Summary
Sharp Insurance Brokers is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.3m and a net result of €421,301. Equity has been growing by about 48% per year since 2018. Its solvency ranks better than 49% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 30-12-1983 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Joint committee
- 307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
- Establishment unit
- 2.024.139.382 9700 Oudenaarde, since 31-12-1983
- Financial year end
- 31 December
- Peppol
- Reachable since 29-06-2026
Board and ownership
Board
- Katrien Vanden BulckeManaging director
- VNVDB Invest NVManaging director · permanent representative Laurens Van Nevel
- HERBERIGS Olivier Joseph Robert Madeleine Marie GhislainDirector · since 17-12-2019
Shareholders
- Holdings
- Shares in 1 company Assicurazione WB
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €421,301
- ▼ 47.8%
- Equity
- €2.3m
- ▲ 2.8%
- Total assets
- €5.7m
- ▲ 10.8%
- Employees on 31-12-2025
- 24
- ▲ 9.1%
Filed on 03-07-2026, 28 days before the deadline
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
23 days early
2023
36 days early
2022
39 days early
2021
30 days early
2020
32 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: 2nd oldest company in Oudenaarde, Finance and insurance sectorin the Checked rankings No. 2 View
- Caution: Result fell in 2025from €807,627 to €421,301 ▼ 47.8% View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Positive: 8 profitable years in a rowprofit 2025: €421,301 8 years View
Recent changes
- · Gazette deed Appointment: BV RISKCare (director)Permanent representatives: Herman Kerremans, Marc Janssens and Laurens Van Nevel · Resignation: BV InsureCo (director)
- · Gazette deed Reappointments: VNVDB Invest NV, Mathieu Claus and 2 othersPermanent representatives: Laurens Van Nevel and Marc Janssens · Appointments: InsureCo BV, VNVDB Invest NV and Katrien Vanden Bulcke
- · Gazette deed Capital & shares · Amendment of the articles
Companies linked to Sharp Insurance Brokers
Comparable companies
These companies have the same main activity as Sharp Insurance Brokers: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €3.6m and €6.5m, founded between 1973 and 1989.
| Company | Total assets | Gross margin |
|---|---|---|
| Sharp Insurance Brokers Oudenaarde | €5.7m | €2.5m |
| SOLVAS RISK Lievegem | €6.5m | €1.8m |
| A. VAN INGELGEM ET FILS Sint-Lambrechts-Woluwe | €5.8m | €3.2m |
| VERZEKERINGSKANTOOR MAURICE HENDRICKX Holsbeek | €4.0m | €2.2m |
| ZAKENKANTOOR REMUE Merelbeke-Melle | €4.2m | €2.4m |
| Bureau Yves Pechard Liège | €4.3m | €2.1m |
| SMART GROUP Waremme | €3.6m | €2.7m |
Key facts about Sharp Insurance Brokers
- What is the company number of Sharp Insurance Brokers?
- The company number of Sharp Insurance Brokers is 0425.412.504. The VAT number is the same number with BE in front: BE 0425.412.504.
- Where is Sharp Insurance Brokers based?
- The registered office is at Dijkstraat 47, 9700 Oudenaarde.Company details
- What does Sharp Insurance Brokers do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Sharp Insurance Brokers?
- The legal form of Sharp Insurance Brokers is Public limited company (NV).
- When was Sharp Insurance Brokers founded?
- Sharp Insurance Brokers was founded on 30-12-1983.
- Is Sharp Insurance Brokers still active?
- Yes, Sharp Insurance Brokers is an active enterprise in the KBO register.
- How many employees does Sharp Insurance Brokers have?
- Sharp Insurance Brokers had an average of 20 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Sharp Insurance Brokers fall under?
- In its 2025 annual accounts, Sharp Insurance Brokers states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
- What is the turnover of Sharp Insurance Brokers?
- The turnover in financial year 2025 is ≈ €4.4m. This figure is estimated from the gross margin of €2.5m and 1,584 comparable companies of the same size. It probably lies between €3.0m and €7.2m. It is a rough estimate.
- Is Sharp Insurance Brokers profitable?
- In financial year 2025, Sharp Insurance Brokers made a profit of €421,301.
- Where can I find the annual accounts of Sharp Insurance Brokers?
- Sharp Insurance Brokers filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Sharp Insurance Brokers due?
- Sharp Insurance Brokers must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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