RBG Construct
ActiveRBG Construct has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €106k. Its solvency ranks better than 73% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency100
Growth-
Stability67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 3.57), and 34.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.1%
Return on assets
59.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€116k
Total assets
€178k
Net result
€106k
Working capital
€80k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €178k
Fixed assets
€67k
Current assets
€111k
Equity and liabilities €178k
Equity
€116k
Debt
€62k
Debt finances 34.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€148k
Cash flow
€118k
Solvency
65.1%
Current ratio
3.57
Quick ratio
3.57
Debt / equity
0.54
ROE
91.3%
ROA
59.5%
Interest coverage
84.25
Debt
€62k
Debt ≤ 1 year
€31k
Debt > 1 year
€31k
Income taxes
€27k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€178k
Fixed assets21/28€67k
Tangible fixed assets22/27€67k
Plant, machinery and equipment23€13k
Furniture and vehicles24€53k
Current assets29/58€111k
Amounts receivable within one year40/41€10k
Trade receivables40€1k
Other amounts receivable41€9k
Cash at bank and in hand54/58€101k
Deferred charges and accrued income490/1€37
Equity and liabilities
Total equity and liabilities10/49€178k
Equity10/15€116k
Contributions10/11€10k
Reserves13€106k
Distributable reserves133€106k
Amounts payable17/49€62k
Amounts payable after more than one year17€31k
Financial debts170/4€31k
Amounts payable within one year42/48€31k
Current portion of amounts payable after more than one year42€9k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k
Other operating charges640/8€532
Gross operating margin9900€148k
Operating profit (loss)9901€135k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€133k
Income taxes67/77€27k
Profit (loss) for the period9904€106k
Profit (loss) for the period to be appropriated9905€106k
Appropriation of the result
Profit (loss) to be appropriated9906€106k
Transfer to equity691/2€106k
To other reserves6921€106k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Muizenstraat 1791981 ZemstGround area
138 m²
Building footprint
66 m²
Volume, LiDAR
474 m³
Parcel 23034A0051/00W002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RBG Construct
since 20242.365.344.604
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034A0051/00W002 | Flanders | 138 m² | 1 · 66 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,871 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.