Financials
- Fiscal year
- 2025
- Total assets
- €221,961
- Profit
- €99,272
- Solvency
- 59.6%
Total assets▲ 80.1%
Net result
20242025
ARTETEK
ActiveSummary
ARTETEK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132,196 and a net result of €99,272. Its solvency ranks better than 67% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€221,961total assets 2025
- Equity
- €132,196
- Profit
- €99,272
Turnover not published (abridged schema)
Structure
Accounts filed 13 d late0 of 1 deed read
Why 73- Founded in 2024- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 2.25, cash €125,654+ Equity €132,196 (59.6% of total assets)Show the evidence
Checked score
Score 2025
73
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 86% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
85+33
equity 59.6% of total assets
Liquidity
87+31
short-term debt 31.1% · cash 56.6%
Profitability
100=
return on assets 44.7%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 3.2%highest value
09-2026: 0.6%▼ -80.8% vs 08-2026lowest value
10-2026: 0.6%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 2.25, cash €125,654 lowers the probability
- Founded in 2024 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Equity €132,196 (59.6% of total assets) lowers the probability
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.25 against 0.87 in 2024; short-term debt: 31.1% and cash: 56.6% of total assets), and 40.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 68%, liquidity 88%, profitability 92%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
13 d late
2024
9 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 11 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity triplescurrent ratio 2.25
- Equity above €100,000Eq €132,196 ▲304%
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 13-08-2026Annual accounts filed
- 31-12-2025Liquidity triples
- 31-12-2025Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 02-06-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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