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Generated 17-08-2026
Active BE 0426.888.288Public limited company

Assurances Bougard

Rue Arthur Pouplier 103 ·7190 Ecaussinnes, Belgium· 42 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

Assurances Bougard is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 42 yrs
Board 4
Locations 3
Publications 8
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1984, 42 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 25-08-2025 2025-00406819
31-12-2023 volledig 28-08-2024 2024-00397559
31-12-2022 volledig 26-06-2023 2023-00164948
31-12-2021 micro 30-06-2022 2022-20152432
31-12-2020 micro 30-06-2021 2021-28300275
31-12-2019 volledig 22-10-2020 2020-62600513
31-12-2018 volledig 19-08-2019 2019-47600113
31-12-2017 volledig 21-08-2018 2018-48000054
31-12-2016 volledig 31-08-2017 2017-56900074
31-12-2015 volledig 16-08-2016 2016-43000186
Directors & mandates 8 directors
Current directors & mandates
  • FRANCOIS Pierre Arthur
    Director
    State Gazette act 23094374 (24-07-2023)
    Current
    01-07-2023 → present
  • Hugues VANDERBECQ
    Director
    State Gazette act 21068873 (10-06-2021)
    Current
    04-12-2020 → present
  • Sophie CAMBIER
    Director
    State Gazette act 21068873 (10-06-2021)
    Current
    04-12-2020 → present
    2 events
    • 04-12-2020 Resigned· Daily management
    • 04-12-2020 Mandate renewed· Director
  • SOCIETE FINANCIERE ET ECONOMIQUELegal entity
    Director· perm. rep.: Sophie CAMBIER
    State Gazette act 24138303 (25-09-2024)
    Current
    19-02-2015 → present
    2 events
    • 25-09-2024 Appointed· Director
    • 19-02-2015 Appointed· Managing director
Historic, not recently confirmed (1)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • CAMBIER Sophie, Mélanie
    Director
    State Gazette act 15180238 (28-12-2015)
    Not recently confirmed
    last confirmed in an act from 2015
Former directors (3)
  • VANDERBECQ Olivier
    Director
    State Gazette act 15027396 (19-02-2015)
    Former
    04-12-2014 → 19-11-2020
    3 events
    • 19-11-2020 Resigned· Director
    • 19-02-2015 Appointed· Director
    • 04-12-2014 Appointed· Managing director
  • Jacques BOUGARD
    Director
    State Gazette act 15027396 (19-02-2015)
    Former
    - → 19-02-2015
  • Michelle COBAUX
    Director
    State Gazette act 15027396 (19-02-2015)
    Former
    - → 19-02-2015
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Public limited company(014)
Incorporation21-05-1984
StatusActive
Postal code7190
Connections & network 2 connected companies
Group structure
SOCIETE FINANCIERE ET ECONOMIQUE
Sits on the board · 1 subsidiary · 1 location
Control→
Linked via shared directors
SOCIETE FINANCIERE ET ECONOMIQUE
viaSophie CAMBIER · Permanent representative
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 1 parties
Control over this companysits on this company's board1
SOCIETE FINANCIERE ET ECONOMIQUE
1 subsidiary · 1 location
controls
Assurances BougardBE 0426.888.288

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 3 locations
Bougard Ecaussines
Rue Arthur Pouplier 103, 7190 EcaussinnesPersonenvervoer door de lucht
since 19842.024.646.257
Bougard Seneffe
Chaussée de Mons 161, 7180 SeneffeVerzekeringsmakelaars en -agenten
since 20152.245.421.029
Bougard Ittre
Rue Edgard Bierny 16, 1460 IttreVerzekeringsmakelaars en -agenten
since 20172.262.752.850
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25108B0495/00X000 Wallonia 3,464 m² 1 · 126 m² -
52063C0006/00Y005 Wallonia 565 m² 1 · 63 m² 9.8 m · 3 fl.
