BOSCO
ActiveSummary
The computed 12-month bankruptcy probability of BOSCO is 1.8% (moderate). The 2025 annual accounts show equity of €226,245 and a net result of €16,698. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 36% of 2218 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+18
Solvency51▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.6 in 2024; short-term debt: 38.3% and cash: 11.9% of total assets), and 74.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
1.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
25 d late
2023
31 d late
2022
41 d early
2021
43 d late
2020
85 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16,698▼ 83.7%
2024 · €102,408
Working capital
-€129,142▲ 0.9%
2024 · -€130,322
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€31,313▲ 7,721%€45,469▲ 45.2%€88,503▲ 94.6%-€9,627€31,090
Net result€21,895within the sector's middle half▲ 10,137%€189,392above the sector's middle half▲ 765%€66,407within the sector's middle half▼ 64.9%€102,408within the sector's middle half▲ 54.2%€16,698within the sector's middle half▼ 83.7%
Equity€27,108within the sector's middle half▲ 420%€216,500above the sector's middle half▲ 699%€272,224within the sector's middle half▲ 25.7%€209,547within the sector's middle half▼ 23.0%€226,245within the sector's middle half▲ 8.0%
Total assets€398,996above the sector's middle half▲ 3,549%€442,364above the sector's middle half▲ 10.9%€515,022within the sector's middle half▲ 16.4%€942,155within the sector's middle half▲ 82.9%€880,341within the sector's middle half▼ 6.6%
Debt€371,887▲ 6,401%€225,863▼ 39.3%€242,797▲ 7.5%€732,608▲ 202%€654,096▼ 10.7%
Working capital€20,642within the sector's middle half▲ 296%€25,447within the sector's middle half▲ 23.3%€24,661within the sector's middle half▼ 3.1%-€130,322below the sector's middle half-€129,142below the sector's middle half▲ 0.9%
Solvency6.8%below the sector's middle half▼ 40.9pp48.9%within the sector's middle half▲ 42.1pp52.9%within the sector's middle half▲ 3.9pp22.2%within the sector's middle half▼ 30.6pp25.7%within the sector's middle half▲ 3.5pp
Current ratio1.26within the sector's middle half▼ 0.651.22within the sector's middle half▼ 0.051.15within the sector's middle half▼ 0.070.60below the sector's middle half▼ 0.540.62below the sector's middle half▲ 0.01
Return on assets (ROA)5.5%within the sector's middle half▲ 3.5pp42.8%above the sector's middle half▲ 37.3pp12.9%above the sector's middle half▼ 29.9pp10.9%above the sector's middle half▼ 2.0pp1.9%within the sector's middle half▼ 9.0pp
Staff (FTE)1.22.3below the sector's middle half▲ 91.7%2.4below the sector's middle half▲ 4.3%2.8within the sector's middle half▲ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2023 Net result -65% on 2022. The accounts now follow the full schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31,090 after a loss of €9,627 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €880,341
Fixed assets
€672,612 ▼ 9.6%
Current assets
€207,729 ▲ 4.9%
Equity and liabilities €880,341
Equity
€226,245 ▲ 8.0%
Debt
€654,096 ▼ 10.7%
Debt's share of the balance-sheet total falls from 77.8% to 74.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112,278▲
2024 · €49,805
Cash flow
€97,886▼
2024 · €161,839
Debt to equity
2.89▼
2024 · 3.50
ROE
7.4%▼
2024 · 48.9%
Interest coverage
8.20▲
2024 · 2.52
Debt ≤ 1 year
€336,871▲
2024 · €328,330
Debt > 1 year
€316,795▼
2024 · €403,927
Income taxes
€707▲
2024 · €325
Staff costs
€161,538▲
2024 · €125,879
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,273 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
2.1%
went bankrupt
2.5%
stopped otherwise
95%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,273 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €11,097 | €46,545 | €122,306 | €125,879 | €161,538 | ▲ 28.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €11,964 | €59,432 | €81,188 | ▲ 36.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €3,109 | €875 | - | - | - |
| Other operating charges640/8 | €348 | €2,242 | €1,603 | €10,676 | €5,345 | ▼ 49.9% |
| Non-recurring operating charges66A | - | - | - | €7,746 | - | - |
| Gross operating margin9900 | €42,758 | €97,366 | €225,250 | €194,106 | €279,161 | ▲ 43.8% |
| Operating profit (loss)9901 | €31,313 | €45,469 | €88,503 | -€9,627 | €31,090 | ▲ 423% |
| Financial income75/76B | - | €155,000 | - | €140,336 | - | - |
| Recurring financial income75 | - | €155,000 | - | €140,336 | - | - |
| Non-recurring financial income76B | - | €155,000 | - | - | - | - |
| Financial charges65/66B | €3,783 | €2,110 | €2,217 | €27,976 | €13,685 | ▼ 51.1% |
| Recurring financial charges65 | €3,783 | €2,110 | €2,217 | €19,799 | €13,685 | ▼ 30.9% |
