2025
- €3.7m▲ 53.8%
- Employeeson 31-12-2025
- 25▲ 19.0%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Insights on ASSURANCES MOSANES - ASSUREURS-CONSEILS
Solvency fell in 2025 from 55.8% to 34.2% because of the loss and higher long-term debts.
Compagnie immobilière et financière holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ASSURANCES MOSANES - ASSUREURS-CONSEILS
- What is the company number of ASSURANCES MOSANES - ASSUREURS-CONSEILS?
- The company number of ASSURANCES MOSANES - ASSUREURS-CONSEILS is 0417.203.532. The VAT number is the same number with BE in front: BE 0417.203.532.
- Where is ASSURANCES MOSANES - ASSUREURS-CONSEILS based?
- The registered office is at Bld de Froidmont 38, 4020 Liège.Company details
- What does ASSURANCES MOSANES - ASSUREURS-CONSEILS do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of ASSURANCES MOSANES - ASSUREURS-CONSEILS?
- ASSURANCES MOSANES - ASSUREURS-CONSEILS is a public limited company (NV).
- When was ASSURANCES MOSANES - ASSUREURS-CONSEILS founded?
- ASSURANCES MOSANES - ASSUREURS-CONSEILS was founded on 19-01-1977.
- Is ASSURANCES MOSANES - ASSUREURS-CONSEILS still active?
- Yes, ASSURANCES MOSANES - ASSUREURS-CONSEILS is an active enterprise in the KBO register.
- How many employees does ASSURANCES MOSANES - ASSUREURS-CONSEILS have?
- ASSURANCES MOSANES - ASSUREURS-CONSEILS had an average of 20.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does ASSURANCES MOSANES - ASSUREURS-CONSEILS fall under?
- In its 2025 annual accounts, ASSURANCES MOSANES - ASSUREURS-CONSEILS states joint committee 307 (Insurance brokers and agencies).
- What is the turnover of ASSURANCES MOSANES - ASSUREURS-CONSEILS?
- The turnover in financial year 2025 is ≈ €3.5m. This figure is estimated from the gross margin of €2.0m and 1,585 comparable companies of the same size. It probably lies between €2.4m and €5.8m. It is a rough estimate. In financial year 2021 turnover was €2.2m.
- Is ASSURANCES MOSANES - ASSUREURS-CONSEILS profitable?
- In financial year 2025, ASSURANCES MOSANES - ASSUREURS-CONSEILS made a loss of €78,695.
- Where can I find the annual accounts of ASSURANCES MOSANES - ASSUREURS-CONSEILS?
- ASSURANCES MOSANES - ASSUREURS-CONSEILS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ASSURANCES MOSANES - ASSUREURS-CONSEILS due?
- ASSURANCES MOSANES - ASSUREURS-CONSEILS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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