55008D0315/00N006 Wallonia 119 m² 1 · 103 m² -
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 18 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-06-2026
State Gazette act Open capture
General meeting · Officer resignation · Act object
2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
02-10-2024
State Gazette act Statutes amendment
v3.2
25-09-2024
State Gazette act Director changes
v3.2
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
24-07-2023
State Gazette act Director changes
v3.2
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
10-06-2021
State Gazette act Director changes
v3.2
19-02-2021
State Gazette act Director changes
v3.2
2020
22-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
19-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
21-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
16-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
28-12-2015
State Gazette act Director changes
v3.2
19-02-2015
State Gazette act Statutes amendment
v3.2
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 8 acts
All acts · 8 updated 2 months ago
2026
15-06-2026 General meeting · Officer resignation · Act object Open-capture extraction
  • Filing: 2025-06-05 · ASSURANCES BOUGARD
  • Publication: 2026-06-15 · ASSURANCES BOUGARD
  • General meeting: 2026-04-23 · ASSURANCES BOUGARD
  • Officer resignation: role: administrateur, effective_date: 2026-04-23 · Pierre FRANCOIS
  • Act object: DEMISSION
Summary: General meeting · Officer resignation · Act object
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "U5 JUIN 2025",
      "value": "2025-06-05",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "publication",
      "quote": "15/06/2026",
      "value": "2026-06-15",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Extrait du PV d\u0027AGE du 23 avril 2026",
      "value": "2026-04-23",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "L\u0027Assembl\u00E9e accepte avec effet imm\u00E9diat la d\u00E9mission de Monsieur Pierre FRANCOIS (NN 780531-431.21) de son poste d\u0027administrateur de la SA ASSURANCES BOUGARD (BE 0426.888.288)",
      "value": {
        "role": "administrateur",
        "effective_date": "2026-04-23"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "act_object",
      "quote": "Objet de l\u0027acte : DEMISSION",
      "value": "DEMISSION",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 1056,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0426.888.288",
      "kind": "company",
      "name": "ASSURANCES BOUGARD",
      "attrs": {
        "seat": "RUE ARTHUR POUPLIER 103C -7190 ECAUSSINNES",
        "legal_form": "SOCIETE ANONYME"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Pierre FRANCOIS",
      "attrs": {
        "rrn": "78.05.31-431-21"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Ricardo STEVANONI",
      "attrs": {}
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "org",
      "name": "MG COMPTA-COGESSOC SRL",
      "attrs": {
        "role": "comptable mandataire"
      }
    }
  ]
}
2024
02-10-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-20",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
25-09-2024 1 director appointed, 1 resigning Director changes
  • Sophie CAMBIER, Bestuurder
  • Sophie CAMBIER, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Sophie CAMBIER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "L\u0027Assembl\u00E9e r\u00E9unie ce jour d\u00E9cide \u00E0 l\u0027unanimit\u00E9, d\u0027acter la d\u00E9mission au 4 d\u00E9cembre 2020 de Madame Sophie CAMBIER (NN 80.07.12-300.02) demeurant rue Victor Plancq, num\u00E9ro 3 \u00E0 7070 Mignault \u00E0 son poste d\u0027administrateur d\u00E9l\u00E9gu\u00E9"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sophie CAMBIER",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0878754474",
        "name": "SOFIE",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "L\u0027Assembl\u00E9e acte, conform\u00E9ment au PV d\u0027AGE de la SRL SOFIE (N.E. 0878.754.474) du 10 mars 2021 publi\u00E9 au Moniteur Belge le 13 avril 2021, la nom\u00EDnation de Madame Sophie CAMBIER \u00E0 la fonction de repr\u00E9sentant permanent de la SRL SOFIE au sein de la SA ASSURANCES BOUGARD."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  }
}
2023
24-07-2023 FRANCOIS Pierre Arthur appointed as director Director changes
  • FRANCOIS Pierre Arthur, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "FRANCOIS Pierre Arthur",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-07-01",
