ASK LOCALA
ActiveThe computed 12-month bankruptcy probability of ASK LOCALA is 1.6% (moderate). The 2025 annual accounts show equity of €847k and a net result of €219k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 1633 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+65
Solvency61▼-10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.81 in 2024; short-term debt: 63.5% and cash: 8.2% of total assets), but 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
34 d early
2023
16 d early
2022
60 d early
2021
54 d early
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€219k
2024 · €-27k
2019: €180k
2020: €117k
2021: €207k
2022: €68k
2023: €63k
2024: €-27k
2019 → 2025
Working capital
€836k▲ 38.4%
2024 · €604k
2019: €262k
2020: €882k
2021: €740k
2022: €607k
2023: €634k
2024: €604k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€523k-€591k▲ 13.1%€654k▲ 10.7%€627k▼ 4.1%€847k▲ 35.0%
Operating result€281k-€99k▼ 64.6%€38k▼ 61.3%€-64k€264k
Net result€207k-€68k▼ 67.1%€63k▼ 7.4%€-27k€219k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €264k after a loss of €64k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.32M
Fixed assets
€10k▼ 54.8%
Current assets
€2.31M▲ 71.2%
Equity and liabilities €2.32M
Equity
€847k▲ 35.0%
Debt
€1.48M▲ 97.7%
The debt ratio rises from 54.3% to 63.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€266k▲
2024 · €-61k
Cash flow
€221k▲
2024 · €-24k
Solvency
36.5%▼
2024 · 45.7%
Current ratio
1.57▼
2024 · 1.81
Quick ratio
1.57▼
2024 · 1.81
Debt / equity
1.74▲
2024 · 1.19
ROE
25.9%▲
2024 · -4.3%
ROA
9.4%▲
2024 · -2.0%
Interest coverage
241.94▲
2024 · -32.55
Debt
€1.48M▲
2024 · €746k
Debt ≤ 1 year
€1.48M▲
2024 · €746k
Income taxes
€82k▲
2024 · €278
Staff costs
€471k▼
2024 · €492k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€2.32M▲
Formation expenses20€0-
Fixed assets21/28€23k€10k▼
Tangible fixed assets22/27€3k€727▼
Furniture and vehicles24€3k€727▼
Financial fixed assets28€20k€10k▼
Current assets29/58€1.35M€2.31M▲
Amounts receivable within one year40/41€1.26M€2.11M▲
Trade receivables40€542k€1.25M▲
Other amounts receivable41€721k€857k▲
Cash at bank and in hand54/58€74k€191k▲
Deferred charges and accrued income490/1€13k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€2.32M▲
Equity10/15€627k€847k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€609k€828k▲
Amounts payable17/49€746k€1.48M▲
Amounts payable within one year42/48€746k€1.48M▲
Trade debts44€630k€1.24M▲
Suppliers440/4€630k€1.24M▲
Taxes, remuneration and social security45€116k€237k▲
Taxes450/3€71k€111k▲
Remuneration and social security454/9€45k€127k▲
Income statement
Code20242025
Remuneration, social security and pensions62€492k€471k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€4k€0▼
Gross operating margin9900€435k€737k▲
Operating profit (loss)9901€-64k€264k▲
Financial income75/76B€39k€38k▼
Recurring financial income75€39k€38k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-27k€301k▲
Income taxes67/77€278€82k▲
Profit (loss) for the period9904€-27k€219k▲
Profit (loss) for the period to be appropriated9905€-27k€219k▲
Appropriation of the result
Profit (loss) to be appropriated9906€609k€828k▲
Profit (loss) brought forward from the previous period14P€636k€609k▼
Social balance
Average headcount (FTE)90876.55.0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €219k
Net result €219k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-27k ▼143%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €500kEq €523k ▲65.8%
3 profitable years in a row build equity to €523k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Equity above €200kEq €315k ▲58.8%
2 profitable years in a row build equity to €315k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel Broodthaersplein 81060 Sint-Gillis (bij-Brussel)Ground area
3,973 m²
Building footprint
3,134 m²
Volume, LiDAR
93,089 m³
2 parcels, Brussels · tallest building 49.4 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
S4M Benelux
since 20192.295.113.634
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0411/00A002 | Brussels | 2,707 m² | 1 · 2,234 m² | 49.4 m · 10 fl. |
| 21805E0456/00C000 | Brussels | 1,266 m² | 1 · 900 m² | 31.7 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 1,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2019
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000