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AS CO-PILOT

Active
Private limited companyfounded 201214 yrs activeAvenue des Renoncules 7, 1300 Wavre, BelgiumKBO/BCE: BE 0845.923.142
Summary

AS CO-PILOT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €493,286. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
AS CO-PILOTActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Public relations and communication consultancy
NACE 73300Business and other management consultancy NACE 70200NACE 70210
#8 company by total assets in Walloon Brabant, Advertising and market research sector1 site
Size
€9.2mtotal assets 2025
Staff
2.3 FTE
Equity
€1.5m
Profit
€493,286
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Holdings
2
Accounts 42 d early0 of 3 deeds read
Why 93- Liquidity: current ratio 0.09, cash €68,751+ Size: total assets €9.2m+ Figures for FY 2025 (filed 23-03-2026)+ Founded in 2012Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 73, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 41-59
equity 16.4% of total assets
Liquidity 51=
short-term debt 9.7% · cash 0.7%
Profitability 36-34
return on assets 5.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (713 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +4.7% vs 11-2024 01-2025: 0.1%▲ +14.9% vs 12-2024 02-2025: 0.1%▲ +2.6% vs 01-2025 03-2025: 0.1%▲ +31.6% vs 02-2025highest value 04-2025: 0.1%▼ -43.3% vs 03-2025lowest value 05-2025: 0.1%● 0.0% vs 04-2025lowest value 06-2025: 0.1%▲ +3.4% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +3.3% vs 10-2025 12-2025: 0.1%▲ +4.8% vs 11-2025 01-2026: 0.1%▲ +15.2% vs 12-2025 02-2026: 0.1%▲ +2.6% vs 01-2026 03-2026: 0.1%▲ +20.5% vs 02-2026 04-2026: 0.1%▼ -17.0% vs 03-2026 05-2026: 0.1%▲ +2.6% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €9.2m lowers the probability for this profile
  • Liquidity: current ratio 0.09, cash €68,751 raises the probability
  • Figures for FY 2025 (filed 23-03-2026) lowers the probability
  • Founded in 2012 lowers the probability for this profile
Credit up to €140,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.4 in 2024; short-term debt: 9.7% and cash: 0.7% of total assets), and 83.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, small). Better than this share of them on solvency 20%, liquidity 53%, profitability 24%, growth against the median 88%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €9.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.09, cash €68,751
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 23-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2012
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8127 sector peers (2025).
NBB · sector comparison
Position among 8127 sector peers
Solvency
better than 23%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €1.5m
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-03-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 d early
2024
41 d early
2023
40 d early
2022
45 d early
2021
24 d early
2020
32 d early
2019
2 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 20 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €493,286 ▲6,821%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €7,127 to €493,286 ▲ 6,821% View
  • Positive: Among the best 5% on net resultsector median €14,534 · 8,126 companies €493,286 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €493,286 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€9.2m
Profit
€493,286
Solvency
16.4%
Total assets▲ 748%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 30-04-2027
  1. 19-03-2026Annual accounts filed
  2. 30-09-2025Highest result since 2019
  3. 20-03-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
04-05-2012
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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