| Non-recurring financial charges66B | - | - | - | €8,177 | - | - |
| Profit (loss) for the period before taxes9903 | €27,531 | €198,359 | €86,286 | €102,732 | €17,406 | ▼ 83.1% |
| Income taxes67/77 | €5,636 | €8,967 | €19,879 | €325 | €707 | ▲ 118% |
| Profit (loss) for the period9904 | €21,895 | €189,392 | €66,407 | €102,408 | €16,698 | ▼ 83.7% |
| Profit (loss) for the period to be appropriated9905 | €21,895 | €189,392 | €66,407 | €102,408 | €16,698 | ▼ 83.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €398,996 | €442,364 | €515,022 | €942,155 | €880,341 | ▼ 6.6% |
| Fixed assets21/28 | €300,000 | €300,000 | €320,322 | €744,147 | €672,612 | ▼ 9.6% |
| Tangible fixed assets22/27 | - | - | €18,438 | €442,263 | €370,728 | ▼ 16.2% |
| Plant, machinery and equipment23 | - | - | - | €631 | €2,538 | ▲ 302% |
| Furniture and vehicles24 | - | - | €18,438 | €441,632 | €368,190 | ▼ 16.6% |
| Financial fixed assets28 | €300,000 | €300,000 | €301,884 | €301,884 | €301,884 | = |
| Current assets29/58 | €98,996 | €142,364 | €194,700 | €198,008 | €207,729 | ▲ 4.9% |
| Amounts receivable within one year40/41 | €41,922 | €28,957 | €75,609 | €90,432 | €101,661 | ▲ 12.4% |
| Trade receivables40 | €41,589 | €18,870 | €43,049 | €69,503 | €51,869 | ▼ 25.4% |
| Other amounts receivable41 | €333 | €10,086 | €32,560 | €20,929 | €49,791 | ▲ 138% |
| Cash at bank and in hand54/58 | €56,597 | €109,004 | €118,169 | €105,726 | €104,712 | ▼ 1.0% |
| Deferred charges and accrued income490/1 | €477 | €4,403 | €922 | €1,849 | €1,356 | ▼ 26.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €398,996 | €442,364 | €515,022 | €942,155 | €880,341 | ▼ 6.6% |
| Equity10/15 | €27,108 | €216,500 | €272,224 | €209,547 | €226,245 | ▲ 8.0% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €22,108 | €211,500 | €267,224 | €204,547 | €221,245 | ▲ 8.2% |
| Distributable reserves133 | €22,108 | €211,500 | €267,224 | €204,547 | €221,245 | ▲ 8.2% |
| Amounts payable17/49 | €371,887 | €225,863 | €242,797 | €732,608 | €654,096 | ▼ 10.7% |
| Amounts payable after more than one year17 | €291,766 | €107,513 | €72,758 | €403,927 | €316,795 | ▼ 21.6% |
| Financial debts170/4 | €113,579 | €93,326 | €72,758 | €51,863 | €30,639 | ▼ 40.9% |
| Trade debts175 | - | - | - | €352,064 | €286,156 | ▼ 18.7% |
| Other amounts payable178/9 | €178,187 | €14,187 | - | - | - | - |
| Amounts payable within one year42/48 | €78,353 | €116,917 | €170,039 | €328,330 | €336,871 | ▲ 2.6% |
| Current portion of amounts payable after more than one year42 | €19,940 | €20,253 | €15,181 | €80,563 | €83,278 | ▲ 3.4% |
| Trade debts44 | €46,981 | €79,672 | €100,577 | €218,383 | €113,688 | ▼ 47.9% |
| Suppliers440/4 | €46,981 | €79,672 | €100,577 | €218,383 | €113,688 | ▼ 47.9% |
| Advances received on contracts in progress46 | - | - | €3,004 | - | €123,543 | - |
| Taxes, remuneration and social security45 | €11,433 | €16,992 | €51,277 | €29,344 | €16,362 | ▼ 44.2% |
| Taxes450/3 | €6,575 | €14,616 | €51,277 | €26,690 | €2,874 | ▼ 89.2% |
| Remuneration and social security454/9 | €4,858 | €2,376 | - | €2,654 | €13,488 | ▲ 408% |
| Other amounts payable47/48 | - | - | - | €40 | - | - |
| Accrued charges and deferred income492/3 | €1,768 | €1,434 | - | €350 | €429 | ▲ 22.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,895 | €189,392 | €66,407 | €102,408 | €16,698 | ▼ 83.7% |
| + Depreciation and write-downs630 | - | - | €11,964 | €59,432 | €81,188 | ▲ 36.6% |
| Operating cash flow (approximation) | €21,895 | €189,392 | €78,370 | €161,839 | €97,886 | ▼ 39.5% |
| Investment in fixed assets (approximation) | - | €0 | -€32,286 | -€483,257 | -€9,653 | ▲ 98.0% |
| Change in cash | - | €52,407 | €9,164 | -€12,443 | -€1,014 | ▲ 91.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €189,392 ▲765%
Net result €189,392, the highest in the series.
31-12
Financial
Equity above €200,000Eq €216,500 ▲699%
3 profitable years in a row build equity to €216,500.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 43 days late
2021
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2019
Ground area
4,011 m²
Building footprint
140 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
BOSCO
since 20192.293.097.519
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93039B0072/00M002 | Wallonia | 2,222 m² | 1 · 13 m² | - |
| 93014E0432/00P000 | Wallonia | 1,790 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of BOSCO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 11,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43320Joinery installation
43343Specialised construction activities
43410Roofing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0732709294
Also
9925:BE0732709294
Registered
27-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.