Artis'An
ActiveThe computed 12-month bankruptcy probability of Artis'An is 1.9% (moderate). The 2025 annual accounts show equity of €226k and a net result of €25k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 7376 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-19
Solvency100▲+14
Growth68▼-17
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 7.96 against 2.02 in 2024; short-term debt: 6.9% and cash: 52.4% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
9.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
29 d early
2023
34 d early
2022
25 d late
2021
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€582k▲ 40.1%
2023 · €416k
2023: €416k
2023 → 2024
EBIT margin
19.1%▼ 0.1pp
2023 · 19.1%
2023: 19.1%
2023 → 2024
Net result
€25k▼ 71.2%
2024 · €88k
2021: €30k
2022: €93k
2023: €66k
2024: €88k
2021 → 2025
Working capital
€134k▲ 32.9%
2024 · €101k
2021: €17k
2022: €33k
2023: €107k
2024: €101k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€416k€582k▲ 40.1%
Equity€42k-€136k▲ 220%€191k▲ 40.3%€221k▲ 15.8%€226k▲ 2.5%
Operating result€36k-€115k▲ 222%€79k▼ 31.0%€111k▲ 39.7%€32k▼ 71.3%
Net result€30k-€93k▲ 212%€66k▼ 29.1%€88k▲ 32.3%€25k▼ 71.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€124k▼ 23.3%
Current assets
€153k▼ 23.1%
Equity and liabilities €277k
Equity
€226k▲ 2.5%
Debt
€51k▼ 63.5%
The debt ratio falls from 38.9% to 18.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €149k
Cash flow
€73k▼
2024 · €126k
Solvency
81.5%▲
2024 · 61.1%
Current ratio
7.96▲
2024 · 2.02
Quick ratio
7.96▲
2024 · 2.02
Debt / equity
0.23▼
2024 · 0.64
ROE
11.2%▼
2024 · 39.7%
ROA
9.1%▼
2024 · 24.3%
Interest coverage
29.46▼
2024 · 46.56
Debt
€51k▼
2024 · €140k
Debt ≤ 1 year
€19k▼
2024 · €98k
Debt > 1 year
€32k▼
2024 · €42k
Income taxes
€5k▼
2024 · €21k
Staff costs
€42k▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€361k€277k▼
Formation expenses20€336€112▼
Fixed assets21/28€162k€124k▼
Tangible fixed assets22/27€162k€124k▼
Plant, machinery and equipment23€61k€55k▼
Furniture and vehicles24€95k€66k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€199k€153k▼
Amounts receivable within one year40/41€16k€7k▼
Trade receivables40€12k-
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€179k€145k▼
Deferred charges and accrued income490/1€3k€652▼
Equity and liabilities
Total equity and liabilities10/49€361k€277k▼
Equity10/15€221k€226k▲
Contributions10/11€13k€13k=
Profit (loss) carried forward14€208k€210k▲
Investment grants15-€3k
Amounts payable17/49€140k€51k▼
Amounts payable after more than one year17€42k€32k▼
Financial debts170/4€42k€32k▼
Amounts payable within one year42/48€98k€19k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€10k€3k▼
Suppliers440/4€10k€3k▼
Taxes, remuneration and social security45€19k€5k▼
Taxes450/3€18k€1k▼
Remuneration and social security454/9€534€3k▲
Other amounts payable47/48€60k€1k▼
Accrued charges and deferred income492/3€80€82▲
Income statement
Code20242025
Turnover70€582k-
Goods, raw materials, services and sundry goods60/61€390k-
Remuneration, social security and pensions62€51k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€48k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€202k€124k▼
Operating profit (loss)9901€111k€32k▼
Financial income75/76B€970€2k▲
Recurring financial income75€970€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€109k€31k▼
Income taxes67/77€21k€5k▼
Profit (loss) for the period9904€88k€25k▼
Profit (loss) for the period to be appropriated9905€88k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€266k€233k▼
Profit (loss) brought forward from the previous period14P€178k€208k▲
Profit to be distributed694/7€58k€23k▼
Return on contributions (dividend)694€58k€23k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €25k ▼71.2%
Net result drops to €25k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 7.96
Current ratio from 2.02 to 7.96; short-term debt falls from €98k to €19k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €221k ▲15.8%
4 profitable years in a row build equity to €221k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.53
Current ratio from 1.35 to 4.53; short-term debt falls from €94k to €30k.
31-12
Financial
Equity above €150kEq €191k ▲40.3%
3 profitable years in a row build equity to €191k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Highest result since 2021net €93k ▲212%
Operating result €115k, net result €93k, both a record.
31-12
Financial
Equity above €100kEq €136k ▲220%
2 profitable years in a row build equity to €136k.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Villette,St-Mard 116762 VirtonGround area
2,707 m²
Building footprint
152 m²
Volume, LiDAR
1,382 m³
Parcel 85035B0342/00F000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Artis'An
since 20212.319.528.435
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85035B0342/00F000 | Wallonia | 2,707 m² | 1 · 152 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 11,781 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.