      "evidence_quote": "L\u0027Assembl\u00E9e r\u00E9unie ce jour d\u00E9cide \u00E0 l\u0027unanimit\u00E9, de nommer au poste d\u0027Administrateur avec effet au 1er juillet 2023 et pour une dur\u00E9e de six ans, Monsieur FRANCOIS Pierre Arthur, (78.05.31-431.21), domicili\u00E9 47 rue Alphonse Helsen \u00E0 6211 MELLET."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  }
}
2021
10-06-2021 1 director appointed, 2 reappointed Director changes
  • Hugues VANDERBECQ, Bestuurder
  • SOCIETE FINANCIERE ET ECONOMIQUE, Dagelijks bestuur
  • Sophie CAMBIER, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "SOCIETE FINANCIERE ET ECONOMIQUE",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "2-Confirmer au poste d\u0027Administrateur D\u00E9l\u00E9gu\u00E9 la SOCIETE FINANCIERE ET ECONOMIQUE (SOFIE en abr\u00E9g\u00E9 - BE0878.754.474), pour une dur\u00E9e de six ans, avec effet au 04 d\u00E9cembre 2020."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sophie CAMBIER",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "3-Confirmer le renouv\u00E8lement du mandat de Madame Sophie CAMBIER au poste d\u0027administrateur pour une dur\u00E9e de six ans, avec effet eu 04 d\u00E9cembre 2020."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Hugues VANDERBECQ",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "4-Confirmer la nomination au poste d\u0027administrateur de Monsieur Hugues VANDERBECQ (75.05.22-16113) pour une p\u00E9riode de six ans, avec effet au 04 d\u00E9cembre 2020"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  }
}
19-02-2021 1 director appointed, 2 resigning, 1 reappointed Director changes
  • VANDERBECQ Hugues, Bestuurder
  • SOCIETE FINANCIERE ET ECONOMIQUE, Bestuurder
  • VANDERBECQ Olivier, Bestuurder
  • CAMBIER Sophie, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SOCIETE FINANCIERE ET ECONOMIQUE",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "1. la d\u00E9mission de la SRL SOCIETE FINANCIERE ET ECONOMIQUE - 0878-754-474 de son mandat d\u0027administrateur."
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CAMBIER Sophie",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "2. le renouvellement du mandat d\u0027administrateur de CAMBIER Sophie (80.07.12-30002) pour une p\u00E9riode de 6 ans avec effet au 4-12-2020;"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VANDERBECQ Hugues",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-12-04",
      "evidence_quote": "4. la nomination au poste d\u0027administrateur de VANDERBECQ Hugues (75.05.22-16113) pour une p\u00E9riode de 6 ans avec effet au 4-12-2020."
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VANDERBECQ Olivier",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-11-19",
      "evidence_quote": "5. La fin du mandat de VANDERBECQ Olivier suite \u00E0 son d\u00E9c\u00E8s en date du 19-11-2020"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  }
}
2015
28-12-2015 CAMBIER Sophie, Mélanie appointed as director Director changes
  • CAMBIER Sophie, Mélanie, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CAMBIER Sophie, M\u00E9lanie",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2015-11-01",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de nommer en qualit\u00E9 d\u0027administratrice Madame CAMBIER Sophie, M\u00E9lanie, n\u00E9e \u00E0 Braine-le-Comte, le 12 juillet 1980 (NN 80071230002), domicili\u00E9e \u00E0 Ecaussinnes, rue du MOulin, 2."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  }
}
19-02-2015 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": true,
    "seat_change": true,
    "object_change": true,
    "effective_date": "2014-12-04",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0426.888.288",
    "name_full": "ASSURANCES BOUGARD",
    "legal_form": "SA"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": [
      {
        "name": "Olivier VANDERBECQ",
        "quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide de nommer en qualit\u00E9 d\u0027administrateur d\u00E9l\u00E9gu\u00E9: La SPRL \u003C\u003C Soci\u00E9t\u00E9 Financi\u00E8re et Economique \u00BB, d\u00E9sign\u00E9e ci-avant et repr\u00E9sent\u00E9e par son g\u00E9rant, Monsieur Olivier VANDERBECQ, pr\u00E9nomm\u00E9, comparant aux pr\u00E9sentes, lequel agit en qualit\u00E9 de repr\u00E9sentant permanent de ladite SPRL au sein de la pr\u00E9sente SA ASSURANCES BOUGARD.",
        "excluded_powers": null
      }
    ]
  }
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201Verstrekken van verbruikskrediet64921Verstrekken van verbruikskrediet64921Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110
Primary activity highlighted.
Names & trade names
Legal nameFR Assurances Bougard
Registered office
Rue Arthur Pouplier 103 bus C
7190 Ecaussinnes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative